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Olá, querido(a) amigo(a)! É uma alegria imensa tê-lo(a) conosco. Nós somos Moisés e Bianca Bernardino, e estamos emocionados por compartilhar nossa jornada com você. Juntos há 15 anos, somos abençoados com dois anjinhos, Noah, de sete anos, e Zoe, de seis. Há oito anos, tomamos a decisão de embarcar em uma nova aventura, mudando para Massachusetts, nos Estados Unidos. Foi aqui, com o nascimento de nossos filhos, que sentimos o chamado de compartilhar com outras famílias o que temos aprendido ...
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Learn all about investing in real estate in San Bernardino, California with a combination of real estate financial planning and modeling with numbers specific to San Bernardino plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to San Bernardino).
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This series began in response to the police killing of George Floyd on May 25, 2020. In this work, we hope to explore, enlighten, and engage ourselves and the campus community with ongoing panel discussions, lectures, presentations, and film screenings related to the history and current context of race, policing, and criminal justice. We invite leading scholars, journalists, lawyers, healthcare professionals, current and veteran members of law enforcement, faith-based leaders, the formerly i ...
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A defesa de Estêvão 1 Então, lhe perguntou o sumo sacerdote: Porventura, é isto assim? 2 Estêvão respondeu: Varões irmãos e pais, ouvi. O Deus da glória apareceu a Abraão, nosso pai, quando estava na Mesopotâmia, antes de habitar em Harã, 3 e lhe disse: Sai da tua terra e da tua parentela e vem para a terra que eu te mostrarei. 4 Então, saiu da ter…
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Learn the secrets to hiring and managing a property manager in San Bernardino. This class is Module 8 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: A small tweak to your mindset around renting your property that will change all aspects of your property management... for the better... to make it easie…
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Join us for a conversation with Neal Kelley, Registrar of Voters, Orange County, CA (Ret.). Neal Kelley is the retired Registrar of Voters for Orange County, California, the fifth largest voting jurisdiction in the United States, serving more than 1.9 million registered voters. Kelley served as the Registrar of Voters from 2005 through 2022 and led…
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A instituição dos diáconos 1 Ora, naqueles dias, multiplicando-se o número dos discípulos, houve murmuração dos helenistas contra os hebreus, porque as viúvas deles estavam sendo esquecidas na distribuição diária. 2 Então, os doze convocaram a comunidade dos discípulos e disseram: Não é razoável que nós abandonemos a palavra de Deus para servir às …
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Please join us for a conversation with lawyer and independent journalist, Jessica Pishko about her new book, The Highest Law in the Land: How the Unchecked Power of Sheriffs Threatens Democracy (Penguin Random House, 2024). Find it here from the publisher, and here from Amazon. Find more about Ms. Pishko on Substack (Posse Comitatus) here, on Democ…
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Learn how to overcome tenant challenges in San Bernardino. This class is Module 7 of 46 in a series called Real Estate Investing Secrets. What do you do when you experience the inevitable tenant challenges like: Tenant not paying rent Tenant’s check returned for non-sufficient funds Tenant makes late payment Tenant breaks lease Tenant provides part…
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Learn the secrets to buy and hold real estate investing in San Bernardino. This class is Module 6 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the buy and hold real estate investing strategy? Variations based on down payments? Variations based on property types p…
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Learning how to correctly manage properties is a critical skill for landlords. This class is Module 5 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What should you be doing to document the condition of the property before the next tenant takes possession? The one free thing that few landlords do that…
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Tenant screeing... an important, but often overlooked skill. If you're going to manage properties yourself in San Bernardino, you're going to need to know how to screen tenants. This class is Module 4 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the 5 steps in the property management proces…
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If you're going to manage properties yourself in San Bernardino, you're going to need to know how to do the marketing to find tenants. This class is Module 3 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 6 “Property Management Mastery” modules included with this course. How to change your thinkin…
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Please join us for a conversation with Spencer Sunshine (PhD, Sociology) for a presentation and discussion about his recent book, Neo-Nazi Terrorism and Countercultural Fascism The Origins and Afterlife of James Mason’s Siege (Routledge, 2024). Find more about Dr. Sunshine on his website here, and find the book at the Routledge website here. From t…
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Please join us for a conversation with National Book Award winning author, Jason Mott, about his recent book, Hell of a Book: or the Altogether Factual, Wholly Bona Fide Story of a Big Dreams, Hard Luck, American-Made Mad Kid (Penguin Random House, 2021). Find it here from the publisher, and here from Amazon. This event will be guest hosted and mod…
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Having a solid understanding of historical market stats is important for investing in real estate in San Bernardino. This class is Module 2 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Should you try to “time the market” using data to increase profitability? How much are properties selling for? Do p…
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A conversation with Dr. Michael Sierra-Arévalo (Sociology, University of Texas, Austin) about his new book, The Danger Imperative: Violence, Death, and the Soul of Policing (Columbia University Press, 2024). Find it here from the publisher, and here from Amazon. Find Dr. Sierra-Arévalo's homepage here. Series organizers (alphabetical) are Amber Bro…
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Having a deep understanding of the 7 key real estate investing strategies is critically important for your success as a real estate investor in San Bernardino. This class is Module 1 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 7 ways to invest in real estate… plus 2 more bonus strategies that w…
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is the risk of buying a property having missed important, expensive issues with the property during the inspection period. In this class, James will discuss the risk of investing in real estate and specficially the ri…
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If you're going to put less than 20% down when buying a property, the lender is likely to require that you pay private mortgage insurance (PMI) to protect them in case you default on the loan. This usually applies to Nomads™, house hackers, and investors putting 15% down to acquire non-owner-occupant properties. There are 3 ways to pay PMI: Monthly…
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…
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In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…
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Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …
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Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…
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Ananias e Safira 1 Entretanto, certo homem, chamado Ananias, com sua mulher Safira, vendeu uma propriedade, 2 mas, em acordo com sua mulher, reteve parte do preço e, levando o restante, depositou-o aos pés dos apóstolos.3 Então, disse Pedro: Ananias, por que encheu Satanás teu coração, para que mentisses ao Espírito Santo, reservando parte do valor…
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Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
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Pedro e João presos 1 Falavam eles ainda ao povo quando sobrevieram os sacerdotes, o capitão do templo e os saduceus, 2 ressentidos por ensinarem eles o povo e anunciarem, em Jesus, a ressurreição dentre os mortos; 3 e os prenderam, recolhendo-os ao cárcere até ao dia seguinte, pois já era tarde. 4 Muitos, porém, dos que ouviram a palavra a aceitar…
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A cura de um coxo 1 Pedro e João subiam ao templo para a oração da hora nona. 2 Era levado um homem, coxo de nascença, o qual punham diariamente à porta do templo chamada Formosa, para pedir esmola aos que entravam. 3 Vendo ele a Pedro e João, que iam entrar no templo, implorava que lhe dessem uma esmola. 4 Pedro, fitando-o, juntamente com João, di…
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A descida do Espírito Santo 1 Ao cumprir-se o dia de Pentecostes, estavam todos reunidos no mesmo lugar; 2 de repente, veio do céu um som, como de um vento impetuoso, e encheu toda a casa onde estavam assentados. 3 E apareceram, distribuídas entre eles, línguas, como de fogo, e pousou uma sobre cada um deles. 4 Todos ficaram cheios do Espírito Sant…
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Prólogo 1 Escrevi o primeiro livro, ó Teófilo, relatando todas as coisas que Jesus começou a fazer e a ensinar 2 até ao dia em que, depois de haver dado mandamentos por intermédio do Espírito Santo aos apóstolos que escolhera, foi elevado às alturas. 3 A estes também, depois de ter padecido, se apresentou vivo, com muitas provas incontestáveis, apa…
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Jesus aparece a sete discípulos 1 Depois disto, tornou Jesus a manifestar-se aos discípulos junto do mar de Tiberíades; e foi assim que ele se manifestou: 2 estavam juntos Simão Pedro, Tomé, chamado Dídimo, Natanael, que era de Caná da Galileia, os filhos de Zebedeu e mais dois dos seus discípulos. 3 Disse-lhes Simão Pedro: Vou pescar. Disseram-lhe…
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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A ressurreição de Jesus 1 No primeiro dia da semana, Maria Madalena foi ao sepulcro de madrugada, sendo ainda escuro, e viu que a pedra estava revolvida. 2 Então, correu e foi ter com Simão Pedro e com o outro discípulo, a quem Jesus amava, e disse-lhes: Tiraram do sepulcro o Senhor, e não sabemos onde o puseram. 3 Saiu, pois, Pedro e o outro discí…
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1 Então, por isso, Pilatos tomou a Jesus e mandou açoitá-lo. 2 Os soldados, tendo tecido uma coroa de espinhos, puseram-lha na cabeça e vestiram-no com um manto de púrpura. 3 Chegavam-se a ele e diziam: Salve, rei dos judeus! E davam-lhe bofetadas. 4 Outra vez saiu Pilatos e lhes disse: Eis que eu vo-lo apresento, para que saibais que eu não acho n…
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Jesus no Getsêmani 1 Tendo Jesus dito estas palavras, saiu juntamente com seus discípulos para o outro lado do ribeiro Cedrom, onde havia um jardim; e aí entrou com eles. 2 E Judas, o traidor, também conhecia aquele lugar, porque Jesus ali estivera muitas vezes com seus discípulos. 3 Tendo, pois, Judas recebido a escolta e, dos principais sacerdote…
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A oração sacerdotal de Jesus 1 Tendo Jesus falado estas coisas, levantou os olhos ao céu e disse: Pai, é chegada a hora; glorifica a teu Filho, para que o Filho te glorifique a ti,2 assim como lhe conferiste autoridade sobre toda a carne, a fim de que ele conceda a vida eterna a todos os que lhe deste.3 E a vida eterna é esta: que te conheçam a ti,…
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