How to Get a Commercial Valuation for a 6 Bed HMO

Expat Property Story

#126

Do you want to know about commercial valuations, down valuations, how to put a valuation pack together?

Or you’re just hoping to get a better understanding of mortgages in general?

Then this week’s episode is the best episode to since Part One of this two part special last week!

Martin Smedley of Prospero Finance (Fairstone Financial Management Group) has been arranging finance for over 35 years so what he doesn’t know about investment finance simply isn’t worth knowing.

Last week, we covered the difference between the two broad types of valuations: commercial and bricks and mortar and the factors that affect whether your lender will give you a commercial valuation.

This week, we cover the mysterious world of Cap rates and yields for commercial valuations, how to put Valuation Pack together and other factors which may help to nudge your valuer towards the top of the range they can offer.

During these two episodes we discuss:

- Understanding Commercial Valuations for HMO and Buy to Let Markets

- Influence of Room Sizes, Market Evidence, and Property Standards on Valuations

- Room Sizes and Market Evidence in HMO Properties

- The Influence of Property Valuations on Rent Adjustments

- Photos, Links, Comparables and Maintenance Programs in Valuation Packs

- Impact of Concentration of HMOs on Property Valuation

- Fluctuation of HMO Valuations in Market Downturns

- Safeguards for Property Valuation in Market Crash

- Caution around Refurbishment of Tired HMO and Lender Consent

- The Role of Cap Rates in Commercial Investment Yields

- Impact of Location and Demand on Cap Rates and Yields for HMO Properties

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Keywords:

Expat Property Guy, UK property podcast, Martin Smedley, mortgage solutions, HMO, buy to let, commercial valuations, lender operations, valuation packs, property standards, rent adjustments, market evidence, room sizes, influence valuations, maintenance program, before/after photos, comparables, well-written valuation pack, investment finance, financial risks, mortgage rates, investment properties, mortgageable properties, HMO license, property valuation, market downturns, long-term fixed rates, lending strategy, property refurbish