Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.
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Have you ever found supporting Hmong businesses to be difficult and maybe even sometimes a hassle? Well it's probably because: A. Its more convenient to go elsewhere B. You don't have a clue who provides the service or product you're looking for C. You're not aware of anyone in your location These are all very common reasons why Hmong people are not supporting Hmong businesses. If you can relate to any of these, you are not alone. In fact, I know a lot of people who would love to support Hmo ...
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Welcome to the Hmongmentum Audio Experience, where we build Hmongmentum in your lives by brining you talks and interviews from today's Hmong professionals.
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Conversations with Pang.
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mloog thiab kawm Vajtswv tej lus ua lus hmoob dub thiab lus hmoob dawb. studying the word of God in Black and white Hmong
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Connecting our community with stories, discussions and advice about healing, personal growth and realizing our full potential. Episodes coming Summer 2019. Follow us on Facebook and Instagram to continue the dialogue @americanbornhmong.
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Welcome to the HMO Property Podcast, where we connect, educate and inspire the UKs’ HMO property community. So stop what you’re doing, sit back, relax, and enjoy the story.
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Graduate school can seem terrifying when you don't know where to begin. Come along with host Malina Her as she navigates through higher education and in creating a space to demystify the grad school experience.
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Talkshow on issues surfacing and affecting the Hmong community, educate Hmong communities on the daily change in educations, laws, business, and others... debate on issues that controversial and promote Hmong entertainment... Kev sib tham txog tswv yim thiab kev pom txog tej yam zoo thiab tsis zoo rau ntawm haiv neeg Hmoob nrog rau kev qhia txog tej yam xov xwm tshiab uas raug rau tsev neeg Hmoob. Txhawm txog kev lom zem thiab lwm yam.
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Hmong Mental Health Podcast
Alyssa Kaying Vang, PsyD, LP; Chue Her, LMFT; Houa Vang, LICSW, Mosi Thao, MA
Mental health for the Hmong community remains difficult to address and understand. Yet it is a growing concern that continues to impact the well-being of Hmong families. In this podcast, the clinical team at Vanguard Mental Health and Wellness Clinic will talk about mental health from a cultural framework. This 2023 season, Healing the Self, will explore psychological components that often impact a person's sense of self and how gaining insights about self-healing can help individuals with t ...
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This podcast is my audio diary. A timeline of finding peace, understanding mental health, and feeding my soul. Listen to all my trial and tribulations, griefs and pains, and also some real funny, light-hearted moments sprinkled in-between. Join my cathartic journey of storytelling; as I share, connect, and hopefully empower you to do the same! Welcome to the Hmong Girl Diaries Podcast. Want to share your story here? *Email iamkalorful@gmail.com your stories, anonymously! Also follow me on In ...
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Bioactive Components of Human Milk Including HMOs and Other Prebiotics
Annenberg Center for Health Sciences
Human breast milk is comprised of several bioactive components, including human milk oligosaccharides (HMOs), which are non-nutritive carbohydrates unique to human milk. In this course, Lars Bode, PhD, introduces HMOs and describes the structure, composition, and infant health benefits of these compounds. Topics include the prebiotic effects of HMOs, particularly related to the gastrointestinal and immune systems, but also growth and development and allergies. Also reviewed are the oligosacc ...
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Biz Update - 13% YOY Growth, Winning Awards, Selling A Property & Multiple Live Developments
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In this episode, I'll be giving you a business update, sharing exactly what's been happening in my businesses over the last couple of months. It's been a busy period with lots going on. If you're interested in how I'm developing my property businesses, what's going well, and what challenges I've encountered, then stick around. Relax and enjoy this …
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Discovering Dreams: The Journey of Willow Creek Farm Center
32:55
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In this inspiring episode, we dive into the heartwarming story behind Willow Creek Farm Center, a stunning wedding and event venue with a unique twist. Join us as we sit down with Ka Lee, co-owner of the family-ran venue and a dedicated professional in the medical industry. Ka shares the serendipitous moment that led to the discovery of Willow Cree…
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What a Labour Government Really Means For The Future Of HMO Investors
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The Labour Party is in power, but what does this mean for property investors across the UK? More specifically, how will it impact HMO property investors like you and me? In this episode, I'll walk you through some of the key mandates and policies that will affect the property market. We'll cover tenant protections, potential changes to stamp duty, …
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From NHS Physio To Serial Entrepreneur - Andy Gets Questioned On His Property Success
47:41
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In this episode, we're doing something a bit different. I'm not the interviewer today; I'm the interviewee. Neil Gibb, a fellow HMO investor based in Australia, wanted to find out what it has taken for me to build my property businesses. I'll be sharing the ups, the downs, and everything in between with Neil and, of course, with you. If you want to…
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Ben Beadle Shares His Thoughts On A New Government & How Investor Can Still Thrive In 2024 And Beyond
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In this episode, I'm joined by Ben Beadle, Chief Executive of the NRLA (National Residential Landlords Association), representing over 100,000 landlords across England and Wales. With 20 years of experience as a landlord and senior roles at Places for People and TDS, Ben is a prominent figure in the housing sector and media. In this insightful conv…
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Multi-Award Winner Alex Babouris On How He Built A 700+ Room HMO Property Business
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In this episode, I’m thrilled to welcome Alex Babouris to the show. Alex is the Founder and Partner of Babouris Living, a multi-award-winning, fully integrated investment platform specialising in Cambridge property. In this conversation, we’ll cover the following: The vital role of effective HMO management The hurdles and rewards of building a succ…
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Want To Get £10,000/pcm From HMOs? Here's What You ACTUALLY Need To Do
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In this episode, I’ll share my goal of making a net income of £10,000 per month from investing in HMOs and discuss the importance of understanding your financial targets and the necessary actions to reach them. I will break down this goal into simple, actionable steps and highlight why creating equity is crucial for building a successful property b…
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How To Use Social Media To Amplify Your Business Results WIth Milly Bellotti
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In this episode, I'm chatting with Milly Bellotti from @postingproperty. Milly really knows her stuff when it comes to using social media, especially for property businesses. She talked about her journey, starting from working at big companies in social media to starting her own property business and helping others in the property industry. Milly s…
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Will A Mentor Boost My Results (And How Do I Know If It's Right For Me)?
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In this episode, we're going to be discussing mentorship in the property industry. What is property mentorship? Could it help you boost your results? Or is the whole thing a big scam? We’re going to answer these questions and find out what property mentorship is about and why there are so many out there offering property mentorship. Plus, we're goi…
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New Changes To Permitted Development Rights That Could Be HUGE for HMO Investors With Andrew & Mary
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In today's episode, I'm joined by Andrew and Mary, our expert architects and official partners of The HMO community and The HMO Roadmap. We'll be discussing the government's proposed changes to some of the permitted development rights that we, as HMO investors, can take advantage of. These proposals represent some of the most exciting changes in th…
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Important Update For HMO Investors About The Renters Reform Bill
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In this episode, I’m diving into the hot topic of the renter's reform bill and bringing you the latest updates on its progress. We’ll break down the proposed amendments and explore what they mean for landlords, especially those of us who own HMO properties. Some of the headline changes include scrapping Section 21 (no-fault evictions), getting rid …
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I Ask Our Expert Broker Ellie Broadhurst 'Is the Property Market About To Crash?'
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In this episode, Ellie Broadhurst, our expert mortgage broker, and I discuss what's happening in the property market right now. We look into the talk about a possible big crash coming up. We break down all the different things going on - like what banks are doing, how properties are being valued, how many sales are actually happening, and whether w…
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A Doctor in Natural Healing - For the Mind, Body, and Soul
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Over 10+ years of education and practice, Dr. Amy Lor shares her story about how she got started in natural healing and all the various services she provides. From facial rejuvenation to acupuncture, Chinese medicine and light therapy, Dr. Amy Lor of Catawba Natural Healing is a true specialist in what she does. Catawba Natural Healing Website: htt…
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Biz Update - New Loans, Operational Challenges, Development Progress And A New Offer
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32:49
In this episode, I’ll give an update on my property business and talk about what's been happening over the past five to six weeks. I’ll share details about a new team member I've hired, the progress on my development projects, the upcoming student changeover period, and my plans to renovate one of my HMOs. I’ll also discuss how my businesses are pe…
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What Is The Best Location To Invest In HMOs?
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In this episode, I'm going to address the question I receive most frequently and see discussed often in the community: What is the best location for investing in HMOs? The best location to invest in HMOs is different for every investor and depends on their individual goals, resources, risk profile, and experience. In this episode, I'll provide a de…
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A Hobby Turned Mobile - Premium Auto Detailing Services
27:59
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27:59
The story of all entrepreneurs have similar drives and Joel shares that same fire. From just a hobby, it turned into a fully loaded van with all the bells and whistles needed to get those dirty and messy stains out of your car including the exterior. Professional, high quality, full auto detailing! Join us as Joel Lo, with Lo Detailing, shares with…
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The 10 Essential Traits Of A Successful HMO Investor
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If I were to ask you what enables some people to build successful property businesses, what would you say? Perhaps they bought at the right time, knew the right people, or purchased properties at the right price and added significant value, consistently. While I agree with these factors, my experience over 15 years in the industry has shown me ther…
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How Vann Vogstad Is Revolutionising The HMO Industry, And What It Means For You
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In this episode, I'm glad to have Vann Vogstad back to chat about the HMO industry with me. Vann co-founded COHO, a software company that helps HMO investors and tenants manage their properties. We'll be covering: Vann's goal of making property management easier for everyone The tough parts of running HMOs Why building communities and sharing info …
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A Super Natural Connection - Tarot Reader and Medium
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Some people are gifted with abilities out of this world, and sometimes it's unexplainable. Join us in this episode where we dive deeper into what Linda does and how she came about her abilities. Sometimes you just have to trust that thing inside you. Linda's Spiritual Corner Website: https://llee1993.wixsite.com/spirituallyauthentic Facebook: https…
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In this episode, I’m going to answer the question of whether it's too late to invest in HMOs. I’m going to address concerns about property values, interest rates, competition, access to finance, restrictive planning permissions, and legislation. I’m going to discuss the importance of taking a long-term view, building knowledge and skills to navigat…
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How And Why You Should Be Doing R2R To Supercharge Your HMO Business
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If you believe that rent to rent is solely for those with limited capital, unable to purchase properties, you're mistaken. While it's indeed a fantastic approach for individuals with limited resources, it offers benefits beyond just that. It serves as a gateway to enter the market, build cash flow, experience, networking, and various other advantag…
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Dropping Finance for Dance - Dance and Fitness Studio
31:53
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31:53
With a background in finance and the drive to create something amazing regardless of financial standing, Maui pursues a very different path than she imagined. Join me as we listen to her story and discover why she made the shift that brings together a small, but bustling, dance and fitness community in the heart of Asheville, North Carolina. "There…
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Biz Update - Planning, Lending & Construction Delays, And A Ferret Under The Table!
23:53
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In this episode, I'll provide you with a business update and share my thoughts on the current economic outlook. I'll touch on the progress and challenges in my commercial-to-residential projects, my efforts in finding new HMO properties and I'll also discuss the upcoming Rent-to-Rent Discovery Day. Join our inaugural R2R Discovery Day on April 6th …
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Don't Wait Until It's Too Late - Life Insurance and Financial Services
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With 10+ years in the life insurance and finance industry, Cheenou Yang comes to us with knowledge and the goal to help. Everyone is in a different stage of life and are headed towards different goals, which is why he takes the time to know you to understand what works best for you right now. Join me as we dive into what Cheenou does as a life insu…
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How To Fund Residential to HMO Conversions Using Bridge Lending With Ellie Broadhurst
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In this episode, I'm excited to welcome back our expert broker, Ellie Broadhurst, as we talk about bridge lending. Specifically, we'll be focusing on bridge lending for converting existing residential properties into HMOs. Ellie brings a wealth of knowledge to the table, particularly in the HMO space, with strong relationships with lenders offering…
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Building From The Ground Up with Structural Engineering Services
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A hungry and rising entrepreneur dedicated to building his future and changing the paradigm of first generation Hmong Americans, Jim Lee comes to us with deep passion to create financial and humble wealth with hands already in multiple business ventures. Join us as we hear more about what he's doing, what is structural engineering, and how his serv…
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Growing A 350+ Room R2R business In 4 Years With Olivia Maher
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52:24
In this episode, I'm joined by a special guest, Olivia Maher. Alongside her partner, Joe, they co-founded Cosi, winning Best Master Lease Operator and Best Rent-to-Rent Operator at the inaugural HMO Awards. Over the last four years, they've built the fastest-growing Rent-to-Rent HMO agency in the country. We'll discuss the details of their successf…
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A Beginners Guide To £10k PCM Through R2R
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40:40
In today's episode, I'll be talking about one of my favourite strategies – rent-to-rent. If you've been a long-time listener or have been following my journey, you'll understand why I hold a soft spot for rent-to-rent. It's notably less capital-intensive compared to the process of purchasing, acquiring, and refurbishing your own HMOs. These are, of…
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For a lot of people, building a HMO business is potentially a gateway to doing bigger and more profitable and more exciting projects. If you've been following me on social media, you've probably seen the commercial to residential projects that I do outside of my interests in the HMO market. So in this episode, I would like to share with you: The di…
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In this episode, I want to share with you how I view my long-term goal. We regularly discuss the importance of setting goals on the show, but usually in the context of a 12-month timeframe. This time, I want to talk about long-term goals—like 10, 20, and 30 years—and this 40 Million Pound figure is part of that long-term plan. I’ll share with you h…
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Transforming Spaces & Enhancing Lives: How Tom Charrier Is Innovating His Local HMO Market
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In today's episode, I'm joined by Tom Charrier. Tom is one half of Fat Properties and, together with his wife Philippa, has been building an incredible business of HMOs and other properties in Lancaster. We're going to find out exactly how they built their portfolio and how they're bucking the trend in the student market. In this conversation, Tom …
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Biz Update - My Toughest Month In 10 Years
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23:26
In this episode, I want to provide you with a business update and share some insights. I've found these episodes to be not only a way to hold myself accountable but also an opportunity to offer you a glimpse into the reality of running a property business behind the scenes. Recording podcasts about building property businesses is just one aspect; i…
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Low Cost Ways To Add Value And Significantly Boost Rents In A HMO
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35:45
In this episode, we're getting real about property makeovers and exploring how they can significantly enhance the value of your HMOs. While large budgets may make it easier to boost a property's worth, not everyone is willing to invest six figures in refurbishments. So, I'll guide you through the intricacies of effectively increasing your property'…
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Sourcing HMOs: The 6 Clues To Hugely Profitable Deals
25:20
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25:20
In today's episode, I'll discuss six essential clues for identifying highly profitable deals. While these ideas may not be new, they often go overlooked. Despite being aware of them, many fail to actively incorporate them into their deal analysis. These clues, like breadcrumbs, can lead you to the best deals in the market. Throughout this episode, …
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The HMO Forecast: Predictions for 2024
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As a property investor, it's crucial to consider factors such as inflation, interest rates, property values, and upcoming legislation—all of which are poised to impact our businesses and results. In this episode, I’m going to share my thoughts on where I think property values, interest rates, and many other factors that will affect you and me as HM…
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Knowing Your Worth: Why It's Important to Self-Healing
1:05:58
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In the Hmong community, our worth is often defined by the roles we carry within relationships and through collective values. It is often based on the external validation we receive from others. Knowing our own self-worth can feel conflicting and confusing as we try to balance both the collective and individualistic parts of our identities. In this …
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How To Invest In HMOs With Little Or No Capital
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31:42
The biggest limitation to building a property business is a lack of capital. Unfortunately, for many of us, myself included, we're not born into a world of trust funds and millions of pounds in our back pockets. That means we have to save and work really hard to gather the cash needed to buy the properties we want. Once we've got it, we put it to w…
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New To The HMO Podcast? Start HERE To Get A Head Start In 2024
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2024 could be the year you're thinking, 'Well, I need to be more profitable. I want to find solutions to grow. I want to reset my business and do things differently.' Today's episode is for all of you because it's going to help you navigate where to get started, especially if you really want to make a big impact and change things in 2024. So, what …
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Did I Achieve My Goals In 2023? Honest Full Breakdown And What You Can Learn From My Mistakes
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It's that time of the year when I like to hit the pause button and reflect on the goals I set back in January. How did I fare? Did I hit my targets, or did I fall short? These episodes aren't about bragging; quite the opposite, actually. They serve as a means to hold myself accountable, looking back and openly sharing my progress. I also hope they …
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What's In Store For Interest Rates, Valuations & The Property Market In 2024 With Ellie Broadhurst
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35:02
In this episode, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show. Ellie is here to shed light on the burning questions I have about the current financial landscape. Notably, interest rates have held steady for the third consecutive time, and we're seeing a downward trend in inflation. But what does all of this mea…
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Biz Update - 2 New Projects, Winning 'Deal Of The Year' & Refinance Issues
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29:18
In today's episode, I'm thrilled to provide a comprehensive business update, now that I'm back. Gemma and I have returned from our extensive journey across Canada, the United States, and Costa Rica. We've witnessed breathtaking landscapes—from mountains and coastlines to sunsets, sunrises, deserts, jungles, and bustling cities. It truly has been an…
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Risk Management and Exit Strategies For HMO Investors
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33:16
In today's episode, we’re going to discuss the crucial aspects of risk management and exit strategies for your HMO business. Now, if you're a new investor, just embarking on this journey, you might be thinking that exiting them is not my priority. However, hold that thought, because surprisingly, how you enter deals is intricately linked to how you…
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Overcoming Objections From Planning, Neighbours & Investors
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In this episode, I'm thrilled to have HMO community member John Orr joining us today. He's got three insightful questions lined up, focusing on overcoming objections in planning, dealing with neighbours, and engaging with investors. During the mentoring session, John asked the following questions: Ways of potentially shortening the process, includi…
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The Entrepreneurial Mindset for HMO Investors (10 Methods To Master For Better Results)
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27:33
In this episode, we'll discuss the entrepreneurial mindset, focusing specifically on 10 methods that can be mastered for better results. I believe there's a distinct difference between property investors and property entrepreneurs. Personally, I align more with the latter. It took me over a decade to recognise this distinction, but when I did, I em…
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1
Maximising Profits, Mitigating Risks And A 165% ROCE Deal With Jessica Leader
37:49
37:49
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Polubione
37:49
In today's episode, we’re joined by Jessica Leader from Next Level Living, a property developer with a track record dating back to 2017. Her expertise lies in acquiring dilapidated properties, strategically developing them to unlock their full potential, and ultimately generating returns for her investors. During our conversation, we'll delve into …
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1
5 Mistakes To Avoid That Could Implode Your HMO Business
26:40
26:40
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Polubione
26:40
In today's episode, we have a crucial topic to discuss because we're going to delve into the five factors that could spell disaster for your HMO business. These aren't just minor hiccups; they have the potential to completely implode your hard-earned venture. Now, that might sound daunting, but it's essential to understand this, and I've witnessed …
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1
Building A 7-Figure Property Business, Tax Planning, And The Future Of The PRS With Property118 Founder Mark Alexander
46:04
46:04
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46:04
Today, I'm joined by Mark Alexander, a good friend of mine and the proud founder of Property118, a platform for landlord tax planning, property investment news, and discussions in the UK. With an impressive 36 years of experience in property finance, tax, and law, Mark joins us to share some incredible insights. In our conversation, we delve into: …
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1
What Does A Good R2R Deal Look? (And How To Make £1000 Per Deal As A Minimum)
28:26
28:26
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Polubione
28:26
In today's episode, I'll be sharing the exact method I used to stack every single rent-to-rent deal that ultimately allowed me to build a successful business. In fact, I was able to sell this business as part of my investment and management portfolio earlier this year. Now, while I'll cover only a portion of what rent-to-rent entails in today's epi…
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1
Do I Need An Architect For My HMO Project?
34:49
34:49
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34:49
Do I need an architect for my HMO project? This question comes up frequently, and the answer varies depending on factors like your experience, project type, and more. So in this episode, I'll guide you through a five-step process to help you understand how an architect can assist you. By the end, you'll be better equipped to make an informed decisi…
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1
Scaling Through Acquisitions, Entrepreneurship and Building A Property Empire With Ryan Gallace
40:04
40:04
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40:04
In this episode, I'm excited to be joined by a dear friend of mine, Ryan Gallace of Gallacom Property, the person who acquired my investment and management business. Ryan boasts a wealth of experience as both an investor and an entrepreneur. In this conversation, he generously shares his journey and insights into successfully scaling property busin…
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