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What Do I Need to Know as a First Time Home Buyer?
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Buying your first home is a very exciting event for you! It can also be a very scary time. As a first time home buyer you want to ensure that everything goes smoothly. How can you do that if you do not even fully understand the process of buying a home? This video will help you learn more about the home buying process.
When looking for a very first home, many people are focused on the aspects of the home that they want. They are hoping that this home will be the perfect fit for them. Knowing what you want is great. However, you may not be aware of all the things that go into buying your first home. This is why it is very important to have a realtor in your corner. This Mount Juliet real estate agent should be well versed in the world of first time home buyers. Ask your friends and family who they recommend. Talk to a few agents and see who you click with. Ask them to guide you in the process for buying you first home.
When you get pre-approved for your Belle Rive Subdivision home, you look more like a cash buyer to the person who may sell you their home. This is a good way to know what you can afford and be able to find the perfect first home. When getting pre-approved, ask your real estate agent which lender they feel is the right choice. They have been in the game and know which lender will work the best with your situation.
Here is something you may not have thought of before – buy with selling in mind. Again, people purchasing their first home are excited to get into a home of their own. You should also think about years down the road when you want to expand into a bigger home. Will the house you are buying today sell well later on?
Always make an offer contingent on the following things:
• An inspection of the home and review of the neighborhood restrictions
• An appraisal is equal to or greater than sale price
• The ability to obtain financing.
You want to do this for two reasons. One, you do not want to get stuck in an offer on a house until you are 100% sure it is exactly what you want. Two, the money you put down will be returned if you are not satisfied with any of the contingencies.
The best advice is to find a trusted tour guide to move you through the process. Enjoy your first home!
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