Autor: First Baptist Church Clarksville

Throughout this series, we are going through Biblical stories of people who experienced God in profound ways. This week, we look at Jacob, who wrestled with God and came away with a limp and a blessing. This unusual experience with God contains lessons for our lives today. Key Verses: Genesis 32:22-32…

4/14/2024 - Philippians 2:5-11 - Walking the Path by Richard SchwartzAutor: Richard Schwartz

Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…

It was eclipse week in Clarksville, and some enjoyed it more than others. Plus, we're back on Money magazine's Top 50 list, and Ryan tells Chris about his mom's pantaloons.Autor: Clarksvillenow.com

Autor: First Baptist Church Clarksville

Jesus made the astounding promise that we can be friends with God. One of the ways by which we come into friendship with God is to experience him — not only as someone in ancient stories, but also as someone who is alive, in our hearts, today. But how? In this sermon, we look at the one of the most famous experiences of God, Moses and the Burning B…

4/7/2024 - Luke 24:36-49 - The Startling Implications of the Resurrection by Richard SchwartzAutor: Richard Schwartz

How to Analyze Buying a Rental Property at a Discount in Clarksville Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the te…

Autor: First Baptist Church Clarksville

When Jesus dies rises from the grave, he is putting his love on full display — for us. In this sermon, we celebrate his resurrection by looking at his great love for us, what it means, and how it can change us in the deepest of ways. Key Verses: Romans 5:6-11

3/31/2024 - 1 Corinthians 15:1-11 - Things of First Importance by Richard SchwartzAutor: Richard Schwartz

A hair-pulling incident at a Clarksville school sparks a bigger debate about how to handle special-needs children. Plus, the story of Stockade Annie, who earned a lifetime pass to Fort Campbell after shouting down the commanding general. Also, Ryan is scaredy-pants of traffic circles.Autor: Clarksvillenow.com

How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…

The last words Jesus says before he dies show us, thousands of years later something incredibly powerful — the culmination of a life that was grounded in the reality of God, his calling, and most importantly his love. In this sermon, we look at these last words of Jesus and explore how they can help us face our lives, and our deaths, with this same…

Autor: First Baptist Church Clarksville

Guest Speaker Rev. Will Cote, RUF APSUAutor: Richard Schwartz

School officials have changed their mind about two-story buildings, despite the cost. Plus CMCSS is joined by over 30 Tennessee districts in a lawsuit against TikTok, Facebook and others. And Ryan reveals the exercise scandal that got Chris in trouble with HR.Autor: Clarksvillenow.com

There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …

Autor: First Baptist Church Clarksville

As Jesus breathes his last, he shouts a cry of victory. His proclamation that “It is Finished!” is a joyful cry that will enable us to be made right with God. This victory is especially significant because it doesn’t need anything from us. We cannot add to it, earn it, or do anything additional. It is all grace; it is all finished. Key Verses: John…

3/17/2024 - Psalm 1:1-3 - Meditation on God's Word by Richard SchwartzAutor: Richard Schwartz

It was a big week for school vouchers, with a city councilman going on a rant connecting opponents to an LGBTQ / Communist plot. Also, we're about to get new barbecue and chicken finger shops, and Ryan complains about the lack of Martian contestants in the Miss Universe pageant.Autor: Clarksvillenow.com

Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…

When we look at Jesus on the Cross, John gives us a surprising detail — Jesus asks for a drink because he is thirsty. In this sermon, we see how Jesus’ thirst shows us what it means to be in need, and how to find real meaning and hope in the midst of our neediness. Key Verses: John 19:28-29

Guest Speaker Rev. Carter Crenshaw, Founding Pastor of West End Community Church NashvilleAutor: Richard Schwartz

The oddest thing about a Fort Campbell soldier being charged with selling military secrets may be the price: $42,000. Plus, a horrific murder in which a woman was stabbed 114 times, behind the scenes on election night, and how the hotel/motel (Holiday Inn) tax hike plan got into trouble.Autor: Clarksvillenow.com

Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…

Autor: First Baptist Church Clarksville

As we continue to study the last words of Jesus on the cross, we look to words that Jesus utters as He is experiencing the greatest of His sufferings. Jesus’ cry towards God here is an expression of the internal suffering He is experiencing by taking on our sin, abandonment by God. We reflect today on this passage by looking at this suffering of Je…

3/3/2024 - 2 Timothy 3:10-17 - The Inspiration of the Scriptures by Richard SchwartzAutor: Richard Schwartz

How to Analyze a New Construction Single-Family Home Property in Clarksville Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jam…

A criminal's dumb attempt to get away with killing a Walmart employee, the city's smart moves to pay for the Performing Arts Center, and Ryan shares how his dad's second career as a school bus driver changed his life.Autor: Clarksvillenow.com

Throughout Jesus’ life, he consistently redefines the nature of relationships and calls into something that can address the deepest needs of our hearts . In this sermon, we see how he specifically cares for two of his closest followers — Mary, his mother, and John, his beloved disciple — as he hangs on the cross. Key Verses: John 19:23-27…

Autor: First Baptist Church Clarksville

Turns out that objections to a new school name are coming from the name of an adults-only campground for swingers in Wisconsin. We found out the hard way. Plus, ALDI plans a new Clarksville location, and in honor of the city's decision to repaint downtown, Ryan sings "Paint It Black."Autor: Clarksvillenow.com

The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…

Autor: First Baptist Church Clarksville

Throughout this series, we use the seven last words of Jesus to guide our hearts into reflection as we prepare to celebrate Easter. This week, we look at Jesus's conversation with the criminals crucified next to Him to understand better the promise and implications His words hold for our lives. Key Verses: Luke 23:39-43…

Electric vehicles have grown a lot in the last 10 years, and now Clarksville has a $19 billion contract to keep 'em growing. Also, why Congressman Mark Green is retiring, Ryan's grand ideas for a Gary the Guardrail statue, and how Chris mixed up Valentine's Day with Ash Wednesday.Autor: Clarksvillenow.com

Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…

We are looking at the seven last words of Jesus and how they can guide us into reflection as we prepare to celebrate Easter. This week, we look at the forgiveness that Jesus offers us, and how he calls us to forgive others, as well. Key Verses: Luke 23:32-38

Autor: First Baptist Church Clarksville

2/11/2024 - Psalm 19:1-6 - God's Revelation Through His World by Richard SchwartzAutor: Richard Schwartz

Plans are in the works for a Dave & Busters in Clarksville, Ryan explains why there were people wearing trash cans at a professional wrestling match in F&M Bank Arena, and Chris sounds off on naming schools after compass points.Autor: Clarksvillenow.com

Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…

God calls us to live generously — but how? In this sermon we very practically explore what it means to set aside a portion of our resources to give away to God’s spiritual work in our earthly world. Key Verses: 2 Corinthians 9:6-15

Autor: First Baptist Church Clarksville

Rev. Dr. William Sofield, Chaplain, Bowling Green, KYAutor: Richard Schwartz

If a 5-story apartment building can't be built downtown, where can it go? Also, license plate-reading cameras arrive in Clarksville, Chris sounds off on how punk is responsible for most pop music today, and Ryan gets a rubber ducky of his own.Autor: Clarksvillenow.com