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A captivating podcast dedicated to unveiling the rich and diverse history of Elgin, Illinois. Each episode brings to life fascinating stories and lesser-known anecdotes from Elgin’s past. Whether you’re a history buff or simply curious about local heritage, this podcast offers an immersive journey into the events, people, and places that have shaped Elgin over the years.
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Journey Elgin

Phillip Thomas

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Our podcast includes different resources for you as go through your daily life. We will publish our messages from Sunday morning each week. Also, we will produce weekly thoughts about how to better live our lives in Christ. In addition, we will have special episodes that include interviews with Journey members about their life journey's. Also, we plan to interview member of our community about how we can better make an impact here in Elgin.
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A collection of sermons from Sunday Service at Elgin First Baptist Church in Elgin, Iowa. New Sermons posted weekly. Live on Sundays at 10:15am CST Facebook: https://www.facebook.com/FirstBaptistChurchElgin YouTube: https://www.youtube.com/@elginfirstbaptist4527
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Elgin Movie Watchers Podcast

Chuck Zlatkin and Steve Gould

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A retrospective and discussion hosted by Chuck Zlatkin and Steve Gould, the men behind the programming at the Elgin Cinema in NYC from 1970-1977 along with their weekly cable television show about the film biz called Movie Watch. Come join us and our guests for a trip down and throughout cinema, tv, New York City, the 1970s and of course life long friendship. Mubi Copy and Paste link: https://mubi.com/notebook/posts/mubi-podcast-season-2-episode-2-the-elgin-and-el-topo-plunge-nyc-into-midnit ...
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Mica-Elgin vitug

Mica-Elgin Vi

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Mikala Petillo from Miki P and Mica-Elgin Vi from the band Modern Day Fitzgerald sits down together and talks about the life of an independent musician. They discuss their journey and share stories about their struggles and the successes in todays music industry. Also they talk about different strategies that they have learned in order to gain attention in todays modern times. Support this podcast: https://podcasters.spotify.com/pod/show/modern-day-miki-p/support
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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