Najlepsze podcasty z kategorii: The Mortgage Calculator (2024)

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Daily Mortgage Rates LIVE - 07/26/2024 - One-Time Close Construction Loans 16:43

9h ago16:43

16:43

In this episode of Daily Mortgage Rates Live, we explore One-Time Close Construction Loans, an efficient and streamlined financing option for those looking to build their dream home. We'll explain how these loans combine the construction and permanent financing into a single closing, simplifying the process and reducing costs. Discover the benefits…

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Loan Officer Training 07/25/2024 - How to Structure Loans with Excluded Liabilities 28:45

1d ago28:45

28:45

Welcome to another essential episode of Loan Officer Training! This time, we’re focusing on a crucial topic that can significantly impact your loan structuring skills: How to Structure Loans with Excluded Liabilities. Excluded liabilities can complicate the loan process, but with the right approach, you can navigate these challenges effectively. Jo…

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Daily Mortgage Rates LIVE - 07/25/2024 - 1099 Loans 19:00

1d ago19:00

19:00

In this episode of Daily Mortgage Rates Live, we focus on 1099 Loans, a mortgage solution tailored for independent contractors and freelancers. Learn how 1099 Loans differ from traditional loans, the unique qualification process, and the documentation required. We'll discuss the advantages of using your 1099 income to secure a mortgage, as well as …

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Loan Officer Training 07/24/2024 - How to Structure Purchases with Seller-Held Second Mortgages 14:40

2d ago14:40

14:40

Welcome to another informative episode of Loan Officer Training! In this episode, we delve into the complexities and strategies of structuring purchases with seller-held second mortgages. This specialized area of real estate finance can provide significant benefits to both buyers and sellers, but it requires a clear understanding of the mechanics i…

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Daily Mortgage Rates LIVE - 07/24/2024 - High-LTV Investment Property Loans 20:56

2d ago20:56

20:56

In this episode of Daily Mortgage Rates Live, we delve into the realm of High-LTV (Loan-to-Value) Investment Property Loans. Discover how these loans can help you maximize your real estate investment potential with lower down payments and higher leverage. We'll cover the basics of High-LTV loans, the benefits and risks involved, and the qualificati…

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Loan Officer Training 07/23/2024 - How to Structure Gift of Equity Purchase Transactions 22:22

1d ago22:22

22:22

Welcome to another insightful episode of Loan Officer Training! In this episode, we're diving deep into the intricacies of structuring Gift of Equity Purchase Transactions. Whether you're a seasoned loan officer or new to the field, understanding how to navigate these unique transactions is crucial for helping your clients maximize their financial …

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Daily Mortgage Rates LIVE - 07/23/2024 - Bank Statement Loans 16:19

3d ago16:19

16:19

In this episode of Daily Mortgage Rates Live, we explore the ins and outs of Bank Statement Loans. Perfect for self-employed individuals and business owners, this financing option offers a flexible alternative to traditional income verification methods. We'll break down how Bank Statement Loans work, the qualifying criteria, and the benefits they o…

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Daily Mortgage Rates LIVE - 07/22/2024 - DSCR Loans 18:19

4d ago18:19

18:19

In this episode of Daily Mortgage Rates Live, we dive into the world of DSCR Loans (Debt Service Coverage Ratio Loans). Join us as we unravel the complexities of this unique financing option, perfect for real estate investors looking to maximize their property portfolio's potential. We'll explain what DSCR Loans are, how they differ from traditiona…

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Loan Officer Training 07/18/2024 - How to Use Guidelines to Structure Your Loans 38:52

6d ago38:52

38:52

In this episode of Loan Officer Training, we explore the art of structuring loans using guidelines effectively. Guidelines play a crucial role in ensuring loans meet regulatory requirements and borrower qualifications. Join us as we break down the steps to leverage guidelines to your advantage. We discuss how to interpret and apply loan guidelines …

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Daily Mortgage Rates LIVE - 07/18/2024 - 2-8 Unit Mixed-Use Property Loans 15:03

8d ago15:03

15:03

Welcome to another episode of Daily Mortgage Rates Live! In this installment, we focus on "2-8 Unit Mixed-Use Property Loans." Whether you're an experienced investor or a first-time buyer exploring mixed-use properties, join us as we delve into financing options, market trends, and strategies for navigating these unique investments. We'll discuss l…

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Loan Officer Training 07/17/2024 - How to Complete a Verification of Mortgage 26:11

7d ago26:11

26:11

Join us on Loan Officer Training as we explore the essential steps to effectively complete a Verification of Mortgage (VOM). This episode provides practical guidance for gathering borrower and lender information, navigating common challenges, and ensuring compliance with regulatory standards. Our expert hosts offer insights into streamlining the ve…

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Daily Mortgage Rates LIVE - 07/17/2024 - Interest-Only Loans 17:42

9d ago17:42

17:42

Welcome to Daily Mortgage Rates Live! In this episode, we dive into Interest-Only Loans—a flexible financing option that offers lower initial payments and potential tax benefits. We'll explore how these loans work, who they're best suited for (like investors and those with irregular incomes), and the risks involved. Discover current market trends, …

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Loan Officer Training 07/16/2024 - How to Structure a BRRRR Transaction 39:24

8d ago39:24

39:24

Welcome to Loan Officer Training! In this episode, we break down the essentials of structuring a BRRRR transaction—a powerful strategy in real estate investing that stands for Buy, Rehab, Rent, Refinance, and Repeat. Join us as we unravel the intricacies of each step in the BRRRR method. From identifying suitable properties for investment to financ…

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Daily Mortgage Rates LIVE - 07/16/2024 - 2nd Mortgage HELOANS 15:28

10d ago15:28

15:28

Welcome to another insightful episode of Daily Mortgage Rates Live, your trusted source for navigating the mortgage landscape. In today's episode, we delve into the world of 2nd Mortgage HELOANS, exploring how these loans can provide financial flexibility and opportunities for homeowners. Whether you're considering tapping into your home's equity f…

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Daily Mortgage Rates LIVE - 07/15/2024 - Short-Term Rental Property Loans 16:12

11d ago16:12

16:12

Welcome to another insightful episode of Daily Mortgage Rates Live, your premier source for the latest news and expert advice in the mortgage industry. In today's episode, we're delving into the exciting and rapidly growing world of short-term rental property loans. Join our host as we unpack everything you need to know about financing short-term r…

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Daily Mortgage Rates LIVE - 07/12/2024 - ITIN Borrower Loans 19:04

14d ago19:04

19:04

Welcome to another episode of Daily Mortgage Rates Live! Today, we're focusing on an important and often overlooked topic: ITIN borrower loans. For individuals without a Social Security Number but with an Individual Taxpayer Identification Number (ITIN), securing a mortgage might seem challenging, but it's entirely possible. Join us as we explore t…

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Loan Officer Training 07/11/2024 - How To Structure First-Time Home Buyer Loans 36:22

5d ago36:22

36:22

In this episode of Loan Officer Training, we delve into the art of structuring first-time home buyer loans. Guiding new and experienced loan officers alike, we explore the nuances of creating tailored loan packages that meet the unique needs of first-time buyers. From understanding government-backed loan programs like FHA and VA loans to navigating…

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Daily Mortgage Rates LIVE - 07/11/2024 - Foreign National Borrower Loans 18:26

15d ago18:26

18:26

Welcome to Daily Mortgage Rates Live! In today’s episode, we’re diving into an essential topic for non-US citizens looking to invest in American real estate: foreign national borrower loans. Navigating the mortgage landscape can be particularly challenging for foreign nationals, but we're here to guide you through the process. Join us as we discuss…

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Loan Officer Training 07/10/2024 - How to Analyze Internal Rate of Return 19:17

14d ago19:17

19:17

In this episode of Loan Officer Training, we explore the intricacies of analyzing Internal Rate of Return (IRR). As a critical metric for evaluating the profitability of potential investments, IRR is essential for loan officers and financial professionals alike. We'll guide you through the fundamentals of IRR, explaining its significance, calculati…

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Daily Mortgage Rates LIVE - 07/10/2024 - Down Payment Assistance Loans 22:17

16d ago22:17

22:17

Welcome back to Daily Mortgage Rates Live! In this episode, we're uncovering the secrets to making homeownership more accessible with down payment assistance loans. For many prospective buyers, saving for a down payment can be a significant hurdle, but there are programs designed to help you overcome this challenge. Join us as we explore the variou…

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Loan Officer Training 07/09/2024 - How to Calculate W-2 Wage Income 33:50

15d ago33:50

33:50

In this episode of Loan Officer Training, we dive deep into the essential skill of calculating W-2 wage income. Accurate income calculation is critical for loan officers, as it ensures that borrowers are qualified correctly and helps maintain the integrity of the lending process. Join us as we break down the step-by-step process of interpreting W-2…

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Daily Mortgage Rates LIVE - 07/09/2024 - First-Time Home Buyer Loans 29:07

17d ago29:07

29:07

Welcome to Daily Mortgage Rates Live! In today’s episode, we’re focusing on a crucial topic for many aspiring homeowners: first-time home buyer loans. Navigating the world of mortgages can be daunting, especially if it’s your first time, but we're here to make it simpler and more accessible. Join us as we break down everything you need to know abou…

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Daily Mortgage Rates LIVE - 07/08/2024 - Manufactured Home Loans 20:11

18d ago20:11

20:11

Welcome to another episode of Daily Mortgage Rates Live! Today, we dive into the fascinating world of manufactured home loans. Whether you're considering buying a manufactured home or looking to refinance your existing loan, this episode is packed with valuable insights and expert advice. Join us as we explore the unique aspects of financing manufa…

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Daily Mortgage Rates LIVE - 07/05/2024 - SBA Loans 18:09

21d ago18:09

18:09

Unlock the potential of Small Business Administration (SBA) loans with our latest episode on Daily Mortgage Rates Live. Our expert hosts break down the essentials of SBA loans, designed to support small business owners and entrepreneurs in achieving their financial goals. In this episode, you'll learn about the different types of SBA loans availabl…

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Loan Officer Training 07/03/2024 - How to Calculate Variable Income 20:17

21d ago20:17

20:17

In this episode of Loan Officer Training, we delve into the intricacies of calculating variable income for borrowers. Understanding and accurately assessing variable income is crucial for ensuring reliable loan approvals. Our expert hosts will guide you through the various types of variable income, such as bonuses, commissions, and overtime, and ex…

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Daily Mortgage Rates LIVE - 07/03/2024 - USDA Loans 16:41

23d ago16:41

16:41

Explore the benefits and opportunities of USDA loans in this enlightening episode of Daily Mortgage Rates Live. Join our knowledgeable hosts as they demystify USDA loans, designed to help rural and suburban homebuyers achieve their dreams of homeownership. Discover the eligibility requirements, advantages, and potential savings that come with USDA …

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Loan Officer Training 07/02/2024 - How to Complete a VVOE for Self-Employed Borrowers 17:10

22d ago17:10

17:10

In this episode of Loan Officer Training, we tackle the complexities of completing a Verification of Verbal Employment (VVOE) for self-employed borrowers. Join our expert hosts as they break down the essential steps and best practices to ensure accurate and thorough verification. Learn how to navigate common challenges, understand key documentation…

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Daily Mortgage Rates LIVE - 07/02/2024 - 1099 Loans 15:25

24d ago15:25

15:25

In this episode of Daily Mortgage Rates Live, we delve into the specifics of 1099 loans, a unique lending solution tailored for independent contractors and self-employed individuals. Our expert hosts will guide you through the intricacies of 1099 loans, explaining how they cater to those with non-traditional income sources. Learn about the qualific…

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Daily Mortgage Rates LIVE - 07/01/2024 - DSCR Loans 15:25

25d ago15:25

15:25

Dive into the world of Debt Service Coverage Ratio (DSCR) loans with our latest episode on Daily Mortgage Rates Live. In this episode, we unravel the complexities of DSCR loans, exploring how they work, who they benefit, and why they might be the perfect solution for your investment needs. Join our expert hosts as they break down the key aspects of…

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Daily Mortgage Rates LIVE - 06/28/2024 - VA Loans 17:16

28d ago17:16

17:16

In this episode of Daily Mortgage Rates Live, we delve into the benefits and opportunities offered by VA Loans. Designed specifically for veterans, active-duty service members, and eligible surviving spouses, VA Loans provide a pathway to homeownership with no down payment, competitive interest rates, and flexible credit requirements. We'll break d…

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Loan Officer Training 06/27/2024 - How to structure a Blanket (Portfolio) Loan 29:01

29d ago29:01

29:01

Welcome to "Loan Officer Training," the podcast dedicated to empowering professionals in the mortgage and lending industry. In this episode, titled "How to Structure a Blanket (Portfolio) Loan," we delve into the complexities and advantages of blanket loans. Learn how to effectively structure these loans to cover multiple properties under a single …

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Daily Mortgage Rates LIVE - 06/27/2024 - Asset Utilization Loans 17:42

29d ago17:42

17:42

In this episode of Daily Mortgage Rates Live, we explore the innovative world of Asset Utilization Loans. Ideal for individuals with substantial assets but limited traditional income, these loans offer a unique pathway to homeownership and investment opportunities. We’ll discuss how Asset Utilization Loans work, the qualification criteria, and the …

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Daily Mortgage Rates LIVE - 06/26/2024 - Profit and Loss Loans 18:10

1M ago18:10

18:10

In this episode of Daily Mortgage Rates Live, we dive into the world of Profit and Loss Loans. Join us as we explore how these unique loan options can benefit self-employed individuals and business owners who have non-traditional income streams. We’ll break down the basics of Profit and Loss Loans, discuss the qualification process, and share exper…

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Loan Officer Training 06/25/2024 - How to Structure 1099 Borrower Loans 31:29

1M ago31:29

31:29

Welcome to "Loan Officer Training," the podcast that equips mortgage professionals with the knowledge and skills to excel in the lending industry. In this episode, titled "How to Structure 1099 Borrower Loans," we focus on the unique challenges and opportunities of working with self-employed borrowers. Learn the best practices for structuring loans…

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Daily Mortgage Rates LIVE - 06/25/2024 - CDFI No Income Loans 15:45

1M ago15:45

15:45

In this episode of "Daily Mortgage Rates Live," we explore the innovative CDFI No Income Loans, designed to help those without traditional income documentation achieve homeownership. Community Development Financial Institutions (CDFIs) are dedicated to providing these unique loan options, catering to individuals with non-traditional income streams …

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Daily Mortgage Rates LIVE - 06/24/2024 - HELOC Combo Loans 17:52

1M ago17:52

17:52

In this episode of "Daily Mortgage Rates Live," we explore HELOC Combo Loans, a versatile financing option that combines a Home Equity Line of Credit (HELOC) with a traditional mortgage. Join us as our expert guests break down how HELOC Combo Loans work, their benefits, and when they might be the right choice for you. We'll discuss how to leverage …

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Daily Mortgage Rates LIVE - 06/20/2024 - Prime Jumbo Loans 14:21

1M ago14:21

14:21

In this episode of "Daily Mortgage Rates Live," we delve into the world of Prime Jumbo Loans. These loans cater to borrowers seeking amounts that exceed conventional loan limits while maintaining excellent credit profiles. Our expert hosts will discuss the qualifications, benefits, and intricacies of Prime Jumbo Loans. We'll cover how these loans d…

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Loan Officer Training 06/18/2024 - How to Structure a 5-10 Unit Property Loan 22:13

1M ago22:13

22:13

Welcome to "Loan Officer Training," the podcast dedicated to helping professionals excel in the mortgage and lending industry. In this episode, titled "How to Structure a 5-10 Unit Property Loan," we provide an in-depth look at the intricacies of financing multi-unit properties. Discover key strategies for structuring loans on 5-10 unit buildings, …

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Daily Mortgage Rates LIVE - 06/18/2024 - ITIN Borrower Loans 18:20

1M ago18:20

18:20

In this episode of "Daily Mortgage Rates Live," we focus on ITIN Borrower Loans, providing a comprehensive guide for individuals using an Individual Taxpayer Identification Number (ITIN) to secure a mortgage. Our expert hosts will discuss the eligibility criteria, loan options, and benefits available to ITIN borrowers. We'll also cover common chall…

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Daily Mortgage Rates LIVE - 06/17/2024 - Foreign National Borrower Loans 15:57

1M ago15:57

15:57

In this episode of "Daily Mortgage Rates Live," we dive into the unique world of Foreign National Borrower Loans. Join us as we explore the specific requirements, benefits, and challenges faced by foreign nationals looking to invest in real estate in the United States. Our expert hosts will provide valuable insights on how to navigate the lending p…

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Daily Mortgage Rates LIVE - 06/14/2024 - Short-Term Rental Property Loans 22:25

1M ago22:25

22:25

In this episode of "Daily Mortgage Rates LIVE!", we dive into the dynamic world of short-term rental property loans—an increasingly popular financing option for those looking to invest in vacation rentals and Airbnb properties. Join our host s as they explore the unique aspects of these loans, including the benefits and challenges of financing shor…

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Loan Officer Training 06/13/2024 - How to Properly Analyze Real Estate Loan Refinance Benefits 27:35

1M ago27:35

27:35

In this episode of "Loan Officer Training," we delve into the critical process of analyzing the benefits of real estate loan refinancing. Refinancing can offer significant advantages, but how do you determine if it’s the right move for your clients? Join us as we break down the key factors to consider, from interest rate comparisons and loan terms …

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Daily Mortgage Rates LIVE - 06/13/2024 - Low Ratio DSCR Loans 15:38

1M ago15:38

15:38

In this episode of "Daily Mortgage Rates LIVE!", we explore the concept of low ratio DSCR (Debt Service Coverage Ratio) loans—an important tool for real estate investors seeking financing. Join our hosts as they break down what DSCR means and why it matters when securing a loan for investment properties. We'll delve into the specifics of low ratio …

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Loan Officer Training 06/12/2024 - How to Structure Short-term Rental Investor Loans 26:29

1M ago26:29

26:29

In this episode of "Loan Officer Training," we unpack the complexities of structuring short-term rental investor loans. As the popularity of vacation rentals and platforms like Airbnb and VRBO continues to rise, understanding how to finance these unique investment properties is essential for any loan officer. We'll walk you through the specific req…

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Daily Mortgage Rates LIVE - 06/12/2024 - Manufactured Home Loans 20:48

1M ago20:48

20:48

In this episode of "Daily Mortgage Rates LIVE!", we delve into the world of manufactured home loans—an essential financing option for those looking to purchase factory-built homes. Join our hosts as they explore the unique characteristics and benefits of manufactured homes, and how these loans differ from traditional mortgages. We will cover the va…

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Loan Officer Training 06/11/2024 - How to Properly Complete a Purchase Pre-approval 39:29

2M ago39:29

39:29

In this episode of "Loan Officer Training," we dive into the crucial steps of completing a purchase preapproval. Join us as we explore the ins and outs of this foundational process, ensuring you're equipped with the knowledge to guide your clients seamlessly through their home-buying journey. We'll cover everything from gathering the necessary docu…

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Daily Mortgage Rates LIVE - 06/11/2024 - Non-Warrantable Condo Loans 21:45

2M ago21:45

21:45

In this episode of "Daily Mortgage Rates LIVE!", we explore the intricacies of non-warrantable condo loans—a unique financing option for purchasing condominiums that don't meet traditional lending criteria. Discover what makes a condo "non-warrantable" and the challenges these properties present for conventional mortgage lenders. Our hosts will bre…

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Loan Officer Sales Training 06/10/24: Mortgage Sales Cycle 14:03

2M ago14:03

14:03

In this episode of "Loan Officer Sales Training," we take a comprehensive look at the mortgage sales cycle—a critical process that every successful loan officer must master. Join us as we break down each stage of the cycle, from lead generation and initial contact to application processing, underwriting, and closing the deal. Our host will provide …

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Daily Mortgage Rates LIVE - 06/10/2024 - 1099 Loans 17:50

2M ago17:50

17:50

In this episode of "Daily Mortgage Rates LIVE!", we dive into the world of 1099 loans—a vital financial product tailored for self-employed individuals, freelancers, and independent contractors. With the traditional mortgage process often posing challenges for those without W-2 income, 1099 loans provide a flexible and accessible alternative. Join o…

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Daily Mortgage Rates LIVE - 06/07/2024 - USDA Loans 14:52

2M ago14:52

14:52

Welcome to another insightful episode of "Daily Mortgage Rates LIVE," where we bring you the latest trends, tips, and expert advice in the mortgage world. Today, we're shining a light on a fantastic opportunity for homebuyers looking to settle in rural areas: USDA Loans. Are you dreaming of owning a home in a peaceful, rural setting but worried abo…

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