Stay ahead of the Fernie and Lake Koocanusa real estate market with host Phil Gadd, REALTOR® and local expert. Each episode breaks down current trends, property opportunities, and smart strategies for buyers, sellers, and investors across the East Kootenays. From housing updates to lifestyle-driven insights, The Property Mindset gives you the clarity and confidence to make your next move in Fernie BC’s evolving market.
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Should You Move to Fernie BC? The 2026 Relocation & Cost Guide
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11:38Send us a text Is the Fernie dream actually worth the price tag in 2026? On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story. In this episode, Phil Gadd strips away the marke…
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Fernie Real Estate Market Report – October 2025: Sales Surge, Listings Drop & Rates Cut
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9:26Send us a text The snow is back on the peaks and Fernie’s real estate market is heating up again. In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the…
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Holly Mabery: Confidence, Mentorship & Breaking Barriers in Real Estate
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7:07Send us a text Senior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence. Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation. Perfect for agents, inve…
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A Simple Guide to Choosing eXp Luxury for Your Fernie Home | Why CMA Reports Matter
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7:07Send us a text Thinking about selling your Fernie home or curious what your property is really worth? In this episode of The Property Mindset Podcast, Phil Gadd explains how the eXp Luxury platform gives your Fernie property global exposure — and why starting with a Comparative Market Analysis (CMA) is the smartest move before listing or buying. Le…
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Fernie Real Estate Market Outlook | September 2025: Buyer, Seller & Investor Strategies
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8:05Send us a text Fernie’s real estate market just shifted — sales dropped over 50%, but prices and demand remain strong. In this episode, Phil Gadd breaks down what that means for buyers, sellers, and investors in 2025. Discover where the real opportunities lie, what’s driving Fernie’s property market resilience, and how to act strategically in the m…
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Why 2026 Could Be the Year to Sell Your Fernie Home | Fernie Real Estate Market Outlook
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7:32Send us a text Thinking about selling your Fernie home? 2026 may be your best window yet. In this episode, Phil Gadd of First Tracks Real Estate Group breaks down why next year’s market could deliver top-dollar results — from BCREA’s bullish forecasts to Fernie’s tightening inventory and surging buyer demand. A must-listen for homeowners looking to…
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Bank of Canada Rate Cut Explained | What It Means for Fernie Real Estate + Big Koocanusa News
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20:17Send us a text The Bank of Canada just cut its key rate for the first time since March—📉 but what does it really mean for Fernie real estate? Join Phil Gadd as he unpacks how this decision affects mortgages, buyer confidence, and local housing trends. Plus, stay tuned for exciting news about his new Koocanusa Village lake house project! 👉 Schedule …
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Fernie Real Estate Market Update – July 2025: Buyers Return, Prices Rise, and Inventory Tightens
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5:13Send us a text In this episode of The Property Mindset Podcast, Phil Gadd breaks down Fernie’s July 2025 real estate trends — where sold listings have surged, average prices climbed, and inventory is tightening across the valley. Discover what this shift means if you’re buying, selling, or investing in Fernie, BC. Get clear insights into pricing tr…
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Fernie Real Estate Market Report: May 2025 – Buyer’s Market Deepens as Listings Fall and Homes Sell Faster
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5:33Send us a text May 2025 reveals a tale of two markets—sales are down, prices are cooling, but properties are moving faster. 📊 New listings dropped 24% 💰 Sale prices fell 2% ⏱️ Days on market down by 53% 🛑 MSI sits at 7.3, solidifying a strong buyer’s market Tune in for this month’s insights into Fernie's evolving market and what it means for your n…
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April 2025 Fernie Market Update – Tariffs, Elections & Buyer Hesitation
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5:23Send us a text In this episode, we dive into the April 2025 Fernie real estate numbers—where tariffs, election tension, and shifting buyer confidence are showing up in the data. 📉 Listings and sale prices are down. 📈 Days on market are up. But there's more beneath the surface. Whether you're buying, selling, or watching from the sidelines, this epi…
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Fernie Market Update: March 2025 – Shifts, Surprises & Tariffs!
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6:20Send us a text Explore the Fernie real estate landscape with Phil Gadd in the March 2025 episode of The Property Mindset Podcast: New Listings Surge: A 28% jump to 78 year-to-date listings – what's driving the increase? Sales Performance: Identical to last year with 17 homes sold in March – stability or stagnation? Median Price Adjustments: A sligh…
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🏆 How Goal Setting Led Us to eXp ICON Success 🏆
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9:49Send us a text In this episode of The Property Mindset Podcast, I’m getting personal—sharing how goal setting, persistence, and strategic action led us to achieving ICON Agent status at eXp Realty in 2024. But this episode isn’t just about awards and stock. It’s about the power of clear goals and how setting intentional, structured plans can transf…
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Win a Bidding War in Fernie: Proven Strategies for Success
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12:14Send us a text Losing out on your dream home in a bidding war? You’re not alone. In today’s Fernie real estate market, multiple offers are common, and unprepared buyers often miss out. But with the right strategy, you can secure your dream home—without overpaying! In this episode of The Property Mindset Podcast, I’m sharing proven bidding war strat…
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February 2025 Fernie Market Pulse: Surging Listings & Shifting Prices
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7:00Send us a text Dive into the Fernie real estate market with our comprehensive February 2025 update in this episode of The Property Mindset Podcast. This month, we’ve witnessed a significant 21% increase in new listings and a notable change in sales dynamics, with prices showing unexpected movements. We explore what these developments mean for both …
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10 Home Buying Hacks to Find Hidden Deals & Win in Fernie’s Market
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6:26Send us a text 🏡 Buying a Home in Fernie? Don’t Overpay! 🏡 With rising prices and intense competition, buying a home in Fernie can feel like a race against time. But what if you had 10 powerful hacks to get ahead of the competition, find hidden deals, and negotiate like a pro? In this episode of The Property Mindset Podcast, I break down: ✔️ Off-ma…
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🏡 How to Sell Your Home FAST in Fernie & Get Top Dollar!
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8:57Send us a text 🏡 Thinking of Selling Your Home in Fernie? Here’s How to Get Top Dollar! Are you trying to sell your home in Fernie but worried about it sitting on the market for months? With rising home prices and changing buyer trends, selling a home in 2025 requires the right strategy! In this episode of The Property Mindset Podcast, I’ll walk yo…
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How Trump’s Trade War Impacts Fernie’s Economy & Real Estate
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5:16Send us a text Trump’s Tariffs & Fernie’s Economy – What You Need to Know A 25% tariff on Canadian steel and aluminum just hit, and Canada is fighting back with $155 billion in retaliatory tariffs. But how does this trade war impact Fernie’s economy, real estate market, and cost of living? In this episode of The Property Mindset Podcast, Phil Gadd …
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Fernie Real Estate Kickoff 2025: Navigating the New Market Dynamics
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5:54Send us a text Dive into the new year with a comprehensive analysis of the Fernie real estate market in January 2025 on The Property Mindset Podcast. This episode provides an in-depth look at the major shifts and trends affecting the market, from a surprising increase in new listings to significant changes in property prices. Whether you're a poten…
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🏡 Investment Property vs. Vacation Home: What's Best in Fernie?
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7:23Send us a text Thinking about buying in Fernie but unsure what type of property is right for you? In this episode of The Property Mindset Podcast, we break down the pros and cons of investing in a rental property vs. securing your dream vacation home. With Fernie’s real estate values climbing and demand for short-term rentals increasing, now is the…
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Downsizing in Fernie: Embrace More Adventure and Less Stress
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8:38Send us a text Are you over 50 and considering downsizing in Fernie, BC? In this episode of The Property Mindset Podcast, Phil Gadd explores why downsizing is a game-changing move for homeowners looking to simplify their lives and maximize the incredible lifestyle Fernie has to offer. Whether you're an outdoor enthusiast or planning for retirement,…
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Top 5 Winter Activities in Fernie, BC | Your Ultimate Snowy Escape! 🏔️
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5:32Send us a text In Episode #51 of The Property Mindset Podcast, Phil Gadd takes you on a thrilling ride through Fernie, BC’s top five winter activities that make this mountain town a must-visit destination! Whether you’re seeking adrenaline-fueled adventures or peaceful winter escapes, Fernie offers something for everyone. What You’ll Discover in Th…
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Send us a text Rising Costs, Unmatched Lifestyle Fernie, BC, is known for its breathtaking mountain views, world-class recreation, and strong community vibes. But with an average home price climbing over $800,000 and the cost of living rising faster than many other Canadian towns, can you afford to live in this mountain paradise? In Episode #50 of …
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December 2024 Fernie Market Wrap-Up: Trends and Predictions
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5:58Send us a text In Episode #49 of The Property Mindset Podcast, titled "December 2024 Fernie Market Wrap-Up: Trends and Predictions," host Phil Gadd takes a deep dive into the year-end dynamics of the Fernie real estate market. Discover how various property types fared as we transition from 2024 into 2025 and what potential buyers and sellers might …
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Why Fernie Real Estate is a Smart Investment in 2025
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8:06Send us a text 📈 Fernie's real estate market has grown an impressive 14.42% year-over-year, with average home prices now exceeding $750,000. But what does this mean for you as a buyer or investor? In this episode of The Property Mindset Podcast, Phil Gadd explains why buying real estate in Fernie is not only a smart financial investment but also an…
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2025 Fernie Real Estate Predictions: Market Trends & Opportunities
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8:57Send us a text 🏡 What does 2025 hold for the Fernie real estate market? In this episode of The Property Mindset Podcast, host Phil Gadd dives into the latest predictions and trends shaping the future of real estate in Fernie, BC. With home sales across BC forecasted to rise by 13%, mortgage rates expected to drop, and growing demand for recreationa…
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Navigating Fernie Real Estate During the Holidays: Tips & Insights
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7:58Send us a text Discover Why the Holiday Season is Perfect for Real Estate in Fernie, BC In this festive episode of The Property Mindset Podcast, host Phil Gadd unwraps the unique dynamics of the Fernie real estate market during the holiday season. Whether you’re a buyer or seller, the Christmas charm of Fernie can create exciting opportunities to m…
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Fernie Real Estate Pulse: November 2024 Market Adjustments
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5:13Send us a text In Episode #45 of The Property Mindset Podcast, titled "Fernie Real Estate Pulse: November 2024 Market Adjustments," host Phil Gadd offers a comprehensive analysis of the shifting dynamics in the Fernie real estate market. With the year winding down, November introduces notable changes that could influence buyer and seller strategies…
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Is Fernie the Perfect Place to Live? Pros, Cons, and Insights
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10:14Send us a text Discover the real Fernie lifestyle in Episode #44 of The Property Mindset Podcast. Join host Phil Gadd as he explores the pros and cons of living in this picturesque mountain town. From the unparalleled outdoor lifestyle and vibrant community events to the challenges of remote living, Phil shares valuable insights for those consideri…
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Top Mortgage Pro Shares SURPRISING US Election Impact Stats
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21:50Send us a text How do U.S. elections impact Fernie’s real estate market? 🏡 In this episode of The Property Mindset Podcast, Phil Gadd sits down with mortgage expert Rob Bain to reveal surprising stats on how U.S. policies, Canada’s economic shifts, and jumbo rate cuts are shaping Fernie’s housing trends. Learn about fixed vs. variable mortgage stra…
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Building Wealth Through Real Estate in Fernie: Investment Strategies and Opportunities
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10:26Send us a text In this episode of The Property Mindset Podcast, Phil Gadd dives deep into the exciting world of real estate investment in Fernie, BC. Known as more than just a ski town, Fernie offers year-round appeal and promising opportunities for investors. Whether you’re a first-time investor or looking to expand your portfolio, this episode co…
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October 2024 Fernie Market Dynamics: Rate Cuts and Rising Inventory
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7:22Send us a text In this pivotal episode of The Property Mindset Podcast, titled "October 2024 Fernie Market Dynamics: Rate Cuts and Rising Inventory," host Phil Gadd delves into the intricate details of the Fernie real estate market amid Canada's broader economic slowdown. We explore the ramifications of the Bank of Canada's recent aggressive rate c…
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Buying Your First Home in Fernie: A Step-by-Step Guide
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8:34Send us a text In this episode of The Property Mindset Podcast, Phil Gadd takes you through the ins and outs of buying your first home in Fernie, BC. With the local market on the rise—median sale prices have climbed to $720,000, a 3% increase from last year—it's crucial to know how to navigate the process confidently. Join Phil as he discusses: Fer…
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How Mortgage Changes Impact Fernie Real Estate
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34:29Send us a text In this episode of The Property Mindset Podcast, host Phil Gadd is joined by mortgage expert Stephanie Roughhead to break down the latest mortgage changes in Canada and their impact on the Fernie real estate market. With updates aimed at making homeownership more accessible, these changes bring new opportunities for buyers, sellers, …
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Fernie Home Sellers Guide: Boost Your Sale Price & Reduce Stress
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9:33Send us a text In Episode #38 of The Property Mindset Podcast, host Phil Gadd provides valuable insights into selling your home in Fernie, BC. If you're a homeowner looking to maximize the value of your property while minimizing the stress of selling, this episode is for you. Phil shares practical strategies for preparing your home, from small upgr…
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How to Find the Best Real Estate Agent in Fernie!
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9:21Send us a text In this episode of The Property Mindset Podcast, Phil Gadd guides you through the crucial process of finding the perfect real estate agent in Fernie, BC. Whether you're buying your dream mountain home, a cozy condo, or a luxury retreat, choosing the right agent is key to success. Learn the essential steps to identifying an agent who …
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September Surge: Analyzing Fernie's Real Estate Boom Amid Rate Cuts
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7:17Send us a text Dive into the dynamic shifts in the Fernie real estate market this September 2024 on the latest episode of The Property Mindset Podcast. Host Phil Gadd provides an insightful analysis of how recent Bank of Canada rate cuts are reshaping the market, resulting in a surge of buyer and seller activity. What’s Inside This Episode: Rate Cu…
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Fernie’s Real Estate Market & Mortgage Rate Cuts: What Buyers & Investors Need to Know
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10:15Send us a text In this episode of The Property Mindset Podcast, we dive into how recent mortgage rate cuts could dramatically impact the Fernie real estate market. With the Bank of Canada poised to reduce rates further, Phil Gadd breaks down what this means for buyers, sellers, and investors alike. Are you wondering if now is the time to buy, sell,…
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Fernie Residential Zoning Overhaul: What Buyers, Sellers, and Investors Need to Know
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10:09Send us a text In this episode of The Property Mindset Podcast, we dive into the recent zoning changes in Fernie, British Columbia, and explore how they impact buyers, sellers, and investors in the local real estate market. Learn how the new Residential Small Scale (RSS) zoning regulations can unlock new opportunities for multi-unit dwellings, incr…
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Mastering Cash Flow: Unlocking Investment Potential with Greg Eaton
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31:03Send us a text In this episode of The Property Mindset Podcast, Phil Gadd welcomes back multifamily real estate expert Greg Eaton for an in-depth discussion on identifying and evaluating cash-flowing properties. Greg shares practical insights into key financial metrics like cap rates, ROI, and the 1% rule, breaking down complex concepts into action…
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August 2024 Fernie Market Analysis: Navigating New Realities in Real Estate
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6:08Send us a text Buzzsprout Episode Description: Dive into the evolving dynamics of the Fernie real estate market in our detailed August 2024 analysis on the Property Mindset Podcast. This month, host Phil Gadd explores significant shifts and what they could mean for you, whether you're buying, selling, or investing. In This Episode: Surge in Listing…
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Maximizing Returns in Multifamily Real Estate: A Conversation with Joel Labonte
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24:12Send us a text In this insightful episode of The Property Mindset Podcast, host Phil Gadd sits down with multifamily investor Joel Labonte to dive into the strategies behind successful multifamily investing. If you're a real estate investor looking to break into multifamily properties or expand your existing portfolio, this episode is packed with a…
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Bank of Canada Rate Cut: Hope for Fernie Real Estate & Mortgage Holders
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7:53Send us a text In episode #30 of The Property Mindset Podcast, host Phil Gadd breaks down the recent Bank of Canada rate cut and its impact on Canadians, especially those dealing with mortgage renewals and high debt. Dive into how this 25-basis-point rate cut is providing relief for variable rate mortgage holders and sparking cautious optimism for …
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Stock Market Effects on Fernie Real Estate: What You Need to Know
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7:12Send us a text n this episode of The Property Mindset Podcast, Phil Gadd explores how the recent stock market fluctuations might impact the Fernie real estate market. With an 80% surge in new listings and stable interest rates, Fernie’s unique appeal to second home buyers and investors offers a level of insulation from broader market trends. Discov…
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July 2024 Fernie Real Estate Market Analysis
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7:24Send us a text In Episode 28 of The Property Mindset Podcast, host Phil Gadd dives into the latest trends and statistics of the Fernie real estate market for July 2024. With an impressive 80% surge in new listings and a notable drop in average sale prices, we explore what these changes mean for both buyers and sellers. Discover why properties are m…
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Navigating Fernie's Real Estate with New Rate Cut
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7:03Send us a text In this episode of the Property Mindset Podcast, host Phil Gadd delves into the recent decision by the Bank of Canada to reduce interest rates to 4.5%. Discover how this change is set to influence the Canadian economy, with a special focus on the Fernie real estate market. Phil discusses potential impacts on consumer spending, mortga…
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June 2024 Fernie Real Estate Market Report: Key Insights & Surprises
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3:56Send us a text In this episode of The Property Mindset Podcast, Phil Gadd dives into the latest Fernie Real Estate Market Report for June 2024. Discover key insights, including a 6% rise in new listings, a 15% increase in average sale prices compared to last year, and a whopping 36% rise in average house prices since 2021. Stay tuned for detailed a…
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Stephanie Roughead - Debunking Mortgage Myths & Investment Strategies
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31:33Send us a text In this episode of The Property Mindset Podcast, join host Phil Gadd from First Tracks Real Estate Group as he sits down with mortgage expert Stephanie Roughead to debunk two major misconceptions in today's real estate market. Discover how you can buy investment properties with less than 20% down and learn why selling your current ho…
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Sam McCoubrey - Building Your Dream Home in Fernie: Sam's Journey
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10:13Send us a text In Episode 24 of The Property Mindset Podcast, host Phil Gadd welcomes past client Sam, who shares his inspiring journey from relocating to Fernie from Montreal to building his dream home. Discover the challenges and rewards of this life-changing move and gain valuable insights into the home-building process in Fernie, BC. Sam provid…
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Nadia Habib - Mastering Real Estate Growth with: eXp Realty Insights & Luxury Strategies
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17:29Send us a text Welcome to The Property Mindset Podcast! In this episode, host Phil Gadd interviews Nadia Habib, Senior Vice President of Growth at eXp Realty. Nadia reveals her 23-year journey from family land development to leading at eXp Realty, emphasizing her growth mindset and leadership strategies. Learn how Nadia's experience at the number o…
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Navigating the Shift: Fernie's Real Estate Pulse & Bank of Canada's Rate Cut - May 2024
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5:23Send us a text Explore the latest trends in the Fernie real estate market with our comprehensive May 2024 market report. This episode delves into the effects of the Bank of Canada's recent interest rate cut and its potential impacts on property buyers and sellers in Fernie. What's Inside This Episode: Bank of Canada Update: Learn how the latest 25 …
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