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Belt & Suspenders Annuity Strategies: Shootin' It Straight With Stan
Manage episode 400874003 series 2798004
In this episode, The Annuity Man discussed:
State guaranty funds
The true safety of the industry
Life insurance companies are more regulated
Assigning unused money to beneficiaries
Key Takeaways:
If you look at the state guaranty fund, each state has a specific rule in place to protect you and your money in case something happens to the carrier.
You should be buying the claims-paying ability of the life insurance company from the standpoint of safety. The true safety of the annuity industry is the industry policing itself.
Life insurance companies are not smarter than banks, they’re just more regulated. The company is handcuffed from making financially stupid decisions.
You can structure an annuity so that 100% of any unused money goes to your family or beneficiaries.
"You can protect yourself and your hard-earned money in a myriad of ways. You can protect it by buying very good companies, by buying underneath the state guarantee fund within your state, and by structuring the policy so that 100% of any unused money goes to your family or beneficiaries." — Stan The Annuity Man.
Connect with The Annuity Man:
Website: http://theannuityman.com/
Email: Stan@TheAnnuityMan.com
Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
308 odcinków
Manage episode 400874003 series 2798004
In this episode, The Annuity Man discussed:
State guaranty funds
The true safety of the industry
Life insurance companies are more regulated
Assigning unused money to beneficiaries
Key Takeaways:
If you look at the state guaranty fund, each state has a specific rule in place to protect you and your money in case something happens to the carrier.
You should be buying the claims-paying ability of the life insurance company from the standpoint of safety. The true safety of the annuity industry is the industry policing itself.
Life insurance companies are not smarter than banks, they’re just more regulated. The company is handcuffed from making financially stupid decisions.
You can structure an annuity so that 100% of any unused money goes to your family or beneficiaries.
"You can protect yourself and your hard-earned money in a myriad of ways. You can protect it by buying very good companies, by buying underneath the state guarantee fund within your state, and by structuring the policy so that 100% of any unused money goes to your family or beneficiaries." — Stan The Annuity Man.
Connect with The Annuity Man:
Website: http://theannuityman.com/
Email: Stan@TheAnnuityMan.com
Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
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