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This Podcast by MEDICI is hosted by Amit Goel (Founder of MEDICI). And focuses on the part of FinTech innovation that is invisible to the end-customers. The e-plumbing and financial rewiring that is rewriting how financial services are delivered and experienced. Fintech, banking and tech folks come here to learn about how financial firms (old and new) are leveraging the power of open banking and APIs.
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Dear Listeners, in this episode we bring to you Raman Narayanswamy, Chief Innovation Officer at Trust Stamp which is (OTCQX: IDAID) (Euronext Growth: AIID ID), a global provider of AI-powered trust and identity services used across multiple sectors. Raman is an expert with over 20 years of experience and had previously served as Vice President, Hum…
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01:10 - Intro 03:00 - What is the value proposition of DriveWealth and what is the tech, regulatory, and license stack that you have to support it ? 04:42 - We know that you have a bunch of customers in India. Can you talk about them in general and about the growth in investments in the US stock market from Indian investors? How big is India vis-a-…
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01:10 – Context and Guest Intro 04:45 - With the prevailing focus on partnership-led and marketplace-led business models in the market, what role do technology service providers play in helping banks and FIs support these new models? 14:25 - There are a number of digital transformation programs that run in a bank at any given point in time. If we t…
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Cashfree is India’s leading bulk payouts and payment gateway solution. Cashfree is backed by Y Combinator and incubated by Paypal. 02:45 - What prompted you to focus on a niche area with bulk payouts. What were the insights that led you to this decision? How does it improve upon the traditional payouts and collections methods through banking channe…
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In this episode, we look at a new segment of invisible solutions - core banking platforms. Core banking systems have evolved fast in the last 5 years along with improvements in cloud technologies. Often considered the most difficult part of the IT landscape to deal with in a bank, cloud-native platforms are now starting to deliver significant busin…
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Embedded finance is the next big thing. We expect that in the next 2-3 years, any app - consumer or enterprise - could be an access point for credit. Pavitra explains the 3-point framework that Kudos Finance follows to onboard partners, providing end-to-end lending infrastructure as a service, and much more. Listen in! 01:30 - Briefly explain your …
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In this episode on banking as a service for business banking, Rohit explains the typical challenges in stitching the front and back end parts of the BaaS chain, gaps in the market, and the overall outlook for BaaS. 02:00 - Your entrepreneurial journey and how Decentro was setup. 07:12 – What role does Decentro play in the FinTech ecosystem? 10:04 -…
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In this episode of Invisible FinTech, Sujatha Mohan, Senior Director at FIS Global, talks about the strategic importance of open banking and BaaS to banks and why banks can not side-step governance and due diligence while working through partnerships. 02:00 - Evolution of open banking and BaaS in India. As far as adoption and maturity is concerned,…
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This episode has a topic which has very common occurence but agonising impact in our lives. This episode tries to answer a question which has some immense impact in our lives. The question is WHY DO WE FEEL SO MUCH PAIN IN LETTING GO OF THE THINGS WHICH CAUSE MISERY IN OUR LIVES AND HOW TO OVERCOME IT.…
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Apollo Finvest positions itself as the AWS of lending in India with the capability to enable any company to offer lending within 48 hours. A technologist at heart, Mikhil speaks about the vision of the company and the hard work that goes into building a platform which is fit to purpose across various client segments, among many other things. 01:18 …
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In this episode, MEDICI talks to Prajit Nanu, CEO & Co-founder of Nium. Nium is one of the few BaaS platforms with a global presence. The best way to look at Nium is like a universal plug to financial services. In this conversation, Prajit talks about the journey from InstaRem to Nium, the approach to scaling across different markets, strategies to…
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In this episode, MEDICI talks to Dr. Jorg Howein, Chief Product Officer, and a member of the management board at Solarisbank. Solarisbank is the first Banking-as-a-Service platform with a full banking license that enables companies to offer their own financial products. In this conversation, Jorg talks about some of the early decisions that made th…
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In this episode, MEDICI talks to Nikhil Kumar, Cofounder, Setu. Setu provides modular APIs for FinTechs to embed financial services capabilities into their apps. In this conversation, Nikhil talks about the ambitions of Setu, challenges in operating with the ecosystem and why he thinks the only way for FinTechs large and small to succeed is distinc…
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In this episode we cover the following about Open Banking: - Open banking objectives and key outcomes expected - The definitive value that Open Banking delivers and regional drivers - Global landscape of Open Banking - from countries where it is mandated to countries where it is market-driven - What's in it for the banks? Why should they open APIs?…
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In this episode we cover: - Legacy providers and limitations with older models - The definitive value that Financial Infrastructure API platforms deliver - Business services landscape - Global provider and platform landscape and regional drivers for adoption - Monetization possibilities and revenue outlook - Future horizon…
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