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Credit Combat: Demystifying Late Payment Laws, Fighting Unfair Fees, and Enhancing Your Financial Fortitude
Manage episode 431414089 series 3393872
Treść dostarczona przez D.K./Tree and TJ. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez D.K./Tree and TJ lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.
Discover the hidden truths about your credit report and protect your financial future! In this episode, we promise you'll learn how to navigate the intricate world of late payments and credit laws with our expert guest, Wynn, a seasoned consumer law literacy coach. Wynn sheds light on the often-overlooked 15 USC 1666b statute, revealing that creditors must notify you at least 21 days before your payment due date—failure to do so could make those late charges illegal. This invaluable knowledge empowers you to contest unjust late payment fees and safeguard your credit standing with confidence.
As we continue, Wynn helps us unpack critical consumer credit rights and the stringent legal steps creditors must follow before reporting negative marks on your credit report. You'll gain insights into statutes like 15 USC 1637B and 15 USC 1692K, which require specific disclosures and permissions, ensuring you're fully informed about your rights. Learn strategic methods to dispute late payments and discover potential financial benefits of managing bad credit wisely. Tune in and arm yourself with the tools to maintain a healthy credit profile and secure your financial well-being.
Rozdziały
1. Credit Late Payment Laws Clarified (00:00:00)
2. Consumer Credit Rights and Damages (00:06:59)
92 odcinków
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