2796: How to Retire on 1 Million or Less by ESI of ESI Money on Frugality & Financial Independence

Optimal Finance Daily - Financial Independence & Money Advice

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Episode 2796:

ESI of ESIMoney.com explains how you can retire early with a net worth of $1 million or less, using strategies common among the FIRE (Financial Independence Retire Early) community. Learn how to maximize your savings, minimize debt, and invest wisely to achieve financial independence by your mid-30s and live comfortably without a traditional job.

Read along with the original article(s) here: https://esimoney.com/retire-1-million-less/

Quotes to ponder:

"The steps to FIRE won’t surprise you. They involve earning, saving, and investing."

"They are used to living on a small portion of their earnings, so retirement is no different."

"This extra allows you to quit your 'normal' job much sooner."

Episode references:

The 4% Rule Explained: https://www.investopedia.com/terms/f/four-percent-rule.asp

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