Najlepsze podcasty z kategorii: Des Moines (2024)

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Economics 36:05

13h ago36:05

36:05

Despite the power money holds over us as individuals and a society, Jesus calls us to live differently. The invitation to follow Jesus is also an invitation to live as generously as He did. Pastor Brent continues our Rediscovering Jesus series, challenging our obsession with wealth and calling us to follow the authentic Jesus.…

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Warning - Risks of Loan Called Due When Investing in Real Estate 30:12

4d ago30:12

30:12

Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…

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Deborah Svec-Carstens: How I built community through tragedy 15:21

27d ago15:21

15:21

Deborah Svec-Carstens found herself by being vulnerable with a tight-knit community in a foreign country after an assault. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…

1
Compassion 37:08

8d ago37:08

37:08

Jesus was known by his radical compassion. His compassion wasn’t just an emotional response; it was also a physical one that led to the relief of pain and alienation. We too can grow in compassion by sitting at the feet of Jesus.Autor: Brent Clark

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How to Analyze Buying a Rental Property at a Discount 36:48

11d ago36:48

36:48

How to Analyze Buying a Rental Property at a Discount in Des Moines Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…

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Is Jesus for Real? 35:56

15d ago35:56

35:56

Will the real Jesus please stand up? In a world of counterfeits, it’s difficult to determine who the real Jesus is. This Easter Sunday, Pastor Brent explores the resurrection of Jesus. Who was there? How did it happen, and what does this pivotal moment tell us about who Jesus is?Autor: Brent Clark

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How to Calculate PMI 13:29

18d ago13:29

13:29

How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…

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The Promise Preserved 34:05

21d ago34:05

34:05

As we conclude our journey through Joseph’s life as told in the book of Genesis, we learn that God can take the brokenness of our world and lives and turn it into something positive. Our story is one piece of the larger story God is writing, and that’s a beautiful thing!Autor: Brent Clark, Amy Becker

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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First? 31:13

25d ago31:13

31:13

There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …

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Finding Forgiveness 40:41

28d ago40:41

40:41

Forgiveness is the path to finding freedom. As we continue the dramatic story of Joseph as told in Genesis, he is finally reunited with his brothers. Will Joseph forgive them for all they’ve done, though?Autor: Brent Clark

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Deal Alchemy™ - Increasing Down Payment 19:59

1M ago19:59

19:59

Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…

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Kenny Gaskin : How I help students find their voice as a Black teacher in Iowa 9:30

1M ago9:30

9:30

Kenny Gaskin spent his childhood looking up to his teachers. Now he's a teacher with DMPS inspiring students and building a classroom community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can…

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Jordan Brooks: How I use art to inspire and build a community 10:56

1M ago10:56

10:56

Jordan Brooks felt like he didn't belong — until he discovered art. Now he uses it to help others build their communities. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…

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Erlin Kakkanad: My son's curiosity about skin color helped me embrace myself 15:49

1M ago15:49

15:49

Erlin Kakkanad wasn't embracing her true self when her son asked an innocent question: "Mama, why am I brown?" It led to a long journey of discovery. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyon…

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Positioned with Purpose 32:08

1M ago32:08

32:08

A dream once again takes center stage as we continue exploring the story of Joseph as told in the book of Genesis. This time, Pharaoh has a dream that requires interpretation. Listen as Pastor Amy shares Joseph’s journey towards freedom and redemption by using his leadership and administrative skills.…

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Faithfulness 29:30

1M ago29:30

29:30

Pastor Darrick continues Journey’s “Chemistry” series by highlighting God’s faithfulness. As followers of Christ, the faithfulness we show in our relationships should reflect God’s faithfulness to us.Autor: Darrick Young

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Jim Sayers: How volunteering at an Iowa prison helped me build a community 16:46

1M ago16:46

16:46

Jim Sayers entered an Iowa prison thinking every inmate was the same. He left with a close-knit community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Storytellers Proj…

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Warning - Risks of Rental Property Expenses When Investing in Real Estate 43:08

1M ago43:08

43:08

Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…

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Honesty 39:02

1M ago39:02

39:02

Pastor Darrick continues the Chemistry series by focusing on the importance of honesty in our relationships.Autor: Darrick Young

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In the Waiting 37:01

1M ago37:01

37:01

As we continue the story of Joesph, he finds himself in prison once again. However, God never stops working. Listen as Pastor Steve emphasizes the importance of remaining hopeful and faith-filled in the midst of the challenges of life.Autor: Steve Rogers

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How to Analyze a New Construction Single-Family Home Property 33:49

2M ago33:49

33:49

How to Analyze a New Construction Single-Family Home Property in Des Moines Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…

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Success and Seduction 35:09

2M ago35:09

35:09

Sometimes God doesn’t save us from tragedy—He saves us through it. As we continue exploring the story of Joseph in Genesis, we find Joseph once again in the pit. Here, in the darkness and uncertainty, we find the evidence of Joseph’s trust in God despite his circumstances.Autor: Brent Clark

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The 3 Strategies to Pay PMI 29:59

2M ago29:59

29:59

The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…

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Falling From Favor 35:30

2M ago35:30

35:30

In the book of Genesis, we find the redemptive story of a favored son named Joseph who has a dream. However, the dreams God gives us may not always take place the way we expect them to! Pastor Brent introduces our new series, Living the Dream, by exploring the beginning of Joseph’s story and the challenges that come with it.…

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Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™? 31:15

2M ago31:15

31:15

Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…

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In Practice 49:09

2M ago49:09

49:09

Following Jesus isn’t easy. It’s not just about believing the “right” thing or praying the “right” thing. It’s about relationship, one that takes time and effort to cultivate. Hear from several people in our congregation who are trying their best to cultivate their faith—not from a sense of guilt or obligation, but from a desire to know God and be …

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Deal Alchemy™ - Cash Flow to Debt Paydown 25:59

2M ago25:59

25:59

Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…

1
In the Neighborhood 37:17

2M ago37:17

37:17

Our faiths weren’t meant to be lived inside a bubble. Throughout Scripture, Jesus encourages us to go—to be His hands and feet throughout the world. Pastor Brent shares what it means to have compassion for our neighbors, rooting ourselves in the places we live, work, and learn as we seek to reveal the Kingdom of God in the world around us.…

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Warning - The Risk of Down Payment Size When Investing in Real Estate 47:42

2M ago47:42

47:42

Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…

1
Strengthen Your Soul 38:55

3M ago38:55

38:55

Autor: Kevin Starkey

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In Simplicity 40:34

3M ago40:34

40:34

We live hurried, complicated lives and often hurried, complicated faiths. But in Scripture, we find that the message of Jesus is quite simple: Love the Lord, and the love your neighbors as yourself.Autor: Steve Rogers

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How to Analyze a 5% Down Single-Family Nomad™ Property 36:47

3M ago36:47

36:47

How to Analyze a 5% Down Single-Family Nomad™ Property in Des Moines Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best dea…

1
In the Storms 38:16

3M ago38:16

38:16

How does one remain rooted in Jesus in the midst of the most difficult moments of life? Hear Pastor Brent and Pastor Amy share what it means to remain with Jesus through the storms, remembering who He is and what’s He’s brought you through in the past.Autor: Brent Clark, Amy Becker

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Renewing Your Soul 27:12

3M ago27:12

27:12

Autor: Darrick Young

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What Affects Your PMI Rate 16:35

3M ago16:35

16:35

What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…

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In One Another 38:30

3M ago38:30

38:30

Community is critical, especially when it comes to one’s faith. The language of the Bible is even communal, showing us that our faiths weren’t meant to be lived out alone. Listen as Pastor Brent continues our series by demonstrating the importance of being rooted in both Jesus and the people around us!…

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Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals? 31:26

3M ago31:26

31:26

You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…

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What is the Soil? 34:57

3M ago34:57

34:57

Where have you planted roots? In a world of countless options, it’s difficult to find the best soil. Listen as Pastor Brent launches our new sermon series, focusing on being rooted in Jesus.Autor: Brent Clark

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Deal Alchemy™ - Lease-Options 27:17

3M ago27:17

27:17

Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …

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A New Year 42:35

4M ago42:35

42:35

What fuels your fear? For King Herod, it was a lack of control and power over a baby prophesied to be King. Pastor Brent and Pastor Amy explore the story of King Herod in the book of Matthew, helping us look towards 2024 with confidence and hope instead of fear.Autor: Brent Clark, Amy Becker

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Warning - Insurable Risks When Investing in Real Estate 32:40

4M ago32:40

32:40

Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Des Moines adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to…

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Prince of Peace 15:04

4M ago15:04

15:04

Who do you turn to when chaos surrounds you? Listen to this brief Christmas Eve message on our King of Kings, Lord of Lords, and Prince of Peace: Jesus.Autor: Brent Clark

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How to Analyze a 20% Down Single-Family Home Rental 54:21

4M ago54:21

54:21

How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…

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Good News of Great Joy 31:35

4M ago31:35

31:35

The birth of the King of Kings and Lord of Lords was announced to an unexpected audience. Pastor Steve explores the story of the angels’ incredible proclamation to a group of shepherds, demonstrating that the fear of God is the fear that drives away all other fears.Autor: Steve Rogers

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What is PMI And How to Avoid It 21:39

4M ago21:39

21:39

What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…

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Frankincense 40:47

4M ago40:47

40:47

Pastor Darrick continues our series, The Gift, by explaining the importance of frankincense. In the Bible, frankincense was used by priests during Hebrew sacrifices and ceremonies. The gift of frankincense prophetically points to Jesus’ priesthood.Autor: Darrick Young

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Mary’s Message 30:20

4M ago30:20

30:20

What does it mean to be “favored” by the Lord? Pastor Brent explores the beautiful story of Mary as told in Luke, helping us understand her significant role in the birth of Jesus even as a young, teenage girl.Autor: Brent Clark

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Is It Better to Put 25% Down and Buy 9 Rental Properties After Buying an Owner-Occupant or Nomad™ with 5% Down? 33:20

4M ago33:20

33:20

Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…

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Myrrh: A Most Unusual Gift 32:58

4M ago32:58

32:58

In The Gift message series, we will look at the three gifts brought to Jesus by the wise men. The first message looks at the gift of myrrh, commonly used as an antiseptic and in embalming the dead. Symbolically, the gift of myrrh speaks to the prophetic nature of Jesus – that through his death […]Autor: Darrick Young

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Joseph’s Calling 31:26

4M ago31:26

31:26

Joseph’s role in the life of Jesus was an unexpected and likely difficult one. However, he responds to God’s invitation with courage and obedience. Through his story, we learn that just because a situation is difficult and fear-provoking, it doesn’t mean that God isn’t in it.Autor: Brent Clark

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