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5 Reasons to Buy Over Renting

 
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Manage episode 185453953 series 1354548
Treść dostarczona przez Scott English. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Scott English lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.

There are many benefits to owning a home. Here are just a few.


For most people, owning a home makes much more sense financially than renting one. These are the top five reasons people choose to buy over renting:

1. You can do whatever you’d like to the property. You can re-paint a room, change your flooring, and even put a new chandelier in. These improvements will help increase your home’s resale value as well.

2. Appreciation benefits. Owning a home is an investment that is easy to understand. You get a daily, tangible benefit of living in a home while also owning an appreciating asset.

3. Tax benefits. Homeowners are allowed to deduct their mortgage insurance and property taxes when they file a return each year. These are significant savings that you can get with a payment that’s similar (or even lower) than your rent would be.

4. Mortgage costs stay flat while rental rates rise. When you lock in a 15- or 30-year mortgage, your payment will remain the same throughout the life of the loan. Rental rates continue to go up every year.

Over time, that equity will turn into profit.

5. Forced savings. When a homeowner makes a mortgage payment, a portion of the payment is paying down the loan each month, giving the homeowner more equity. Over time, that equity will turn into profit when it comes time for you to sell.

If you have any questions about your specific situation, we are always here to answer them. Just give us a call or send us an email. We look forward to hearing from you soon.
  continue reading

11 odcinków

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Manage episode 185453953 series 1354548
Treść dostarczona przez Scott English. Cała zawartość podcastów, w tym odcinki, grafika i opisy podcastów, jest przesyłana i udostępniana bezpośrednio przez Scott English lub jego partnera na platformie podcastów. Jeśli uważasz, że ktoś wykorzystuje Twoje dzieło chronione prawem autorskim bez Twojej zgody, możesz postępować zgodnie z procedurą opisaną tutaj https://pl.player.fm/legal.

There are many benefits to owning a home. Here are just a few.


For most people, owning a home makes much more sense financially than renting one. These are the top five reasons people choose to buy over renting:

1. You can do whatever you’d like to the property. You can re-paint a room, change your flooring, and even put a new chandelier in. These improvements will help increase your home’s resale value as well.

2. Appreciation benefits. Owning a home is an investment that is easy to understand. You get a daily, tangible benefit of living in a home while also owning an appreciating asset.

3. Tax benefits. Homeowners are allowed to deduct their mortgage insurance and property taxes when they file a return each year. These are significant savings that you can get with a payment that’s similar (or even lower) than your rent would be.

4. Mortgage costs stay flat while rental rates rise. When you lock in a 15- or 30-year mortgage, your payment will remain the same throughout the life of the loan. Rental rates continue to go up every year.

Over time, that equity will turn into profit.

5. Forced savings. When a homeowner makes a mortgage payment, a portion of the payment is paying down the loan each month, giving the homeowner more equity. Over time, that equity will turn into profit when it comes time for you to sell.

If you have any questions about your specific situation, we are always here to answer them. Just give us a call or send us an email. We look forward to hearing from you soon.
  continue reading

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