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W.O.W. Usury

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RR176 Word of the Week: Usury Cambridge: the activity of lending someone money with the agreement that they will pay back a very much larger amount of money later; the lending of money at extremely high interest rates Oxford English: The action or practice of lending money at unreasonably high rates of interest. Investopedia: Usury is the act of lending money at an interest rate that is considered unreasonably high or that is higher than the rate permitted by law. Etymology: c. 1300, "practice of lending money at interest," later, at excessive rates of interest, from Medieval Latin usuria, alteration of Latin usura "payment for the use of money, interest," literally "a usage, use, enjoyment," from usus, from stem of uti (see use (v.)). From mid-15c. as "premium paid for the use of money, interest," especially "exorbitant interest." “...throughout history, certain religions have abstained from usury altogether as charging interest went against their core principles. Specifically, Judaism, Christianity and Islam (the three Abrahamic faiths) take a very strong stance against usury. Several passages in the Old Testament condemn the practice of usury, especially when lending to less wealthy individuals without access to more secure means of financing.” “Predatory lending is broadly defined by the FDIC as “imposing unfair and abusive loan terms on borrowers." Predatory lending often targets groups with less access to and understanding of more traditional forms of financing” “...payday loans, also termed payday advances or small dollar loans,” Synonyms: exploitation, stealing Like, share, comment, subscribe: Home on the web https://riedrants.com/ @RiedRants on Instagram and Twitter Donate at https://www.patreon.com/RiedRants Comment at https://www.facebook.com/RiedRants/ Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2 Or https://www.stitcher.com/podcast/ried-rants?refid=stpr Or even https://soundcloud.com/riedrants https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view Music: http://www.bensound.com/royalty-free-music Research and Links https://dictionary.cambridge.org/us/dictionary/english/usury https://www.investopedia.com/terms/u/usury.asp https://en.oxforddictionaries.com/definition/usury https://www.etymonline.com/word/usury https://www.thesaurus.com/browse/usury https://www.law.cornell.edu/uscode/text/12/86 https://www.law.cornell.edu/uscode/text/12/85 https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=16&ved=2ahUKEwjU-5X-genhAhVHuVkKHTQHB4oQFjAPegQIAhAC&url=https%3A%2F%2Fwww.cuna.org%2FuploadedFiles%2FAdvocacy%2FPriorities%2FState_Government_Affairs%2Fa-z_usury_lawguide.pdf&usg=AOvVaw38hWqxTua7MEAt4_gv0InT https://consumer.findlaw.com/credit-banking-finance/usury-laws.html
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W.O.W. Usury

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Manage episode 232034034 series 1434834
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RR176 Word of the Week: Usury Cambridge: the activity of lending someone money with the agreement that they will pay back a very much larger amount of money later; the lending of money at extremely high interest rates Oxford English: The action or practice of lending money at unreasonably high rates of interest. Investopedia: Usury is the act of lending money at an interest rate that is considered unreasonably high or that is higher than the rate permitted by law. Etymology: c. 1300, "practice of lending money at interest," later, at excessive rates of interest, from Medieval Latin usuria, alteration of Latin usura "payment for the use of money, interest," literally "a usage, use, enjoyment," from usus, from stem of uti (see use (v.)). From mid-15c. as "premium paid for the use of money, interest," especially "exorbitant interest." “...throughout history, certain religions have abstained from usury altogether as charging interest went against their core principles. Specifically, Judaism, Christianity and Islam (the three Abrahamic faiths) take a very strong stance against usury. Several passages in the Old Testament condemn the practice of usury, especially when lending to less wealthy individuals without access to more secure means of financing.” “Predatory lending is broadly defined by the FDIC as “imposing unfair and abusive loan terms on borrowers." Predatory lending often targets groups with less access to and understanding of more traditional forms of financing” “...payday loans, also termed payday advances or small dollar loans,” Synonyms: exploitation, stealing Like, share, comment, subscribe: Home on the web https://riedrants.com/ @RiedRants on Instagram and Twitter Donate at https://www.patreon.com/RiedRants Comment at https://www.facebook.com/RiedRants/ Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2 Or https://www.stitcher.com/podcast/ried-rants?refid=stpr Or even https://soundcloud.com/riedrants https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view Music: http://www.bensound.com/royalty-free-music Research and Links https://dictionary.cambridge.org/us/dictionary/english/usury https://www.investopedia.com/terms/u/usury.asp https://en.oxforddictionaries.com/definition/usury https://www.etymonline.com/word/usury https://www.thesaurus.com/browse/usury https://www.law.cornell.edu/uscode/text/12/86 https://www.law.cornell.edu/uscode/text/12/85 https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=16&ved=2ahUKEwjU-5X-genhAhVHuVkKHTQHB4oQFjAPegQIAhAC&url=https%3A%2F%2Fwww.cuna.org%2FuploadedFiles%2FAdvocacy%2FPriorities%2FState_Government_Affairs%2Fa-z_usury_lawguide.pdf&usg=AOvVaw38hWqxTua7MEAt4_gv0InT https://consumer.findlaw.com/credit-banking-finance/usury-laws.html
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