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7 Helpful Tips If You’re Buying in 2017
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This market is active and competitive. Here’s what you should know if you’re buying.
Looking to buy in the Salt Lake City Area? Get a full Home Search
Looking to sell in the Salt Lake City Area? Get a free Home Equity Report
If you plan on buying a home in 2017, that’s great news. However, there are a few things that you should know before you make the decision. We’ve got seven tips to share with you today that will help you become a better buyer. We’ve got tips for budgeting, tips for home maintenance, and tips for working with a lender.
1. Meet with a lender you trust. This could also be a lender that your Realtor trusts. You want to establish a game plan, know what type of loan product you’re going to get, and what you need for a down payment. There are a lot of down payment assistance programs out there.
2. Automate your down payment savings. Make them as relatively untouchable as possible.
3. Build up and clean up your credit. You don’t want to be sidelined when the time comes to buy because your credit needs work. A good lender will check your credit and if there are any problems, they will work with you to find a solution.
Be ready to pounce when it’s time.
4. Practice living on the budget of your estimated payments. This is a good exercise to use to determine if you can handle the monthly payments on your current income.
5. Get familiar with home maintenance. If you’re a first-time buyer, you don’t necessarily need to know everything it takes to maintain a home, but it’s a good idea to get familiar with it.
6. Create your wishlist and must-have items list. Compare those lists to the homes currently on the market, and get familiar with the homes that match your criteria in your target areas.
7. Be prepared to pounce when you are ready. This is the final step, but it’s the most important one. The market is active and competitive. We expect our trend of low inventory to continue.
If you have any questions for us or would like to discuss this topic further, don’t hesitate to give us a call or send us an email. We would love to hear from you.
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