A Look Inside the World of Insurance To Protect The Things that Matter Most

Just Ask Melia

Meet Alex Worrell, a second generation insurance agent at family owned Woodford Insurance. Join us as Alex navigates us through his journey of teaching others about the importance of insurance while striving to protect their largest investments. He brings a wealth of experience and insights to the world of insurance solutions

Alex is the epitome of how building authentic relationships and providing personalized solutions is the magic behind a successful business. From the young age of working in door-to-door sales and later transitioning to a pivotal role in operations, Alex's journey has honed his expertise in building authentic relationships and finding tailored solutions for clients. His passion for connecting with people and his deep understanding of the industry have made him a respected figure in our Bluegrass community.

Come discover what you need to know, and why, about protecting all the things that matter most to your home, business and family through the lens of the insurance industry. Here are a few of our takeaways:

MOST IMPORTANT: Insure your house🏡, boat 🛳, car 🚘, business 🏙and anything that has value 💰.
Insure your Personal life:
✅Don’t forget to have separate policies for: detached structures🛖, jewelry 💎, art collections 🎨and anything over $5000 in value
✅Improvements you do can increase the value of your home - update your policy.
✅Make sure contractors working on your home have insurance.
✅Pools don’t typically effect your replacement cost: it is more of a liability.
✅The bank mortgage has to be 100% covered
✅Market Value 💲and Replacement value 💲don’t always match❌. Know the three levels of insurance:
1. Replacement -
2. Extended replacement cost which covers 150%
3. Guaranteed replacement cost
Insure your Business:
✅Be sure to Separate Personal and business liability
✅Be sure to set up your entities correctly - ie: If you buy building in your personal name and work under a LLC - you may not be covered enough.
✅Get E+O insurance
✅Look into Cyber insurance as everyone is a target; get your add on policy for this.
✅Make sure contractors have insurance.
Know how or where to find you agent for help. PS: you can usually find Alex at:
📍Chipotle’s,
📍a local coffee shop,
📍Guru fitness or
📍Leanest.
GREAT OPPORTUNITIES FOR YOU. This year ALEX is:
🔥Looking to hire a new producer to learn from ground up
🔥Looking to hire an Administrative position
🔥Seeking Great Referrals to help more clients - “they are the best thing”
Great TIP from Alex:
Take a video 📹 and pictures of your home when it’s all done.
👁How many dresses, coats, pants, etc did you own?
👁How many pictures did you have?
👁What furniture did you have?
What I love about Alex's approach in business, and life, is very similar to our approach at MELIA Realty Group at Keller Williams Bluegrass:
Alex wants to guide people to make smart decisions to protect them. He sleeps at night because he knows his clients are covered

• Contact Woodford Insurance at 859-873-5513 or reach out to Alex directly at 859-983-0244 for all your insurance needs, whether it's personal, business, or property-related.
• Visit the Woodford Insurance website at woodfordins.com to learn more about their services, get in touch, or request a quote.