Przejdź do trybu offline z Player FM !
RBS 139: Flexible Spending and Early Retirement: A Perfect Match or Just a Myth?
Manage episode 427841358 series 3437124
Can one retire early if they have the ability to significantly cut back on discretionary spending during retirement if they must? A recent article on the MadFientist blog claims that following a Discretionary Spending Rule in retirement can significantly increase a retirees Safe Withdrawal Rate. And with a higher SWR, one can retire early.
Karsten Jeske (Big ERN) of Early Retirement Now responded with his own article. He called flexibility in retirement a myth, and detailed why he thinks the Discretionary Spending Rule won't work.
In this episode I give my take on both articles. We also look at a free Safe Withdrawal Calculator you can use to model your own retirement plan.
Join the newsletter: https://robberger.com/newsletter/?utm...
189 odcinków
Manage episode 427841358 series 3437124
Can one retire early if they have the ability to significantly cut back on discretionary spending during retirement if they must? A recent article on the MadFientist blog claims that following a Discretionary Spending Rule in retirement can significantly increase a retirees Safe Withdrawal Rate. And with a higher SWR, one can retire early.
Karsten Jeske (Big ERN) of Early Retirement Now responded with his own article. He called flexibility in retirement a myth, and detailed why he thinks the Discretionary Spending Rule won't work.
In this episode I give my take on both articles. We also look at a free Safe Withdrawal Calculator you can use to model your own retirement plan.
Join the newsletter: https://robberger.com/newsletter/?utm...
189 odcinków
همه قسمت ها
×Zapraszamy w Player FM
Odtwarzacz FM skanuje sieć w poszukiwaniu wysokiej jakości podcastów, abyś mógł się nią cieszyć już teraz. To najlepsza aplikacja do podcastów, działająca na Androidzie, iPhonie i Internecie. Zarejestruj się, aby zsynchronizować subskrypcje na różnych urządzeniach.