Inside Out Money podcast

Player FM - Internet Radio Done Right

17 subscribers

Lisätty two vuotta sitten

Treść dostarczona przez Maggie Tucker. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Maggie Tucker lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.

The Vanished

1
Lost on Route 66: The Disappearance of Diana Hayes 6:47

4 weeks temu6:47

Na później

Listy

Polub

Polubione

6:47

Was she the victim of foul play, an accident, or did she choose to disappear? In this episode of The Vanished, we retrace Diana’s last known movements, strange witness accounts, and the lingering mystery that has never been solved or.. was never meant to be solved.

Inside Out Money

Udostępnij

Źródło serii•Feed

A personal finance podcast redefining wealth from the inside out. Weekly podcasts with host Maggie and a rotating set of co-hosts: Greg, Liz, Andrew, and Erica.

100 odcinków

#Trading #Business #Maggie Tucker

Inside Out Money

17 subscribers

updated 5 dni temu

Udostępnij

Źródło serii•Feed

A personal finance podcast redefining wealth from the inside out. Weekly podcasts with host Maggie and a rotating set of co-hosts: Greg, Liz, Andrew, and Erica.

100 odcinków

#Trading #Business #Maggie Tucker

Tutti gli episodi

1
098. How to use AI to improve your finances and life 59:04

5 dni temu59:04

59:04

Did you know free AI tools can help you save money, earn money, and become more efficient in your day-to-day life? AI has some interesting capabilities for improving your finances and the efficiency and effectiveness of your everyday life. We share some of our favorite AI tools and how we use them safely. We also share ideas and prompt examples for how you can use AI to improve your life, from vacation planning to meal planning to prepping for a job interview to helping your kids with their homework. We also discuss the ethical and legal considerations when using AI. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/098-how-to-use-ai-to-improve-your-finances-and-life/…

1
097. Our favorite FREE stuff, that’s not a scam 1:14:26

12 dni temu1:14:26

1:14:26

They say nothing in life is free, but that’s not entirely true, as there are many free apps, educational resources, software, books, podcasts, and more! We share our favorite free things and why we enjoy them so much. Then, we go through many more examples of things you can get for free. We also explain the various funding models of some of these free products so you know what you may be giving up to get something for free. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/098-our-favorite-free-stuff-thats-not-a-scam/…

1
XOXO. A financial love letter 13:17

15 dni temu13:17

13:17

❤️ 💰This might just be the love letter you've always wished someone would write to you, and I'll read it aloud to you in this special bonus episode of the Inside Out Money podcast. You can also get emailed a copy of this letter if you ⁠subscribe to the Inside Out Money substack here⁠ .

1
096. Tax Time Tips: Pay Less, Save More 46:16

19 dni temu46:16

46:16

In a discussion about all things tax-related, we break down federal and state taxes and explain how tax brackets and income taxation work. We talk about the legal ways you can minimize your tax liability and share some of the ways you can reduce your taxable income. We also discuss the pros and cons of DIY tax filing versus hiring a professional. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/096-tax-time-tips-pay-less-save-more/…

1
095. WTF is the dark web!? And how do I protect my identity and credit 38:55

26 dni temu38:55

38:55

We delve into the dark web, explaining what it is and why it should matter to you. Most importantly, we share what you can do proactively and at no cost to protect your identity and credit. You’ll learn what’s worth your time doing and what to avoid, reducing your risk of falling victim to scams and identity theft. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/095-wtf-is-the-dark-web-and-how-do-i-protect-my-identity-and-credit/…

1
094. Money tips you should ignore and what to do instead 1:11:18

5 weeks temu1:11:18

1:11:18

We’ll help you navigate the maze of financial advice by highlighting which tips you should ignore, why, and what you should do instead. We discuss good and bad debt, strategic use of credit cards, renting versus owning, talking about money, investing early and often, financial planners, and much more. In this episode, we clear up common misconceptions and provide practical tips and strategies. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/94-money-tips-you-should-ignore-and-what-to-do-instead/…

1
093. Teen Talk: Social Media Ads and Smarter Spending Habits with a Special Teenage Co-host 35:41

6 weeks temu35:41

35:41

Social media companies spend millions to convince us to buy stuff, much of it things we don’t need. This week, I am joined by a special teenager co-host, my 13-year-old daughter Kate, as we discuss the influence that social media has on our consumption habits. We also offer tactical tips for combatting social media ads and a broader discussion on what motivates kids to save and spend money. Kate joins this week’s podcast as we talk about: - The prolific rise of social media ad spending - Tactics social media companies are using to influence kids and adults - Tactics kids and adults can use to combat social media ads - Unique approaches to reduce the number of ads your kids see - What influences kids to spend and save money Get the full show notes, show references, and more information here:…

1
092. Annual Spend Recap with Greg, Liz, Andrew, & Erica 1:11:19

7 weeks temu1:11:19

1:11:19

In this special annual episode, join all the co-hosts as we reveal our 2024 spending habits in our detailed expense breakdown. From the biggest splurges to unexpected savings, we dive deep into each co-host's spending for the year and share what we’re feeling good about and want to improve upon this year. Liz, Andrew, Erica, and Greg join this week’s podcast as we talk about our: - What we each spent in 2024 - Top spend categories and what went into the higher spend categories - Top spend by vendor - What we’re feeling good about and what we want to improve upon in 2025 Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/092-annual-spend-recap-with-greg-liz-andrew-erica/…

1
091. How to build awesome habits and improve your financial wellness 38:38

8 weeks temu38:38

38:38

We kick off this new year with a discussion on how to improve your financial wellness so you’re thriving versus surviving. We discuss actionable steps to improve your financial wellness and how to leverage James Clear’s Atomic Habits four laws of behavior change to build stronger habits. Greg joins this week’s podcast as we talk about: - January is financial wellness month - The psychological power of a new year on making changes - James Clear’s four laws of behavior change from his book Atomic Habits - Taking control and agency over your finances - How to survive vs. thrive financially - The importance of setting goals and making a specific plan - A high-level “order of operations” of what to focus on financially - A few of our 2025 financial goals Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/091-how-to-build-awesome-habits-and-improve-your-financial-wellness/…

1
090. End-of-year podcast party with all the co-hosts 1:23:16

9 weeks temu1:23:16

1:23:16

All of the co-hosts join this end-of-year episode, and we share our peaks and pits, favorite purchases, financial regrets, wins, and our intentions for 2025. Join us for our end-of-the-year podcast party! Liz, Andrew, Erica, and Greg join this week’s podcast as we talk about our: - Peak and pits of the year - Some of our favorite podcast reviews - Favorite books and podcasts of the year - Favorite purchases of the year - Worst purchased and/or financial regrets this year - Financial wins this year - Financial goals and intentions for 2025 Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/090-end-of-year-podcast-party-with-all-the-co-hosts/…

1
089. The Gift Card Debate: Safe choice or worst gift ever? 44:16

10 weeks temu44:16

44:16

We debate whether gift cards are the best gift ever or an ongoing burden to the receiver. We also recommend creative and simple ways to make gift card gifting more personal and ensure you keep up with and use any gift cards you have received. Liz joins this week’s podcast as we talk about: - Whether or not people like receiving gift cards - The pros and cons of gifting and receiving gift cards - Simple and creative ways to make gift card giving more personal - Ideas for keeping up with all of your gift cards and making sure you use them - What you can do with gift cards you don’t want or plan on using Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/089-the-gift-card-debate-safe-choice-or-worst-gift-ever/…

1
088. Listener Q&A with Greg - managing difficult financial convos, FI feels unattainable, raising kids to spend intentionally, stress levels post-retirement, and more! 1:05:50

11 weeks temu1:05:50

1:05:50

This week, Greg and I answer your money questions about relationships, difficult financial conversations, how we track our money, how we’re trying to raise our kids to spend intentionally, financial independence feeling unattainable at lower salaries and more! In this week’s podcast, we talk about: - Our number one purchase this year - How we approach using high-yield savings accounts and local banks like Bank of America - How financial independence can be unattainable at lower salaries and what to do about it - How we approach spending during the holidays with our kids - What we’re doing to raise our kids to be more intentional with money - Whether we’re considering any employment after our kids go to college - Pickleball - How we track our money, down to the specific Google sheet - Our drawdown strategy in early retirement - If our stress level has changed after retirement - Our approach with joint vs. individual accounts - Communal living versus traditional living - End-of-year tax optimization Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/088-listener-qa-with-greg-managing-difficult-financial-convos-fi-feels-unattainable-raising-kids-to-spend-intentionally-stress-levels-post-retirement-and-more/…

1
087. Case Studies: Where to focus when you’re feeling behind? Investing, life insurance, and paying off your mortgage in your 70s? 47:11

12 weeks temu47:11

47:11

We review two listener case studies, share their financial situations and backgrounds, and answer their questions about how to move forward with their finances. Andrew joins this week’s podcast as we talk about: - If you should renew a term life insurance policy in your 70s - The importance of accessing your 401K and other retirement accounts and understating what you’re invested in - Whether or not you should pay for your house - What to do if you feel behind on your finances - Running a retirement calculator to see when you could potentially retire - Investing in a HYSA vs. stocks when you’re in your 70s - What to do if you’re too cash-heavy - How to get started with a 529 plan - The tradeoff of buying a larger home or retiring earlier - High-yield savings accounts, maxing out your 401Ks, and more! Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/087-case-studies-where-to-focus-when-youre-feeling-investing-life-insurance-and-paying-off-your-mortgage-in-your-70s/…

1
086. End-of-year money moves to finish the year strong 39:59

13 weeks temu39:59

39:59

Here are all the financial moves you should aim to finish before the end of the year to ensure you finish the year strong and set yourself up for success next year. We cover the basics you’ve already thought of but might not have done yet and some new ideas you may not have thought of. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/086-end-of-year-money-moves-to-finish-the-year-strong/…

1
085. Trick yourself into spending less money 52:51

14 weeks temu52:51

52:51

Psychology plays a significant role in our financial decisions, and we can use it to our advantage to trick ourselves into spending less money and saving more. We share many tips and tricks for spending less and being more intentional. Liz joins this week’s podcast as we talk about: - The role psychology plays in influencing our spending decisions - How retailers are aggressively using psychology to influence us to buy more - Tactical ways to trick yourself into spending less money - The value of tracking your spending - Envelope systems and Qube Money - The value in putting a barrier between an impulse and a decision - The value in tying our spending decisions to something else - How to leverage thought patterns to change our spending habits Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/085-trick-yourself-into-spending-less-money/…

1
084. Trump 2.0 and its impact on your finances 40:11

15 weeks temu40:11

40:11

In case you missed it, Trump won the 2024 election. We’re talking about the impact of Trump in office on your finances and how to prepare yourself. Greg joins this week’s podcast as we talk about: - Trump winning the 2024 election and the impact we expect it to have on your finances - The expected impact of tax rates, tariffs, stocks, deregulation of cryptocurrency, interest rates, tech industry regulation, the ACA, and more. - The importance of focusing on what we can control versus what we can’t - How to prepare for the worst but hope for the best - What we can each do today to prepare financially Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/084-trump-2-0-and-its-impact-on-your-finances/…

1
083. Live for today or save for tomorrow? 39:19

16 weeks temu39:19

39:19

Some people are so focused and disciplined on reaching a FI or FIRE goal that they don’t enjoy the present. Others are so focused on living for today that they don’t plan or save for the future. Which is better? We discuss the extremes of both and how to appreciate the need for both and strive for balance. Erica joins this week’s podcast as we talk about: - The pros and cons of living for today vs. saving for tomorrow - The magic middle and balance between the two - Extreme budgeting, deprivation, and reckless spending as extremes - Tactical tips for finding your balance - A challenge to reflect on your balance and how you’re enjoying today vs. preparing for tomorrow Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/083-live-for-today-or-save-for-tomorrow/…

1
082. Case Studies: How to get started when you’re stuck? Burnt out and how do I know when I have enough to retire? 43:36

17 weeks temu43:36

43:36

We review two listener case studies, share their specific financial situation and background, and answer their questions about how to move forward with their finances. Andrew joins this week’s podcast as we talk about: - How to know when you have enough to retire - If investing in all index funds is too risky - How to estimate and plan for unexpected expenses - How to get started when you’re stuck and overwhelmed - What to do when you hit set backs in the getting started process - Where to go for good information when you have questions Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/082-case-studies-how-to-get-started-when-youre-stuck-burnt-out-and-how-do-i-know-when-i-have-enough-to-retire/…

1
081. Listener Q&A - 401(k) vs. roth 401(k), Budgeting, Automation, Decluttering, Early Retirement, and more! 46:28

18 weeks temu46:28

46:28

This week, I’m answering your questions about 401Ks, Roth vs. regular 401Ks, how and where to save for future needs, where to park your money, early retirement, managing a budget, and more! In this week’s podcast, I talk about: - Maxing out 401K versus investing in the market - Life insurance and whether work benefits are enough - How you access your money for early retirement - Ways to progressively increase your savings rate - 401Ks vs. roth401Ks - What is worth sacrificing to get to FIRE - Biggest items on my early retirement FIRE bucket list - How and where to save for a new vehicle - Favorite meals and beers - FI in Europe vs the United States and which is easier or harder - Where to park large sums of money while you save for future goals - How seniors can budget and keep up with inflation - Managing being over budget with post-retirement - If HSAs are worth it if you have chronic health expenses - My number one decluttering tip - Inside Out Money meetups - How to budget for retirement if you’re a stay-at-home parent - How we decide where to go on vacation Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/081-listener-qa-401k-vs-roth-401k-budgeting-automation-decluttering-early-retirement-and-more/…

1
080. We’re all going to die, so let’s talk about life insurance 49:53

19 weeks temu49:53

49:53

We discuss everything you ever needed and wanted to know about life insurance. We share why life insurance is important even if you think you don’t need it, how much you need, how to shop around for it, the process of applying for it, and much more. We even share some next-level tips for getting the best rates. Liz joins this week’s podcast as we talk about: - Why life insurance is important - Why your job’s life insurance isn’t enough - The types of life insurance and which type you need - How much life insurance do people need, and how do you decide how much you need - How long of a policy you need - How to choose a plan and shop for it - Tips for getting the best rates - The laddering concept and how it could save you money - Rewriting the lyrics to Jump Around for life insurance (you’re welcome!) Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/080-were-all-going-to-die-so-lets-talk-about-life-insurance/…

1
079. The new American Dream - Is it misunderstood or evolving? 38:42

20 weeks temu38:42

38:42

We explore the concept of the American Dream and how it has evolved over time. What we initially considered success in life isn’t quite how we would define success today. Many people now choose to live beneath their means, save more, spend less, and sometimes even retire early. We share personal stories, practical tips, and insights to help you define your own American dream. Greg joins this week’s podcast as we talk about: - What we thought the American Dream was, and we each had different POVs - A brief history of the American Dream - What the “American Dream” will cost us throughout our lifetime - How our view of success has evolved over the decades and years - Cultural influences that are impacting how we define the American Dream - Are financial independence and freedom part of the American Dream? - Practical tips to help you define your own American Dream Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/079-the-new-american-dream-is-it-misunderstood-or-evolving/…

1
078. Take back the holidays - 8 ways to spend less this holiday season 44:32

21 weeks temu44:32

44:32

The holidays have evolved into a time of the year overly focused on consumerism and spending money, but we encourage you all to take back the holidays and focus on what matters the most to you! We encourage you to reconsider how you’re spending the holidays and share tactical ideas to spend less on decor and gifts going into the holiday season. In this week’s podcast, we talk about: - How to spend less going into the holidays - How to take back the holidays to focus on what matters to you - DIY ideas for holiday gifts and decor - Alternative gift ideas - Experiences versus things - Upcycling and regifting and if it’s okay - Setting a budget and guardrails around holiday spending - Simplifying your decor to save money - The importance of making lists and avoiding impulse shopping - Coupons and cash-back or reward sites Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/078-take-back-the-holidays-8-ways-to-spend-less-this-holiday-season/…

1
077. Listener Q&A - Debt, Savings, Windfalls, Deferred Compensation, Withdrawal Strategies, and more! 41:12

22 weeks temu41:12

41:12

This week, I’m answering your questions about debt, emergency savings, sudden windfalls, deferred compensation, withdrawal strategies, Andrew going vegan, monarch money, savings on kid's stuff, when to track your net worth estate planning, and more! In this week’s podcast, we talk about: - How to stay motivated while getting out of debt - How to handle an unexpected large sum of money - Influencer courses and if they’re worth your money and time - Finances in a blended family that is early retired - Advice for Canadians that don’t have the same levers as in the US - How to determine your withdrawal strategy at retirement age - If there is anything that keeps me up at night about being early retired - Tips and tricks for using Monarch Money - Spending and savings on kid's clothing and activities - Explaining deferred compensation to a 5th grader - What day I track my net worth, and why - Replenishing your emergency fund after using it for an emergency - Tips, tricks, and advice for rental properties - Estate planning and wills for people who are young and think they don’t need it - Making sure you’re not passing on a money mess to your beneficiaries - How many credit cards is too many? I have seven and pay off fully monthly - What actionable steps I took to become financially free Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/077-listener-qa-debt-savings-windfalls-deferred-compensation-withdrawal-strategies-and-more/…

1
076. Investing terms you should know - ETFs vs. mutual funds, target date funds, expense ratios, dividends, market vs. limit orders, and more! 45:58

23 weeks temu45:58

45:58

Investing often seems more complicated than needed, so we’re explaining some key terms to help you better navigate the investing and financial world more confidently. We share which ones we think matter the most and what you should focus on as an investor. Andrew joins this week’s podcast as we talk about: - The difference between a stock and a bond and the historical performance of each - The difference between ETFs, index funds, and mutual funds - Market vs. limit orders and which one you should focus on - Why target date funds in your 401K and 529 plans aren’t ideal and what to do instead - Which brokerage firms and accounts we like the best and why - Expense ratios, Dividends, Dollar-cost averaging, and more! Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/076-investing-terms-you-should-know-etfs-vs-mutual-funds-target-date-funds-expense-ratios-dividends-market-vs-limit-orders-and-more/…

1
075. The cost of convenience - Is it worth it? 58:50

24 weeks temu58:50

58:50

In the tradeoff between your time and your money, we discuss whether it’s worth it to pay for convenience, from pre-cut food at the grocery store to having your house professionally cleaned to food delivery apps. We explore whether these conveniences are worth the extra expense, and we explore the pros and cons, share personal stories, and offer tips for finding a balance between convenience and cost. Liz joins this week’s podcast as we talk about: - The tradeoff of our time versus our money - How to be thoughtful and intentional about the conveniences we pay for - The questions you should ask yourself as you consider how much you’re willing to pay for specific conveniences - Smash or pass round of all the many potential conveniences we could pay for Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/075-the-cost-of-convenience-is-it-worth-it/…

1
074. An investing discussion: how to get started, are ESGs worth it, what to do when the market’s down, automating your investments, and more 50:07

25 weeks temu50:07

50:07

Investing feels overwhelming and complicated to many people, but it doesn’t need to be. It can be simple and easy to get started. Join us for a discussion on investing that we hope will help you get started and feel better on your investing journey. Erica joins this week’s podcast as we talk about: - Why investing is more simple than many make it out to be - Why investing in low-cost, simple index funds is the answer - If ESGs are worth it - What to do when the market is down - Good books to read to help you learn more about investing Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/074-an-investing-discussion-how-to-get-started-are-esgs-worth-it-what-to-do-when-the-markets-down-automating-your-investments-and-more/…

1
073. Grocery Savings Hacks: Where to shop, freezing food, and more! 29:04

26 weeks temu29:04

29:04

Groceries have been getting more expensive lately, but there are still plenty of simple, low-effort ways to save money on groceries. We share our best money-saving hacks for our family of five. Greg joins this week’s podcast as we talk about: - What we typically spend on groceries - Why we do most of our shopping at Aldi, Lidl, and Sam’s Club - How we keep our food costs lower and the specific things we do Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/073-grocery-savings-hacks-where-to-shop-freezing-food-and-more/…

1
072. The best financial advice no one wants to take: Move your money to a high-yield savings account already! 46:45

27 weeks temu46:45

46:45

Everyone should keep their savings, emergency funds, and extra cash in a high-yield savings account (HYSA) to optimize their money. High-yield savings accounts are paying as high as 5.5% interest and have been for over a year. Make sure you’re taking advantage of this and maximizing your growth potential! Liz joins this week’s podcast as we talk about: - What is a high-yield savings account and why you should have one - Why high-yield savings accounts are a safe place to keep your money - FDIC Insurance - How banks make money - Why online or digital banks can afford to pay higher interest rates - Our favorite high-yield savings accounts Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/072-the-best-financial-advice-no-one-wants-to-take-move-your-money-to-a-high-yield-savings-account-already/…

1
071. Listener Q&A - Boring middles, making FI friends, investment strategies, kids, and more 36:07

28 weeks temu36:07

36:07

This week, I’m answering your questions about early retirement, investing, raising financially literate kids, making like-minded friends, and more! In this week’s podcast, we talk about: - Sitting in the boring middle of achieving FI - Enjoying the journey versus the destination - How do you know when you have enough money to retire - How to make FI friends - Best FI meetup groups and conferences - Investment strategies - Thoughts on CFPs (Certified Financial Planners) - Bringing up finances with someone not good at finances - How you talk to the kids about money - Navigating spend on and for teens Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/071-listener-qa-boring-middles-making-fi-friends-investment-strategies-kids-and-more/…

1
070. Save money by using what you already have 43:38

29 weeks temu43:38

43:38

This one thing can save you money, help the environment, declutter your house, and improve your mental health; it’s using the things you already have! We share practical tips and strategies for reframing your mind to focus on everything you already own inside your home before you allow yourself to acquire new things. Erica joins this week’s podcast as we talk about: - The many benefits of using what we already have before we buy new things - Mindful approaches to consumption - Practical tips and strategies for using up what we already have before we buy anything new - Categories we’re focused on, including food, toiletries, cleaning supplies, books, gift cards, memberships, office and school supplies, and clothing - What to do if you’re not willing to use the things you already own Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/070-lets-use-up-what-we-already-have/…

1
069. Avoid these money mishaps and win long-term 48:57

30 weeks temu48:57

48:57

The key to growing long-term wealth is to spend less than you make and invest the difference, but there are also some money mistakes you should avoid. Make sure you listen and avoid these money mishaps to win long-term. Liz joins this week’s podcast as we talk about: - Why whole life insurance is so bad - The pros and cons of 401k loans - Buying stuff you can’t afford and don’t need on credit cards - Get rich quick schemes - Trying to time the market - The importance of tracking your expenses and net worth - Lifestyle creep and why it matters - Why emergency funds matter Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/069-avoid-these-money-mishaps-and-win-long-term/…

1
068. Is life more expensive in early retirement? 33:07

31 weeks temu33:07

33:07

People often say you’ll spend less in retirement, but who are these people, and is this true? We break down some common beliefs about retirement spending and share our own personal experiences of being retired early for two years. Greg joins this week’s podcast as we talk about: - The retirement smile - How much we’ve spent over the last five years - People say retired life costs less - Is this true? - Where we’re spending more: Before retirement? Or since early retirement? - How our life stage and family dynamics are impacting our spend - How healthcare cost is impacting our spend - Making the psychological shift from saving to spending Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/068-is-life-more-expensive-in-early-retirement/…

1
067. Two investment metrics you should understand - CAPE ratio and SORR 40:12

32 weeks temu40:12

40:12

Understanding the CAPE (Cyclically Adjusted Price-to-Earnings) ratio and SORR (Sequence of Returns Risk) matters if you’re investing in the stock market and making future plans based on those investments. These metrics provide a stable benchmark for valuation and can help identify market bubbles or periods of undervaluation; they’re important to understand and can help inform your future plans. Andrew joins this week’s podcast as we talk about: - What CAPE ratio and SORR stand for and how to calculate them - How CAPE ratio is different from the standard P/E ratio - The methodology behind the CAPE ratio calculation and SORR - Why you’d want to understand these metrics - How these metrics might influence your early retirement plans and timing - Strategies to mitigate SORR Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/067-two-investment-metrics-you-should-understand-cape-ratio-and-sorr/…

1
066. Mid-year spend review with Liz, Andrew, and Greg 1:02:19

33 weeks temu1:02:19

1:02:19

Three families share what we spent in the first half of 2024. Who’s spending is the highest and lowest? And is there really a winner or loser!? We’re big fans of intentional spending and not spending more than you earn. We share the nitty gritty details of our spending so far in 2024. Liz, Andrew, and Greg join this week’s podcast as we talk about: - Why we track our expenses - How we track our expenses and why we’ve all shifted to using Monarch - How much are families spent for the first six months of 2024 - Category breakdowns of our spending, from travel to medical to groceries - What we feel good about and what we want to improve in the second half of 2024 - Intentional spending Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/066-mid-year-spend-review-with-liz-andrew-and-greg/…

1
065. Save money and the planet - Shopping secondhand for the win 46:59

34 weeks temu46:59

46:59

Secondhand products can save you money, save the planet, help others earn money, build community, and so much more! We encourage everyone to think secondhand first anytime they want or need something. Liz joins this week’s podcast as we talk about: - Benefits of shopping secondhand and thrifting - Best practices and tips for shopping secondhand - How to keep an eye out for scammers when buying used items on Facebook marketplace - Resources for where to shop secondhand - Some of our best secondhand purchases - What we’re willing to buy secondhand versus what we’d prefer to buy new Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/065-get-apple-products-80-off-and-save-the-planet-shopping-secondhand-for-the-win/…

1
064. Packing light and spending light while traveling 43:49

35 weeks temu43:49

43:49

Packing less and spending less while traveling abroad or domestically is possible and can make travel much more enjoyable! Travel a bit lighter and spend a bit less to splurge on the stuff that matters. Join us for a discussion on intentional travel spending. Greg joins this week’s podcast as we talk about: - Why we pack light when traveling with our three kids - What we pack and how we make it work - How we spend light when traveling - What we spend less on versus where we splurge while traveling - How trip budgets have transformed traveling with kids - Actionable tips for saving money on airfare, rental cars, accommodations, international cell phone plans, and more Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/064-packing-light-and-spending-light-white-traveling/…

1
063. Number one early retirement metric: your savings rate 54:37

36 weeks temu54:37

54:37

It’s not about what you make, it’s about the difference between what you make and what you spend. If you know those two numbers you can calculate your savings rates, and if you know it you can improve upon it. Liz joins this week’s podcast as we talk about: - The number one most important metric for achieving early retirement - How to calculate your savings rate - What our savings rates are and have been - How your savings rate equates to the number of years you need to work - How to increase your savings rate Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/063-number-one-early-retirement-metric-your-savings-rate/…

1
062. Our favorite savings hacks that will save you thousands a year 42:30

37 weeks temu42:30

42:30

Actionable advice to stop comparing yourself to others and start focusing on your own life. We all compare ourselves to others, but we also know comparison is the thief of joy and we will be happier when we learn to spend less time comparing and more time living. Andew joins this week’s podcast as we talk about: - The importance of tracking expenses - Our favorite savings hacks on home, grocery, shopping - Examples of how to negotiate realtor fees - Why renting a house can actually save you a lot of money - How to use cash back adn coupon sites to save money Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/062-our-favorite-savings-hacks-that-will-save-you-thousands-a-year/…

1
061. Transform intentions into action - Navigating the execution gap 27:48

38 weeks temu27:48

27:48

Start doing the things rather than just saying the things. Learn how to transform your intentions into actions and, in the process, close the execution gap that many of us struggle with. Erica joins this week’s podcast as we talk about: - How to transform your intentions into actions - Closing the execution gap - The power of habits and our favorite book on building habits - The challenges we all face in translating intentions into consistent actions - The psychological factors that influence the execution gap - How intentions alone don’t lead to results - Specific tactics for shifting from intentions to actions - A challenge to choose one actionable step each day to move forward toward your goals Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/061-transform-intentions-into-action-navigating-the-execution-gap/…

1
060. Progress over perfection - Understanding perfectionism to improve our finances 43:55

39 weeks temu43:55

43:55

Understanding the science and root of perfectionism can help us to focus on the good and let go of the bad. We encourage you to focus on progress over perfection and leverage that mindset to improve your finances. Greg joins this week’s podcast as we talk about: - The science of perfectionism - How perfectionism can be helpful and harmful - The three types of perfectionism - The difference between conscientiousness and perfectionism - The difference between perfectionism and imposter syndrome - Ways to combat perfectionism - The goal of progress over perfectionism - Your finances and perfectionism Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/060-progress-over-perfection-understanding-perfectionism-to-improve-our-finances/…

1
059. Splitting Finances with Your Partner - Practical Approaches for Financial Transparency 52:16

40 weeks temu52:16

52:16

Finances can be one of the most stressful parts of a relationship, but they don’t need to be. We share actionable advice for setting up your finances with your partner, focusing on transparency and alignment. Liz joins this week’s podcast as we talk about: - The various ways to organize your finances with a partner or spouse - The pros and cons of splitting versus combining finances - Multiple ways to tactically split expenses - Importance of a money management philosophy and approach with your partner - The value of financial transparency with your partner - Prenups and what we think of them - Why and how to have money dates with your partner Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/059-splitting-finances-with-your-partner-practical-approaches-for-financial-transparency/…

1
058. Breaking up with your financial planner - Why and how to do it 26:32

41 weeks temu26:32

26:32

The financial services industry often profits from the misconception that managing your investments is too complex, leading you to believe that you should pay them to do it for you. This just isn’t true, and we debunk this myth and explain how to transition from relying on a financial advisor to managing your own investments. Andrew joins this week’s podcast as we talk about: - Why it’s so important to consider the long-term cost of financial advisor’s fees - The differences between a commission-based and fee-based/hourly financial advisor - Why you don’t need a commission-based financial advisor or planner - Examples of how much fees add up and impact your financial growth - Historically average market returns beat financial advisor portfolios - How to break up with your financial advisor - A specific email or phone script for what to say to end the relationship - The specific process of transitioning from an advisor to managing on your own - Gain the confidence to learn how to invest in low cost index funds yourself Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/058-breaking-up-with-your-financial-planner-why-and-how-to-do-it/…

1
057. Comparison is the thief of joy - Stop comparing yourself to others 33:43

42 weeks temu33:43

33:43

Actionable advice to stop comparing yourself to others and start focusing on your own life. We all compare ourselves to others, but we also know comparison is the thief of joy and we will be happier when we learn to spend less time comparing and more time living. Erica joins this week’s podcast as we talk about: - Why it’s so dangerous to compare ourselves to others - The importance of mindset to improve our finances and overall happiness - Buddhist POV on comparison - Social media’s role in the comparison game and how to realistically combat it - 7 strategies to overcome comparison - Reflecting on your comparison habits and being honest with yourself Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/057-comparison-is-the-thief-of-joy-stop-comparing-yourself-to-others/…

1
056. 8 lessons learned two years into early retirement 50:18

43 weeks temu50:18

50:18

Greg joins this week's podcast, and we share our most significant reflections and learnings after two years of being early-retired. We break it down into our eight biggest learnings: There’s nothing to be afraid of, be patient and kind with yourself, do less and set boundaries, monitor your hustling and what you’re chasing, structure and routine add value, it’s OK to focus on yourself, be present in this phase of life as there will be other phases ahead, and experiment and pivot. Join us as we get vulnerable on the highs and lows of the first two years of early retirement. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/056-8-lessons-weve-learned-two-years-into-early-retirement/…

1
055. Our formula for how much to keep in your emergency fund 42:03

44 weeks temu42:03

42:03

Liz joins this week's podcast, and we talk about all things emergency funds. We start with why it’s so important to have an emergency fund and what emergency funds are meant to be used for versus not. We dig into all of the things you need to know about emergency funds, from where to keep it to how much you need in one. In addition to giving some general guidance on how much to keep in your emergency fund, we provide a specific tool and formula to help you decide on your own circumstances. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/055-our-formula-for-how-much-to-keep-in-your-emergency-fund/…

1
054. 15 things we don't spend money on 40:57

45 weeks temu40:57

40:57

Andrew joins this week's podcast, and we talk about all of the things we don’t spend money on. We’re all about intentional spending, and we spend a lot of time talking about what we do spend our money on, and it’s interesting to also reflect on what we’re not spending money on. Check out which of us isn’t spending on car washes, house cleaning services, yard care services, haircuts, clothing, makeup, and more! Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/054-15-things-we-dont-spend-money-on/…

1
053. Why we’re more exhausted than ever and how it’s impacting our finances 36:36

46 weeks temu36:36

36:36

Erica joins this week's podcast, and we talk about exhaustion, how it’s impacting our finances, and how we can mitigate exhaustion to improve our lives. We start off by discussing an article in TIME magazine about exhaustion, which shares three often overlooked causes of exhaustion: unsustainable lifestyles, stress beyond our control, and financial insecurity. We share our thoughts on how to adjust our lifestyles and finances to aim for less exhaustion and a healthier happier life. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/053-why-were-more-exhausted-than-ever-and-how-its-impacting-our-finances/…

1
052. Simplifying our finances - How we’re saving $20K by ditching robo-investing 37:40

47 weeks temu37:40

37:40

Greg joins this week's podcast, and we share why and how we’re migrating our investments from Wealthfront to Fidelity, which will save us $20K+ in fees over the next ten years. We share how this will save us money, allow us to receive dividends instead of auto reinvesting them, better control our portfolio, and improve our performance. We share the backstory of why we started investing with Wealthfront 10 years ago and why it’s no longer serving us in the future. And Maggie’s brother Alex happens to call right as we’re wrapping up and joins for an impromptu conversation. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/052-simplifying-finances-how-were-saving-20k-by-ditching-robo-investing/…

1
051. Taming Target and Amazon: We pull up our order history for you to judge 1:05:14

48 weeks temu1:05:14

1:05:14

Liz joins this week's podcast for a very impromptu discussion where we reveal our Amazon and Target purchases for the last few months. We review each other’s purchases and discuss what we’re spending our money on lately and how it makes us feel. We each aim to focus on intentional spending, and reviewing your expenses with a friend is a fun way to check your spending. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/051-taming-target-and-amazon-we-pull-up-our-order-history-for-you-to-judge/…

1
050. From Cubicles to CampFI - An interview with two early-retiree couples 59:19

49 weeks temu59:19

59:19

For the 50th Inside Out Money episode, Maggie interviews two early-retiree couples at campFI: Stacey & Andy and Amber & Bob. They share their stories of how they prepared for early retirement, challenges and learnings along the way, and much more. They also talk about their feelings along the journey, how they’re maintaining a sense of purpose and fulfillment without traditional work, the value of finding your tribe, and the power of asking interesting questions. We also take a few questions from our live audience. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/050-from-cubicles-to-campfi-an-interview-with-two-early-retiree-couples/…

1
049. Is it Deprivation or Discipline? And Will It Improve My Finances? 33:00

50 weeks temu33:00

33:00

Andrew joins this week's podcast, and we discuss the difference between deprivation and discipline, how they are interrelated, and why it all matters. We dig into the reality of needs versus wants and how reframing deprivation as discipline can help you improve your finances and other aspects of your life. We wrap up the discussion with recommendations for improving your discipline. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/049-is-it-deprivation-or-discipline-and-will-it-improve-my-finances/…

Odtwarzacz FM skanuje sieć w poszukiwaniu wysokiej jakości podcastów, abyś mógł się nią cieszyć już teraz. To najlepsza aplikacja do podcastów, działająca na Androidzie, iPhonie i Internecie. Zarejestruj się, aby zsynchronizować subskrypcje na różnych urządzeniach.