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Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.
 
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Hmong Mental Health Podcast

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Hmong Mental Health Podcast

Alyssa Kaying Vang, PsyD, LP; Chue Her, LMFT; Houa Vang, LICSW, Mosi Thao, MA

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Mental health for the Hmong community remains difficult to address and understand. Yet it is a growing concern that continues to impact the well-being of Hmong families. In this podcast, the clinical team at Vanguard Mental Health and Wellness Clinic will talk about mental health from a cultural framework. This 2023 season, Healing the Self, will explore psychological components that often impact a person's sense of self.
 
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HMO Radio

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HMO Radio

YourHMOExpert.com

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HMO Radio is your insiders guide to maximising your property portfolio. Each podcast we�ll be looking at trends in the market, opportunities to expand your collection of properties. Themes and features you won't find anywhere else.
 
Talkshow on issues surfacing and affecting the Hmong community, educate Hmong communities on the daily change in educations, laws, business, and others... debate on issues that controversial and promote Hmong entertainment... Kev sib tham txog tswv yim thiab kev pom txog tej yam zoo thiab tsis zoo rau ntawm haiv neeg Hmoob nrog rau kev qhia txog tej yam xov xwm tshiab uas raug rau tsev neeg Hmoob. Txhawm txog kev lom zem thiab lwm yam.
 
The Hmong Daw Audio Drama New Testament (HDV) is a unique presentation of the Audio Bible with approximately 180 different characters and a digitally recorded sound track with full sound effects. For a list of other available languages go to our website at http://FaithComesByHearing.com. The mission of Faith Comes By Hearing is to bring His Church together and make disciples from every nation, tribe, language, and people: to give every person the opportunity to listen completely through the ...
 
This podcast is my audio diary. A timeline of finding peace, understanding mental health, and feeding my soul. Listen to all my trial and tribulations, griefs and pains, and also some real funny, light-hearted moments sprinkled in-between. Join my cathartic journey of storytelling; as I share, connect, and hopefully empower you to do the same! Welcome to the Hmong Girl Diaries Podcast. Want to share your story here? *Email iamkalorful@gmail.com your stories, anonymously! Also follow me on In ...
 
Human breast milk is comprised of several bioactive components, including human milk oligosaccharides (HMOs), which are non-nutritive carbohydrates unique to human milk. In this course, Lars Bode, PhD, introduces HMOs and describes the structure, composition, and infant health benefits of these compounds. Topics include the prebiotic effects of HMOs, particularly related to the gastrointestinal and immune systems, but also growth and development and allergies. Also reviewed are the oligosacc ...
 
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show series
 
In this episode, we're gonna talk about the three essential ingredients that you can use to bake the perfect HMO deal every single time. When I look at every single one of my deals, whether it's something I'm buying myself, whether it's a rent-to-rent deal, or whether it's something I'm just advising somebody on in our community, I'm always thinkin…
 
In this introductory episode, mental health clinicians (Dr. Alyssa, Chue, Houa, and Mosi) share why it is important to talk about Hmong mental health and why self-healing is critical for the Hmong in the 21st century.Autor: Alyssa Kaying Vang, PsyD, LP; Chue Her, LMFT; Houa Vang, LICSW, Mosi Thao, MA
 
The mortgage market is constantly changing, with various factors affecting interest rates, property values, and lending policies. So in this episode, we’ve got our Specialist Mortgage Broker, Ellie Broadhurst back to discuss what's happening in the mortgage market right now and provide some tips for navigating this complex landscape. We’ll cover th…
 
Are you tired of putting in endless hours on social media without seeing any real results? It's time to stop scrolling aimlessly and start using social media efficiently to grow your HMO property business! In this episode, I'll be sharing some tried and tested tips on how to maximise your time, efforts, and resources on social media to get the best…
 
In today's episode, I want to share what I've learned from the best in our industry and how they build successful portfolios. This is taken from a presentation that I delivered at the HMO Awards last year but we could only fit so many people in that room. And I know a lot of our listeners haven't had the chance to listen to this yet so I'm going to…
 
In this episode, I'll update you on the latest happenings in my businesses over the past few months. It's a cathartic experience to reflect on events and be held accountable, and sharing with you helps me stay focused. I'll cover recent challenges, updates on my commercial to residential businesses, my property education business, and my HMO portfo…
 
In today's episode, I invited Saif Derzi to share his thoughts on what the property market looks in the next 12 months. Saif Derzi is an award winning property trader and investor. He has been in property for over 7 years and has bought and sold over 150 properties, manages over 400 properties and owns and runs a cash buying company. In 2022, he wo…
 
What do you look for when viewing a potential property to buy? In today's episode, I wanna talk to you about the process that I go through when I'm viewing HMOs. Over the years, I have certainly perfected a bit of a strategy and approach when viewing properties and I think if you get this right, it can give you the edge that you need over other pro…
 
In today's episode, I invited Wendy Whittaker-Large to talk about this issue because Wendy and her team have been spearheading a campaign to put a stop to this. Wendy is the founder of Best Nest, HMO Success, and an Amazon bestselling author about investing in HMOs. She’s been investing in HMOs since 2013. In this conversation, Wendy and I will tal…
 
Curious about my property forecast for 2023? In this episode, I'm going to offer some of my predictions for the property market in 2023 including my thoughts on recession, inflation, interest rates, property values, rents, and legislation. I'm also going to share some of my personal goals and business targets with you and I'd love for you guys to h…
 
Looking to finally start your own HMO business? In today's episode, I'm joined by my good friend Craig Sullivan a.k.a. The Property Apprentice. Craig is a hands-on property developer based in Medway (North Kent) who’s been investing in student HMOs for 15 years and has built a multi-million-pound property portfolio. He has also built the largest St…
 
Now I know at this time of the year when those New Year's resolutions are very much front of mind, a lot of us might be thinking about property education. Looking for ways, people, and products to help speed the process up or looking for things that could help us get to where we want more quickly, perhaps doing it a bit more efficiently. So in this…
 
Fired up for a successful year ahead? Don't miss the last episode of 2022! In this episode, I'm going to point out some of my favorite episodes from the show that I think you should go and listen to right now including: My favourite guest episodes to inspire and motivate you through your journey Episodes to help you get started on a very technical …
 
As it's the penultimate episode of the year, I thought that this was the right time to go back to January to take a look at the goals and objectives that I set myself and shared with you. You guys said you were going to hold me to account and see exactly how I've done. So if you want to find out whether or not I hit my targets or whether I've falle…
 
One of the things that helped me build my businesses and helped shape the way that they look today has been reading books about other people's businesses, learning from their successes, failures, and the trials and tribulations of other people's experiences. So in this episode, I thought I would share what I think have been the 12 most valuable boo…
 
I want to share the full details of my latest 6-bed HMO Project Hillside in today's episode. It’s the one that I've just finished, and the one that I've been keeping you updated on throughout the course of this year. I've got tenants in, it’s cash-flowing and it looks fantastic! So what I thought I would do is talk you through what it costs me to g…
 
This episode’s my last business update this year! I'll give you the scoop on all of the progress and developments that have been working in the background. I’m going to tell you about the status of our student lets and occupancy, the 5-6 bed HMO that I’ve been working on, the progress of my commercial to resi development, my plans this Christmas pe…
 
HMO property investing can be a bumpy road. Still, with passion and dedication, anyone has the potential to become an award-winning HMO Investor, just like our guest, Caroline Pattinson of Chester Homeshare. Caroline has been investing in HMOs since 1995 when HMOs were not even called HMOs yet and just recently, she took home not one but two awards…
 
Are you still waiting for the right time to build your property business? In this episode, I want to talk to you about what might be holding you back from building the property business that you really want and provide seven solutions to help you finally do it and do it more quickly. Was this episode helpful? Please leave us a quick review here if …
 
How can you reduce your maintenance costs in this cost of living crisis? No matter where we are in the country, the types of our tenants, or the age and size of our HMOs, there are things that we can all do to reduce the costs of our maintenance. So in this episode, I want to share five ideas that will help you reduce your maintenance costs to boos…
 
Are you struggling to manage your time for your property business? Most people think that building a property business and doing it quickly is all about how much cash you can get your hands on and how many deals you can do. They're both really important but the truth is, most people struggle to get results because they get in their own way. They fa…
 
What makes a good HMO? In this episode, I’m joined by Richard Nicholls of The Property Advantage. Richard has worked in property sales since he was 18 and has a unique oversight of the HMO property market because they specialise in selling HMOs. He spends a lot of his time up and down the country and in and out of HMOs giving him a good idea of wha…
 
Today's update will take you behind the scenes on what has been happening in my businesses. I've got some experiences to share with you about the issues we’re having in our HMO properties, refinancing, refurbishment, maintenance, and a few tips to save money when staging your properties. Was this episode helpful? Please leave us a quick review here…
 
Are you unsure about what type of HMO you should invest in? Nine out of 10 times, a larger HMO is going to make more money than a small HMO, but the truth is, 9 out of the 10 things that we really ought to be considering when we are investing in HMOs don't appear on the spreadsheet. So in this episode, I'm going to talk to you through nine reasons …
 
As a landlord, you know that having good tenants is key to maintaining a sustainable HMO business. But what about bad tenants? How can you avoid them? In this episode, I’m going to share five red flags to look out for to avoid the stress of managing bad tenants! Was this episode helpful? Please leave us a quick review here if you enjoy this episode…
 
Would it be helpful to have an expert on your side who knew what they were doing when it came to interior design and architecture to really help you maximise your investments? Well, today I've got Andrew and Mary of Elite Dwellings, our expert architects, interior designers, and of course, HMO property investors. We’re going to talk about: How expe…
 
It's an exciting but complicated time to be a property investor so in this episode, we got our Expert Broker back, Ellie Broadhurst to discuss what’s happening in the mortgage market. We’re going to talk about the following: The mini-budget and the result of the change in Prime Minister Understanding the differences between interest rates, base rat…
 
How often do you inspect your HMO properties? Every year, I'm reminded of the value of inspecting my properties, or as I prefer to call it, doing health checks on my properties. So in this episode, I want to talk to you about: The importance of property health checks How often you should inspect your HMO properties Three areas to include or conside…
 
​​I am quite passionate about how powerful and how great Masterminds can be. If you can get in the right room with the right people, it really can transform your business and put you on a completely different trajectory. So in this episode, I wanna talk to you about why I think Masterminds are so great and what it is about Masterminds that can real…
 
How are you dealing with the current problems and challenges in your property business? In this episode, I wanted to have a very honest conversation about a lot of areas in the property business, especially with the current property market situation. So of course, there’s no other person that comes to mind when talking about honest and authentic co…
 
Today's another business update from me. I'm gonna take you behind the scenes and tell you exactly what has been going on in my businesses. I've got some updates on the refinance of the nursery conversion project, the planning permission on our Poplar House, an exciting new deal from auction, and more! Got any questions? Ask us in The HMO Community…
 
Are you doing everything you can to make sure that you are keeping utility costs down this winter season? In today’s episode, I’m going to share with you some tips and advice including: Nine things you can do as a landlord today to bring those energy bills down Eleven tips to share with your tenants to encourage them to be more economical Practical…
 
What’s your minimum acceptable cash flow for your HMOs? In this episode, I wanted to talk to you about what my minimum level of cash flow is per deal. And more importantly, the context around the importance of this metric for analysing all of your deals, when buying or refinancing any of your HMOs. Got any questions? Ask us in The HMO Community Fac…
 
What does it take to be an award-winning HMO property investor? In this episode, I invited back Mike Clay, who recently won the HMO Investor of the Year at the HMO Awards 2022. And if you’ve been listening to the podcast for a long time, you’ll know that Mike is my previous mentee and is now one of my business partners. So in this conversation, we’…
 
In today’s episode, I wanted to talk to you about what I'm doing with my utilities for next year. As student landlords, we need to think about letting our properties at the right time, so being able to put the adverts online is crucial. And to be able to determine that, we need to know what the utility package is going to cover. So I’m going to sha…
 
What would you do if you could start your property investing journey with £100,000? This hypothetical scenario is something that I often hear members of our Community talking about and asking me, and it's a difficult one to answer because the answer is actually different for all of us. It really depends on what we want to achieve, what we've curren…
 
Are you feeling anxious right now and unsure of what steps to take next? I know it's a scary time for property investors right now, and that's why in this episode, I'm bringing you some facts, some logic, and some sensible solutions to help you weather this storm! Got any questions? Ask us in The HMO Community Facebook Group or become a member at T…
 
Do you know how to brand your property business? In today’s episode, I’m joined by Brian and Lauren Metcalfe of Skaus Haus, a property developer based in Liverpool. Before becoming full-time property investors, Brian worked in retail buying and merchandising for 20 years while Lauren worked in the Food Buying and Brand Licensing sector. And in this…
 
We’re celebrating the 2nd year anniversary of The HMO Podcast and we're doing a giveaway to celebrate this special milestone! Thank you to all of you and be sure to listen to this episode for more details! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your…
 
Are you a newbie in the HMO industry? In this episode, I want to share with you the 5 mistakes that I often see that newbies are doing when they start their HMO investing journey. And making these mistakes can be fatal to your business. These mistakes can stop you from getting into business before you’re even in business. So, let’s talk about the 5…
 
Today, I'm going to fill you guys in on what has been happening in my business. I've got some updates in the main business, the investment management group including some rent increases, an interesting scenario that I've been dealing with in my HMO development project, and a general update on the commercial to resi stuff. Got any questions? Ask us …
 
Have you got the right insurance policies for your HMO properties? In this episode, we’ve invited The HMO Roadmap’s insurance expert, Steve Barnes of Total Landlord Insurance under Hamilton Fraser. And in this conversation with Steve, we talked about: The different kinds of insurance policies for your properties Understanding how policies are compu…
 
As a landlord and business owners, we need to do quite a bit of stuff ourselves. And even to this day, I still carry a toolkit around with me and take it to one of the properties every time I go when inspecting because you never know what you're going to need and what you're going to find! While I'm quite far removed from the general maintenance of…
 
How do you get yourself into a lendable position when you’re applying for finance? I’ve brought back our Expert Broker Ellie Broadhurst to share 5 key areas to work on to make ourselves in the right position and what we need to be aware of when borrowing money. Interested to discuss your HMO mortgage and finance needs? Contact Ellie at https://theh…
 
Do you want to accelerate the result of your HMO business? In this episode, I want to share three simple areas of your business that I think you should be focusing on if you want to accelerate your results. These concepts are super simple and we're not reinventing the wheel here. I’m sure you are aware of these, but sometimes we just need to be rem…
 
Do you have the right skills to start your own HMO property business? In today’s episode, I’m joined by Saif Rehan of Mauve Group. Saif graduated as an Accountant in 2015 and has been working in finance for 8 years with very large companies when he decided to venture into property investing. And in this conversation with Saif, we talked about: His …
 
Do you want to increase profits in your HMO property business? Currently, we're experiencing a high period of inflation, a stagflation economy, and a lot of uncertainty. So it would make sense to consider ways to reduce the operational or running costs of your business like energy costs, maintenance, labor, subscription costs, and all of these thin…
 
Do you have a social media strategy in place for your HMO business? A good social media strategy should allow you to reach a much bigger audience. It should allow you to fast-track relationships with investors, tenants, landlords, and with more people. It will also enable you to engage directly with those people and your community to help build bet…
 
Are you one of those HMO property investors who are getting worried and concerned about the rental reform white paper that the government has recently published? There’s a lot to digest but this is a really important topic, and if you want a clear and concise breakdown of what it all means and what's in it, then this episode is for you. I'm going t…
 
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