Najlepsze podcasty z kategorii: Joseph Curry (2024)

1
Ep # 110 - Estate Planning Fails: Real Stories of What Can Go Wrong 33:53

2d ago33:53

33:53

Only 48% of Canadians have a will in place. It's probably been on your to-do list for a long time and you're not alone. In fact, of the people who have a will, only 35% of them are up to date. If you're feeling the stress of not having your estate planning in order, you are not alone! The stories shared by Ellie Muir, Team Lead of Partner Relations…

1
!Preparate! Episode 23 15:26

4d ago15:26

15:26

On the latest episode of !Preparate! Bocanumenth shares how his love for community led him to a career in law enforcement. A career where being bilingual has been an asset, especially when dealing with the public in a city like New York with visitors and residents from all corners of the Hispanic diaspora.…

1
Fireside Financial Ep #18: Top 10 Reasons You Need a Retirement Plan 21:12

5d ago21:12

21:12

If you're feeling uncertain about your retirement finances and making decisions based on guesswork, then you are not alone! Many individuals nearing retirement age find themselves in a similar situation, relying on rules of thumb or hearsay rather than having a concrete plan in place. This lack of clarity can lead to stress, anxiety, and potential …

1
Ep #109: Why Sugarcoating Retirement Plans Does More Harm Than Good 7:38

9d ago7:38

7:38

Joe and Lindsay discuss the importance of transparency in financial planning by sharing a recent client story. A couple came to them frustrated by their previous advisor's lack of clarity, unsure whether they could reach their retirement goals. Through our process—beginning with a strategy session and followed by a comprehensive plan—the couple cle…

1
Ep #108: Customize Your Retirement Strategy: There's No One-Size-Fits-All Approach 10:23

16d ago10:23

10:23

We answer a listener's question about balancing RRSP and RIF withdrawals in retirement while minimizing taxes. We highlight the importance of personalized planning, discussing when it makes sense to defer withdrawals for tax-deferred growth and when early withdrawals could help reduce future tax liabilities like OAS clawbacks. Joe emphasizes that s…

1
Ep #107: Skeptic to Advocate: Robin Powell's Journey into Evidence-Based Investing 25:55

23d ago25:55

25:55

Worried about making financial mistakes with your retirement portfolio? Robin Powell, founder of The Evidence-Based Investor, joins Joe Curry, retirement advisor, to explore the transformative power of evidence-based investing. Robin shares his journey from journalism to becoming an advocate for passive investing, highlighting key moments such as m…

1
Ep# 106: Understanding Your Retirement Income Personality for Success with Wade Pfau 28:33

1M ago28:33

28:33

Joe speaks with Wade Pfau, a leading expert in retirement income planning. They explore the evolving landscape of retirement strategies, focusing on understanding personal retirement income styles using the RISA (Retirement Income Style Awareness Profile) framework. Wade highlights the significance of aligning strategies with individual comfort lev…

1
EP #105: Connecting Your Values to Your Financial Goals with Dr. Brian Portnoy 41:22

1M ago41:22

41:22

Joe sits down with Dr. Brian Portnoy to explore the concept of "funded contentment," a revolutionary approach to financial well-being that transcends traditional views of wealth. They delve into the psychological and emotional aspects of retirement planning, emphasizing the importance of aligning financial decisions with personal values. Brian intr…

1
Fireside Financial Ep #17: Expect the Unexpected: Hidden Costs in Retirement 22:24

1M ago22:24

22:24

Joe and Regan discuss lesser-known aspects of retirement planning, focusing on unexpected expenses, psychological adjustments, and the impact of inflation. They highlight overlooked costs like home maintenance, supporting adult children, and healthcare, while also addressing the importance of planning for unplanned opportunities. The conversation d…

1
¡PREPÁRATE! Episodio 22 NYPD Chief Pintos 27:54

1M ago27:54

27:54

On this episode of ¡Prepárate!, NYCEM Chief of Staff Yokarina Duarte and Community Engagement Specialist Emely Rodriguez sit down with NYPD Chief of Staff Raul Pintos to discuss his remarkable career at the NYPD, the importance of Hispanic leader, and some of the latest NYPD initiatives aimed at keeping the city safe. Pintos, who has dedicated over…

1
Ep #104: Top Strategies to Reduce Taxes in Retirement 13:48

1M ago13:48

13:48

We dive into actionable strategies to help you save more money in retirement. From pension income splitting and maximizing tax credits to optimizing RRIF withdrawals and deferring government benefits, we break down key steps to reduce your tax burden and stretch your savings. Read the full show notes and find more information here: EP 104 Show Note…

1
Ep# 103: The High Cost of Complicating Your Investments 21:08

2M ago21:08

21:08

We look at the pitfalls of complex investment strategies and emphasize the benefits of keeping things simple. They discuss the importance of trusting market principles, practicing smart diversification, and avoiding performance chasing. With insights from a recent article by Sam Sivarajan on the Canada Pension Plan's investment performance, they hi…

1
Ep #102: What to Do When Markets Get Scary 12:23

2M ago12:23

12:23

We discuss the pitfalls of relying on market forecasts and expert predictions during times of market volatility. Emphasizing the inaccuracies of financial forecasts and the psychological tendency to seek out such predictions, they advocate for a disciplined, evidence-based investment approach. Listeners are advised to stick to their pre-planned str…

1
Ep #101: Going Beyond 'Financial Advisor Near Me' to Find the Right Fit 20:37

2M ago20:37

20:37

This episode explores the nuances of selecting an advisor beyond proximity, emphasizing the importance of virtual collaboration, comprehensive planning, and evidence-based investment philosophies. Joe also highlights the value of specialized advice, the pitfalls of advisor diversification, and the necessity of transparent, ongoing communication wit…

1
Fireside Financial #16: RRSPs Alone Don't Cut It: Building a Complete Retirement Plan 19:00

2M ago19:00

19:00

Joe and Regan explain why personalized planning is crucial for a secure and enjoyable retirement. They debunk myths, offer actionable advice, and equip their audience with the tools to make informed financial decisions. Whether it's re-evaluating the role of RRSPs, determining the right time to take CPP, or balancing investment portfolios, this epi…

1
Ep #100: Envision Your Future Self: Craft an Optimistic Retirement 24:04

2M ago24:04

24:04

It’s episode 100! Joe speaks with Dr. Hal Hershfield, the author of “Your Future Self: How to Make Tomorrow Better Today”. They discuss the idea that our future selves can often feel like different people rather than an extension of our current selves. This concept has significant implications for retirement planning and living a fulfilling life be…

1
Ep #99: The 4% Rule Revisited: How to Craft a Safe Retirement Withdrawal Rate 31:55

3M ago31:55

31:55

Have you heard these retirement myths? The 4% rule is the only safe withdrawal rate, asset allocation doesn't matter in retirement, and setting a fixed withdrawal rate is the best strategy. But is it true? In this episode, Joe speaks with Bill Bengen, a seasoned financial advisor who is widely recognized for his pivotal role in introducing the 4% r…

1
Ep #98: Estate Planning 101: What to Include in Your Will 17:53

3M ago17:53

17:53

We examine the essential aspects of estate planning, focusing on creating a comprehensive will. We also examine choosing the right executor, whether a family member or a professional service, highlighting three key scenarios to consider. We discuss the importance of including digital assets in your will and the benefits of secondary wills for busin…

1
Ep #97: Safeguard Your Savings: Outsmart Cybercriminals Targeting Your Money with Scott Wright 26:41

3M ago26:41

26:41

In this podcast episode, host Joseph interviews cybersecurity expert Scott, who discusses the critical importance of cybersecurity, especially in protecting financial assets. Scott explains the various types of cybercriminals, including organized crime groups, nation-state actors, and lone wolf attackers, and highlights common methods they use, suc…

1
EP #96: Comparing Cryptocurrency to Stocks and Bonds: Does it Belong in Your Retirement? 11:35

3M ago11:35

11:35

In this episode of "Your Retirement Plan Simplified," we delve into the topic of cryptocurrency and its place in a retiree's investment portfolio. We give a layman's definition of cryptocurrency, discuss its appeal due to decentralization, security, global accessibility, and investment potential, but also highlight its extreme volatility and lack o…

1
Fireside Financial Ep 15: The Value of Having a Retirement Emergency Fund 20:44

3M ago20:44

20:44

In this podcast, Joe and Regan look at having an emergency fund in retirement. They discuss how setting aside three to six months’ worth of expenses can provide peace of mind and financial security, protecting retirees from unexpected expenses without needing to dip into investments or accrue high-interest debt. They highlight that an emergency fun…

1
EP #95: 3 Reasons Why Following Investment Evidence Beats Guessing the Market 50:37

4M ago50:37

50:37

Are you feeling frustrated by the difficulty of understanding investment strategies? Feeling uncertain about which approach to take? Imagine spending years trying to navigate the complexities of active management, only to discover that it may not be the most effective approach. The struggle to decipher the impact of dividends on investment returns …

1
Ep #94: 5 Ways to Build Your Emergency Fund for Retirement 17:23

4M ago17:23

17:23

We examine an aspect of retirement planning—building an emergency fund. Whether you're nearing retirement or already enjoying it, we provide insightful strategies to assess your financial needs, determine the right size for your emergency fund, and effectively build and manage it. Learn about essential expenses, potential emergencies, and smart way…

1
EP 93: The Overlooked CPP Strategy That Saves Business Owners Thousands 33:03

4M ago33:03

33:03

Joe and Aravind explore the merits of contributing to the Canada Pension Plan (CPP) through salaries. Despite the dual contributions required from business owners, the CPP offers guaranteed, inflation-adjusted income in retirement, providing a secure financial foundation. The discussion highlights the tax credits and deductions associated with CPP …

1
EP #92: Paying for Promises: An Evidence-Based Look at Segregated Funds 40:41

4M ago40:41

40:41

Joe chats with Mark McGrath (CFP, CIM, CLU, PWL Capital Inc) about the intricacies of Canadian equity segregated funds, unpacking their features, benefits, and potential drawbacks. While discussing the investment options within segregated funds, they underscore the importance of considering alternatives like low-cost index funds or ETFs, particular…

1
El voluntariado y Cuerpo de Paz con Matt Lyttle 31:02

4M ago31:02

31:02

Un episodio especial dedicado al Mes del Voluntariado, con la participación del estimado invitado Matt Lyttle, Director del Segmento de Defensa y Seguridad en Guidehouse, una firma consultora de gestión global. La copresentadora Yokarina Duarte conversa con Lyttle sobre su experiencia como voluntario del Cuerpo de Paz en Nicaragua, lo cual lo prepa…

1
Fireside Financial Ep 14: Stay Social and Stay Sharp: The Top Reasons to Work Part-Time Post-Retirement 18:10

4M ago18:10

18:10

Joe and Regan explore the myriad benefits of engaging in part-time work or starting a side hustle during retirement. They discuss how supplemental income alleviates financial stress and supports lifestyle desires such as travel. Beyond the financial perks, they delve into the non-monetary advantages, including social engagement, mental stimulation,…

1
EP #91: Capital Gains Tax - Assessing Your Risk and Taking Action 24:14

5M ago24:14

24:14

Joe speaks with tax professional Kaz Nesbitt (CPA, CA, Partner at Grant Thornton LLP), and they delve into the proposed capital gains inclusion rate changes. Joe and Kaz unpack the intricacies of capital gains taxation, clarifying how these changes could affect individuals and businesses. Read the full show notes and find more information here: EP …

1
EP #90: Maximize Your Estate: Strategies to Transfer Assets Tax-Efficiently to Your Beneficiaries 19:39

5M ago19:39

19:39

This week we look at crucial considerations surrounding beneficiaries. From dissecting the implications of naming beneficiaries on assets like RRSPs, pension plans, and non-registered accounts to shedding light on the strategic use of life insurance, this insightful discussion offers invaluable insights for listeners navigating their estate plannin…

1
EP #89: Why Typical Isn't Always Right in Estate Planning 16:37

5M ago16:37

16:37

This week Joe takes a deep dive into the world of personalized financial advising, where clients are more than just numbers on a spreadsheet. Using a compelling client story, we explore the importance of understanding your unique financial situation. From estate planning intricacies to navigating complex beneficiary considerations, Joe offers pract…

1
Ep #88: Testamentary Spousal Trusts 15:14

5M ago15:14

15:14

What are testamentary spousal trusts? We break down the complexities of this legal arrangement established by wills to benefit surviving spouses. From defining what a spousal trust entails to exploring its various purposes, including asset protection, wealth transfer, and safeguarding against potential remarriages or incapacity, we have practical e…

1
Fireside Financial Ep 13: Pension to Portfolio: Strategies for Drawing Income in Retirement 21:18

5M ago21:18

21:18

In this episode, Joe and Regan navigate through the various income streams available in retirement, including pension plans, government benefits like CPP and OAS, investment portfolios, annuities, and even rental income. They emphasize the importance of intentional decision-making, stressing the need for individuals to assess their expenses, mainta…

1
EP #87: The Sandwich Generation 21:47

5M ago21:47

21:47

The sandwich generation - where individuals find themselves caught between supporting aging parents and adult children. Several areas require careful balancing including financial planning, healthcare coordination, and legal and estate planning to navigate the challenges of caregiving effectively. Emphasizing open communication and setting clear bo…

1
EP #86: Are You Making These 8 Retirement-Wrecking TFSA Mistakes? 19:07

6M ago19:07

19:07

Here are the 8 common mistakes retirees and retirement savers make with their Tax-Free Savings Accounts (TFSA). We cover mistakes like over-contributing, misunderstanding withdrawal rules, day trading within the TFSA, and not naming a successor holder or beneficiary. We provide actionable advice to help you avoid these common pitfalls and help you …

1
EP #85: Managing Debt in Retirement 15:28

6M ago15:28

15:28

We look at the various types of debt retirees might carry and the profound impact they can have on your financial well-being. You’ll gain an understanding of how mortgages, lines of credit, car loans, and credit card debt can shape your retirement lifestyles and long-term financial goals. We emphasize the importance of integrating debt reduction st…

1
EP #84: Rock On: Channel Your Inner Rock Star for a Vibrant Life After Work with Dr. Sally Chivers-Storey 37:54

6M ago37:54

37:54

Joe and Dr. Sally Chivers-Storey explore the dynamics of aging, retirement, and intergenerational collaboration. They delve into the complexities of navigating workplace tensions arising from different generational perspectives and caregiving responsibilities. Dr. Chivers emphasizes the importance of valuing the wisdom and experiences of older adul…

1
EP #83: 7 Actions to Take in the 5 Years Leading Up to Retirement 13:04

6M ago13:04

13:04

We discuss seven key actions to take in the five years leading up to retirement. We want you to get clear on retirement goals and cash flow requirements. We advise you to get clear on your current financial standing and bridge any gaps well in advance. We look at the importance of creating a shared vision for retirement, understanding future income…

1
Fireside Financial Ep 12: Grandparenting 101: Instilling Money Values in Grandchildren 15:55

6M ago15:55

15:55

This month Joe and Regan dive into how to educate grandchildren about money. They use real-life examples like grocery shopping and budgeting exercises. They look at how grandparents can make meaningful contributions, such as gifting money with a purpose, like for a car or post-secondary education while instilling lessons about financial responsibil…

1
EP #82: Top 5 Non-Money Mistakes in Retirement 14:04

7M ago14:04

14:04

We explore the top five non-money mistakes in retirement planning. We look at how retirement isn’t just about financial readiness but also about finding fulfillment and direction in life post-career. We look at the significance of social engagement, staying physically active, maintaining a growth mindset, and transitioning from a savings to a spend…

1
EP #81: 5 Common Money Mistakes in Retirement 22:18

7M ago22:18

22:18

In this podcast episode, hosts Joe Curry and Lindsay Wilson discuss common mistakes in retirement planning, cautioning against relying solely on advice from friends and family who may lack expertise in financial matters. They emphasize the importance of seeking professional guidance tailored to one's unique situation, highlighting scenarios such as…

1
EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market 28:26

7M ago28:26

28:26

In this podcast, Dr. Daniel Crosby joins Joseph to discuss the impact of behavioral biases on retirement planning. They delve into overconfidence as a key bias, emphasizing its role in risk-taking behavior and decision-making. Dr. Crosby advises automating financial processes and seeking professional guidance to bridge the behavior gap. The convers…

1
EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice 21:06

7M ago21:06

21:06

In this engaging podcast discussion, the speaker delves into the widespread shift towards subscription models, exploring how businesses and consumers alike benefit from this trend. The conversation underscores the convenience for consumers and improved cash flow management for companies, emphasizing the seamless experience subscriptions offer. Howe…

1
Fireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances 9:17

7M ago9:17

9:17

Hosts Joseph and Regan examine how to handle inheritances. With the landscape of wealth transfer evolving rapidly, receiving an inheritance is not just a stroke of luck but a strategic element in financial planning. They caution against hasty decisions and stress the importance of taking the time to assess goals and intentions before embarking on a…

1
EP #78: Inheritance: Why Fair and Equal Aren't the Same 13:40

8M ago13:40

13:40

What does it mean to be fair yet unequal in estate planning? Explore how differing financial needs, family contributions, and the complexities of sibling relationships impact retirement planning. Discover actionable insights, from using life insurance to equalize asset distribution to fostering open communication to minimize family disputes. Join J…

1
EP #77: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick 25:49

8M ago25:49

25:49

Braden Warwick (PhD, PWL Capital) and Joe look at business owner compensation. They examine the often-debated choice between salaries and dividends. Braden, a financial planning product architect at PWL, shares insights from a comprehensive study he conducted on optimal business owner compensation. They explore variables like provincial residency, …

1
EP #76: Calculating Your Retirement Number: Factoring in Your Pension 15:19

8M ago15:19

15:19

This week we answer a listener question about defined benefit pension plans: I know not a lot of people have defined benefit plans, but everyone keeps talking about needing $1M-$2M at retirement. How would a defined benefit pension get valued, and does the amount needed at retirement include government programs? We break down the components of reti…

1
EP #75: A Field Guide to Retirement for Millennials, Retirees and Beyond with Dan Solin 28:07

8M ago28:07

28:07

New York Times Author Dan Solin joins Joe to discuss common misconceptions, essential factors for retirement planning, and the evolving retirement landscape. Dan emphasizes the impact of emotions on investment decisions and provides valuable advice on asset allocation and dealing with market volatility. Additionally, they touch on the challenges mi…

1
Fireside Financial EP #10: Estate Planning 101 12:21

8M ago12:21

12:21

We know estate planning is daunting. But it’s essential to address it ahead of time, to ensure that all your wishes are laid out to eliminate potential conflict. We give you valuable tips on evaluating your current financial standing, considering future scenarios, and understanding the nuances of trusts and specific gifts. We also touch on the opti…

1
EP #74: A Retirement Manifesto with Fritz Gilbert 33:04

8M ago33:04

33:04

Fritz Gilbert, the award-winning author of the blog “The Retirement Manifesto” joins Joe to share his unconventional yet successful approach to retirement planning. He emphasizes the importance of not fixating on the financial aspects of retirement but embracing the non-financial elements, such as relationships and purpose, that impact a smooth tra…

1
EP #73: The Future of Retirement: David Blanchett on Inflation, Alternative Assets and Advice 30:24

9M ago30:24

30:24

David Blanchett, a renowned financial expert, delves into the multifaceted world of retirement. From annuities, longevity risk, and alternative assets, you will gain valuable insights that challenge conventional wisdom. From the nuances of portfolio construction to the impact of inflation on retirement savings, Blanchett provides actionable advice,…

Podcasty warte posłuchania

Joseph Curry Podcasty

Podcasty warte posłuchania

Skrócona instrukcja obsługi