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The First Home Partner Scheme has an Amazing Loophole
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Mortgage Lab CEO Rupert Gough shares what you need to know about the new government initiative, First Home Partner, and why it could be the key to buying your first home.
"A number of initiatives are already in place from the government - administered and processed through Kainga Ora. The main ones are:
The First Home Loan: This allows first home buyers, buying under a certain price cap, the ability to borrow with as low as 5% deposit with a portion of the loan being guaranteed by the government (taking the risk of low deposit borrowing off the banks).
The First Home Grant: The government gifts money towards a deposit for first home buyers who meet the particular criteria. Again these have property price caps and income caps.
Enter the latest initiative, the First Home Partner, where the government doesn’t guarantee a loan for you but instead takes an ownership in the property with you..."
You can watch a video on the same subject here: https://youtu.be/JO6a2sqvSow
If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help.
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