A podcast about life, the universe and anthropology produced by David Boarder Giles, Timothy Neale, Cameo Dalley, Mythily Meher and Matt Barlow. Each episode features an anthropologist or two in conversation, discussing anthropology and what it has to tell us in the twenty-first century. This podcast is made in partnership with the American Anthropological Association and with support from the Faculty of Arts & Education at Deakin University.
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4 Costs Homebuyers Often Forget About
MP4•Źródło odcinka
Manage episode 191725724 series 1385870
Treść dostarczona przez Ruby Miranda. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Ruby Miranda lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.
Today, I’d like to go over four costs you may have forgotten about when making your home buying budget.
Selling in the greater Houston area? Get a market analysis report
Purchasing in the greater Houston area? Get full MLS access
It isn’t cheap to buy a home these days, and I’m not just talking about the price of the home itself. Unexpected out-of-pocket costs can pop up during the process.
It isn’t cheap to buy a home.
Today, I’d like to go over four costs you may have forgotten about when making your home buying budget.
1. The inspection. After you’ve made an offer on a property, you’ll usually need to pay an inspector to take a look at the home. This can run you a few hundred dollars. But, if there are any structural or safety issues, you may have to pay another professional to look specifically at the problem area.
2. Extra costs at the closing table. Beyond the closing costs themselves, there are a few additional expenses that buyers sometimes forget about at the closing table. Many lenders require you to pay a year’s taxes and mortgage up front. If the seller prepaid any of the taxes or fees, you’ll pay a prorated amount for the next of the year.
3. The move. Unless you’ve got some family members who can take care of most of this work for you, moving can be an expensive process. Costs will vary greatly depending on how much you’re moving, how far away you’re moving, where you live, and more. In any case, expect to pay a few thousand dollars.
4. Immediate costs. You may be able to put off new furniture purchases and renovations, but there are a few different expenses to expect right away. For example, you’ll need to hire a locksmith to change the locks in your new home. There could also be deposits or fees associated with setting up or transferring your utilities. Also, remember to plan for both routine and unexpected maintenance costs. Most real estate professionals will tell you that something in your new home is going to break down within the first year. So, set up an emergency savings account with at least six months’ worth of living expenses.
If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.
19 odcinków
MP4•Źródło odcinka
Manage episode 191725724 series 1385870
Treść dostarczona przez Ruby Miranda. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Ruby Miranda lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.
Today, I’d like to go over four costs you may have forgotten about when making your home buying budget.
Selling in the greater Houston area? Get a market analysis report
Purchasing in the greater Houston area? Get full MLS access
It isn’t cheap to buy a home these days, and I’m not just talking about the price of the home itself. Unexpected out-of-pocket costs can pop up during the process.
It isn’t cheap to buy a home.
Today, I’d like to go over four costs you may have forgotten about when making your home buying budget.
1. The inspection. After you’ve made an offer on a property, you’ll usually need to pay an inspector to take a look at the home. This can run you a few hundred dollars. But, if there are any structural or safety issues, you may have to pay another professional to look specifically at the problem area.
2. Extra costs at the closing table. Beyond the closing costs themselves, there are a few additional expenses that buyers sometimes forget about at the closing table. Many lenders require you to pay a year’s taxes and mortgage up front. If the seller prepaid any of the taxes or fees, you’ll pay a prorated amount for the next of the year.
3. The move. Unless you’ve got some family members who can take care of most of this work for you, moving can be an expensive process. Costs will vary greatly depending on how much you’re moving, how far away you’re moving, where you live, and more. In any case, expect to pay a few thousand dollars.
4. Immediate costs. You may be able to put off new furniture purchases and renovations, but there are a few different expenses to expect right away. For example, you’ll need to hire a locksmith to change the locks in your new home. There could also be deposits or fees associated with setting up or transferring your utilities. Also, remember to plan for both routine and unexpected maintenance costs. Most real estate professionals will tell you that something in your new home is going to break down within the first year. So, set up an emergency savings account with at least six months’ worth of living expenses.
If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.
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