Everyone has a dream. But sometimes there’s a gap between where we are and where we want to be. True, there are some people who can bridge that gap easily, on their own, but all of us need a little help at some point. A little boost. An accountability partner. A Snooze Squad. In each episode, the Snooze Squad will strategize an action plan for people to face their fears. Guests will transform their own perception of their potential and walk away a few inches closer to who they want to become ...
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Why You Can’t Quit Your Job During the Loan Process
MP4•Źródło odcinka
Manage episode 237903592 series 2380939
Treść dostarczona przez Patrick Fitzgerald. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Patrick Fitzgerald lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.
If you’re planning on buying a home and going through the loan process, don’t quit your day job. You’d be surprised at how often this happens. Let me tell you a quick story. I’m doing an FHA loan right now for a wonderful client. We contacted her employer to verify her income, but the employer relayed to us that she no longer worked there. Imagine the panic we had when finding out that information. We found out that she quit her new job, but started a better job with higher pay so she thought it wouldn’t be a big deal. “We had to delay the contract by about a month.” It was a big deal, and here’s why. Under FHA and VA loan guidelines, we need to have 30 days’ worth of paystubs at their new job to verify their income. Her contract was supposed to close on July 5, but now we’re going to have to delay it for a month or so. It’s causing all kinds of tension with the seller, the buyer, and their Realtors. If she would have contacted us before quitting, we would have advised her to wait about a month until the property closed to start her new job. If you’re contemplating a job change, even if it’s higher-paying, better job, try to wait until your loan is closed. If you have any questions for me or know anyone in a situation like this, don’t hesitate to reach out and give me a call or send me an email. I’d be happy to help.
…
continue reading
43 odcinków
MP4•Źródło odcinka
Manage episode 237903592 series 2380939
Treść dostarczona przez Patrick Fitzgerald. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Patrick Fitzgerald lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.
If you’re planning on buying a home and going through the loan process, don’t quit your day job. You’d be surprised at how often this happens. Let me tell you a quick story. I’m doing an FHA loan right now for a wonderful client. We contacted her employer to verify her income, but the employer relayed to us that she no longer worked there. Imagine the panic we had when finding out that information. We found out that she quit her new job, but started a better job with higher pay so she thought it wouldn’t be a big deal. “We had to delay the contract by about a month.” It was a big deal, and here’s why. Under FHA and VA loan guidelines, we need to have 30 days’ worth of paystubs at their new job to verify their income. Her contract was supposed to close on July 5, but now we’re going to have to delay it for a month or so. It’s causing all kinds of tension with the seller, the buyer, and their Realtors. If she would have contacted us before quitting, we would have advised her to wait about a month until the property closed to start her new job. If you’re contemplating a job change, even if it’s higher-paying, better job, try to wait until your loan is closed. If you have any questions for me or know anyone in a situation like this, don’t hesitate to reach out and give me a call or send me an email. I’d be happy to help.
…
continue reading
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