Why Having Colorado State Minimum Insurance Limits Might Not Be Enough

Fuller Law Podcast

John Fuller is a seasoned personal injury attorney based in Denver, Colorado. He has amassed considerable expertise in accident law through years of practice and has become an adept at handling cases related to car accidents, personal injuries, and underinsured or uninsured motorist claims. As the face of Myaccidentlawyer Co, John is recognized for his personal approach to law, dedicating his time to ensure clients get the compensation they deserve. He's notable for his commitment to each case and providing direct access to his clients, including sharing his personal cell phone number for queries.

Episode Summary:

In this information-packed episode, host Tom invites John Fuller, a revered personal injury attorney, to demystify the intricacies of dealing with insurance coverages in auto accidents. As an initial hook, the conversation opens with the importance of specificity in website addresses, ensuring listeners connect with the right resources, like Myaccidentlawyer Co—not .com.

The episode then delves into a critical aspect of accident law: managing insurance claims when multiple victims are involved and the at-fault party's insurance is insufficient. John Fuller uses an evocative real-world example to illustrate this common predicament and emphasizes the value of having ample uninsured motorist coverage to safeguard oneself and passengers.

Lastly, the dialogue shifts towards the liability aspect in insurance claims. John clarifies the common misconceptions about underinsured motorist coverage and personal liability, providing peace of mind to listeners concerned about being personally targeted for accidents that were not their fault.

Key Takeaways:

• Uninsured motorist coverage is essential as it provides additional financial protection for you and your passengers in an accident.

• Having sufficient coverage is key, especially when the at-fault party's insurance fails to cover all damages in incidents with multiple victims.

• Your uninsured motorist coverage stacks on top of the at-fault party's insurance, offering extra compensation for damages without making you personally liable.

• Even in cases where you're underinsured, if you are not at fault, others cannot pursue your personal assets.

• John Fuller emphasizes the importance of personal and direct attorney-client communication throughout the legal process.

Notable Quotes:

• "Why you need a whole lot of uninsured motorist coverage." - John Fuller

• "The answer, have a whole lot of uninsured motorist coverage. Because no matter what, the only people that that coverage is going to help is you and anybody that's a passenger in your car." - John Fuller

• "Your uninsured motorist coverage literally stacks on top of the coverage that the actual at fault party has." - John Fuller

• "No, Tom, they can't come after you if you weren't involved for the accident in some way." - John Fuller

• "See, John can answer anything. That's why I say call him at the first sign of

John Fuller's Contact: Call at 303-597-4500

Website: myaccidentlawyer.co