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What is a CCJ?
Manage episode 449796128 series 3602995
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Have you ever heard of a CCJ and wondered what it is? Or perhaps you have received a letter or notice mentioning a CCJ and are unsure of its implications. In this blog, we will explore what a CCJ is, how it is obtained, and how it can affect you.
What is a CCJ?
A CCJ stands for County Court Judgement. It is a type of court order issued by the County Court of England and Wales, which can be used to enforce payment of a debt. This means that if you owe money to someone, they can apply to the court for a CCJ against you to try and get the money back.
A CCJ is usually seen as a last resort for creditors who are struggling to recover their money from someone who owes them. It is generally used for cases where the debtor (the person who owes the money) has failed to respond to previous attempts to recover the debt, such as letters or phone calls.
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