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Ep - 38 You must not reject free money from your employer
Manage episode 361286332 series 3426902
Treść dostarczona przez Lindsay Cook & Glen Thompsett, Lindsay Cook, and Glen Thompsett. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Lindsay Cook & Glen Thompsett, Lindsay Cook, and Glen Thompsett lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.
Millions of workers have stopped paying into their pensions during the cost of living crisis. The short-term savings may be costing them thousands of pounds a year and could reduce their pension pot by tens of thousands.
Times are very hard with energy bills, mortgage rates, council tax, childcare fees and even broadband charges putting serious pressure on our budgets when wages are not keeping pace with costs.
It is tempting to cut pension contributions to help your budget. If you are one of the millions who have done so you may be feeling relief, but you need to plan to get yourself back into a position where you can once again join your pension scheme and benefit from your employers' contributions.
Your next pay rise may be the time to do so or when energy bills come down in July. Pensions may be boring but we really need to know what we are getting and what we might be missing. People forced into self-employment during the pandemic are also at risk of a poor old age.
If nothing else during these difficult times finding out how much you have built up in pensions may make you feel less poor and help you to plan for the future.
"From Passion to Purpose" is a podcast that explores the world of nonprofit...
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