show episodes
 
The Financial Breakaway Podcast is your guide to breaking free from the confusion of the financial world and unlocking your path to a more confident retirement plan. Join me as I look to empower mid-career to retirement-aged individuals, just like you, through engaging conversations about what retirement means to you and then how to build a retirement plan that fits. While crucial topics like investing strategies, tax planning, withdrawal strategies, and social security will be discussed, I ...
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show series
 
Planning to retire before 65? Health insurance is likely one of your biggest concerns as you bridge the gap before Medicare kicks in. In this episode of Financial Breakaway, I dive into the essential strategies for managing healthcare costs during those early retirement years. From understanding COBRA and Marketplace insurance options to minimizing…
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Healthcare in retirement is deeply personal. After all, it'snot just about managing costs; it’s about ensuring you can enjoy the quality of life you’ve worked so hard to build. While money and investments are often front of mind, securing the right healthcare plan is just as critical forliving well in retirement. And yes, the reality is—it’s going …
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Databases underpin almost every user experience on the web, but scaling a database is one of the most fundamental infrastructure challenges in software development. PlanetScale offers a MySQL platform that is managed and highly scaleable. Sam Lambert is the CEO of PlanetScale and he joins the show to talk about why he started the platform, scaling …
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Imagine a retirement filled with beach strolls and golfcourse mornings. But lurking in the backdrop is an often underestimated challenge: Taxes! This uninvited guest can cast a shadow over your financial dreams, but you're not alone. On today's episode of "Financial Breakaway," we're turning tax confusion into tax mastery. We'll skip the dry number…
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We currently find ourselves amid a presidential election year (whether we like it or not), and political headlines already dominate the news, sparking questions and concerns about how election outcomes might impact retirement and investment plans. As a Financial Planner, I often get clients coming to me and asking how the elections may affect their…
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Apache Iceberg is an open source high-performance format for huge data tables. Iceberg enables the use of SQL tables for big data, while making it possible for engines like Spark and Hive to safely work with the same tables, at the same time. Iceberg was started at Netflix by Ryan Blue and Dan Weeks, and was open-sourced and donated to the Apache S…
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Starburst is a data lake analytics platform. It’s designed to help users work with structured data at scale, and is built on the open source platform, Trino. Adam Ferrari is the SVP of Engineering at Starburst. He joins the show to talk about Starburst, data engineering, and what it takes to build a data lake. Full Disclosure: Starburst is a sponso…
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In this episode, I talk with Economist Bryce Gill of First Trust Portfolios on pivotal market trends of 2023 and look ahead to what 2024 holds for investors. Tune in for a rich discussion on the stock and bond markets, recession risks, and the intricate relationship between the markets and the economy.Topics discussed: Insights into 2023's stock ma…
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Building scalable software applications can be complex and typically requires dozens of different tools. The engineering often involves handling many arcane tasks that are distant from actual application logic. In addition, a lack of a cohesive model for building applications can lead to substantial engineering costs. Nathan Marz is the creator of …
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SurrealDB is the result of a long-time collaboration between brothers Tobie and Jaime Morgan Hitchcock. The project has modest origins and started merely to support other projects the brothers were working on. However, over time the project grew and in 2021 they started working on it full-time. Since then the project has gained serious adoption. Wh…
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Maritime logistics is the process organizing the movement of goods across the ocean. Historically, this has been a challenging problem because of the multinational nature of shipping, as well as piracy, smuggling, and legacy technology. It’s also profoundly important for security reasons, and because 90% of what we buy travels over the oceans. Ocea…
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Join me on this episode of the Financial Breakaway Podcast as we dive deep into "Social Security Essentials: 3 Must-Know Topics for Effective Retirement Planning." As you near retirement, it's crucial to understand the intricacies of Social Security and how it fits into your overall financial plan. I'll guide you through the complexities and strate…
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Data breaches at major companies are so now common that they hardly make the news. The Wikipedia page on data breaches lists over 350 between 2004 and 2023. The Equifax breach in 2017 was especially notable because over 160 million records were leaked, and much of the data was acquired by Equifax without individuals’ knowledge or consent. Data brea…
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If you’re a sports fan and like to track sports statistics and results, you’ve probably heard of Sofascore. The website started in 2010 and ran on a modest single server. It now has 25 million monthly active users, covers 20 different sports, 11,000 leagues and tournaments, and is available in over 30 languages. Josip Stuhli has been with Sofascore…
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Cloud-based software development platforms such as GitHub Codespaces continue to grow in popularity. These platforms are attractive to enterprise organizations because they can be managed centrally with security controls. However, many, if not most, developers prefer a local IDE. Daytona is aiming to bridge that gap. It’s a layer between a local ID…
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Join me as I help unlock the secrets of the "Bucket Approach" to retirement planning. After decades of diligent savings, are you prepared to transition from the accumulation phase of your life to the distribution phase? This episode sheds light on the challenges retirees face and offers a structured solution to ensure your investments serve you eff…
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Knowledge graphs are an intuitive way to define relationships between objects, events, situations, and concepts. Their ability to encode this information makes them an attractive database paradigm. Hume is a graph-based analysis solution developed by GraphAware. It represents data as a network of interconnected entities and provides analysis capabi…
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Observability software helps teams to actively monitor and debug their systems, and these tools are increasingly vital in DevOps. However, it’s not uncommon for the volume of observability data to exceed the amount of actual business data. This creates two challenges – how to analyze the large stream of observability data, and how to keep down the …
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Join me in this episode as I unravel the mystery behind retirement planning by addressing the fundamental question: "How much do I need to retire?" I dive into the complexities of retirement income planning and offer a unique perspective on determining your retirement needs.By examining the three distinct stages of retirement—Go-Go, Slow-Go, and No…
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The importance of data teams is undeniable. Most companies today use data to drive decision-making on anything from software feature development to product strategy, hiring and marketing. In some companies data is the product, which can make data teams even more vital. But there’s a common problem – analyzing data is hard and time consuming. Lots o…
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Today it’s estimated there are over 1 billion websites on the internet. Much of this content is optimized to be viewed by human eyes, not consumed by machines. However, creating systems to automatically parse and structure the web greatly extends its utility, and paves the way for innovative solutions and applications. The industry of web scraping …
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There are hundreds of observability companies out there, and many ways to think about observability, such as application performance monitoring, server monitoring, and tracing. In a production application, multiple tools are often needed to get proper visibility on the application. This creates some challenges. Applications can produce lots of diff…
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It’s now clear that the adoption of AI will continue to increase, with nearly every industry working to rapidly incorporate it into their systems and applications to provide greater value to their users. Business analytics is a key domain that promises to be radically reshaped by AI. Alembic is an AI platform that integrates web data, product conve…
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In today's special pre-launch episode, I have some thrilling news! "The Financial Breakaway Podcast" is relaunching with a fresh focus: "Your Clear Path to Retirement." Since its humble beginnings in 2019, this podcast has grown immensely, achieving 30 episodes and garnering thousands of downloads.Your valuable feedback, combined with my passion fo…
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ScyllaDB is a fast and highly scalable NoSQL database designed to provide predictable performance at a massive cloud scale. It can handle millions of operations per second at a scale of gigabytes or petabytes. It’s also designed to be compatible with Cassandra and DynamoDB APIs. Scylla is used by Zillow, Comcast, and for Discord’s 350M+ users, and …
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Database caching is a fundamental challenge in database management and there are hundreds of techniques to satisfy different caching scenarios. PolyScale is a fully automated database cache. It offers an innovative approach to database caching, leveraging AI and automated configuration to simplify the process of determining what should and should n…
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Companies have high hopes for Machine learning and AI to support real-time product offerings, prevent fraud and drive innovation. But there was a catch – training models require labeled data that machines can digest. As data volumes increase, the opportunity to get great ML results rises, but so does the problem of labeling all the data to get that…
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RudderStack is a warehouse-native customer data platform (CDP) that helps businesses collect, unify, and activate customer data from all their different sources. In today’s episode, we’re talking to Soumyadeb Mitra, the founder and CEO of RudderStack. We discuss the importance of activating all your data, how RudderStack can help you activate your …
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The state of Data inside most companies is chaotic. It takes significant time and investment to tame this chaos. When you are a platform provider you are gathering tons of data from the developers using your platform. These developers building products on your platform need insight into that data to better understand how their application is perfor…
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As companies depend more on data to improve digital products and make informed decisions, it’s crucial that the data they use be accurate and reliable. MonteCarlo, the data reliability company, is the creator of the industry’s first end-to-end data observability platform. Barr Moses and Lior Gavish are the founders of Monte Carlo and they join us t…
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In this podcast episode, we take a look at the intricacies of low-code data pipelines with Raj Bains, the founder of Prophecy.io. Raj shares valuable insights into how performant low-codedata pipelines are revolutionizing industries and transforming everyday operations. Raj discusses the founding story of Prophecy.io, the company’s mission, and its…
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Chroma is an open source embedding database that is designed to make it easy to build large language model applications by making knowledge, facts and skills pluggable. Anton Troynikov is the co-founder of Chroma and he is our guest today. This episode is hosted by Lee Atchison. Lee Atchison is a software architect, author, and thought leader on cl…
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Data Activation is the method of unlocking the knowledge sorted within your data warehouse, and making it actionable by your business users in the end tools that they use every day. In doing so, Data Activation helps bring data people toward the center of the business, directly tying their work to business outcomes. Hightouch is the simplest and fa…
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A data catalog provides an index into the data sets and schemas of a company.Data teams are growing in size, and more companies than ever have a data team, so the market for data catalog is larger than ever. Mark is the CEO of Stemma and the co-creator of Amundsen, a data catalog that came out of Lyft. In today’s show Mark shares how his history as…
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Streaming analytics refers to the process of analyzing real-time data that is generated continuously and rapidly from various sources, such as sensors, applications, social media, and other internet-connected devices. Streaming analytics platforms enable organizations to extract business value from data in motion, similar to how traditional analyti…
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Distributed databases are necessary for storing and managing data across multiple nodes in a network. They provide scalability, fault tolerance, improved performance, and cost savings. By distributing data across nodes, they allow for efficient processing of large amounts of data and redundancy against failures. They can also be used to store data …
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DataSet is a log analytics platform provided by Sentinel One that helps DevOps, IT engineering, and security teams get answers from their data across all time periods, both live streaming and historical. It’s powered by a unique architecture that uses a massively parallel query engine to provide actionable insights from the data available. John Har…
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There are many types of early stage funding available from friends and family to seed to series A. Some firms invest across a wide set of technologies and seek only to provide capital. Others are in it for the long haul – they focus on specific areas of technology and develop both long term relationships and deep expertise over time. Today, we are …
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The Presto/Trino project makes distributed querying easier across a variety of data sources. As the need for machine learning and other high volume data applications has increased, the need for support, tooling, and cloud infrastructure for Presto/Trino has increased with it. Starburst helps your teams run fast queries on any data source. With Star…
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Building and managing data-intensive applications has traditionally been costly and complex, and has placed an operational burden on developers to maintain as their organization scales. Todays’ developers, data scientists, and data engineers need a streamlined, single cloud data platform for building applications, pipelines, and machine learning mo…
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00:45 - Intro 01:45 - Observation 1: Inflation hurts retirees more 2:20 – Sidetrack: What is Inflation?05:30 - What can we learn: Find your own “Personal Inflation Rate” 08:31 - Observation 2: Social Security COLA adjustment isn’t as advertised 10:45 - What can we learn: How to figure out what your NET Social Security COLA really is 13:52 - Observa…
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2022 has been a tough year all around. So in this episode, I'm breaking down three observations I've seen so far in 2022 for mid-career individuals and what we can learn from those observations. I try to explore these observations and lessons learned through a financial planning lens for the everyday person. 01:00 - Intro 02:20 - Observation 1: Tra…
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2022 has been a tough year all around for people. Headwinds such as the lingering effects of COVID-19, rising interest rates, rising inflation, rising commodity prices, the Russia/Ukraine War, falling stock and bond market, and then an economy that seems to be having a hangover in general. It has been a lot.With all this going on, it has been hard …
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Data analytics technology and tools have seen significant improvements in the past decade. But, it can still take weeks to prototype, build and deploy new transformations and deployments, usually requiring considerable engineering resources. Plus, most data isn’t real-time. Instead, most of it is still batch-processed. Tinybird Analytics provides a…
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Ian Coe CEO Adam Kamor Head of Engineering Companies that gather data about their users have an ethical obligation and legal responsibility to protect the personally identifiable information in their dataset. Ideally, developers working on a software application wouldn’t need access to production data. Yet without high-quality example data, many te…
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Couchbase is a distributed NoSQL cloud database. Since its creation, Couchbase has expanded into edge computing, application services, and most recently, a database-as-a-service called Capella. Couchbase started as an in-memory cache and needed to be rearchitected to be a persistent storage system. In this episode, We interviewed Ravi Mayuram, SVP …
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Conversation between Ryan Hitchcock, Financial Planner at Hight Point Capital Group, and Bryce Gill, Economist at First Trust: 02:45 - Intro on Inflation & Market04:45 - Great Moderation or Globalization Long-term inflation outlook Supply chain War in Europe12:50 - Fed and interest rates14:45 - The Monetary Tailwind is Ebbing M2 Money Supply Stagfl…
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Streaming data platforms like Kafka, Pulsar, and Kinesis are now common in mainstream enterprise architectures, providing low-latency real-time messaging for analytics and applications. However, stream processing – the act of filtering, transforming, or analyzing the data inside the messages – is still an exercise left to the receiving microservice…
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Investing in the New Normal Series -- COVID-related shutdowns distorted the economy vs where it was before COVID and we are still trying to adapt to this world. The question now is; how do we, as investors trying to save for our future, navigate and invest in it? Let's learn from real people living and working in this "new normal" to help provide a…
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